I'm thinking of opening a savings account with American Express.
Are they checking Early Warning System?
Are they running a credit check?
Do you need good credit to open an account with them?
Thanks in advance.
American Express Savings Account
Started by
WaterMermaid
, Apr 26 2012 06:41 PM
6 replies to this topic
#1
Posted 26 April 2012 - 06:41 PM
#2
Posted 26 April 2012 - 07:41 PM
I have an Amex savings account, to the best of my knowledge they pulled a soft on Experian and pulled ChexSystems as well.
EDIT: Pretty sure they don't use EWS and my credit wasn't great when I opened it ( 620 FAKO I believe )
EDIT: Pretty sure they don't use EWS and my credit wasn't great when I opened it ( 620 FAKO I believe )
Edited by haru, 26 April 2012 - 07:42 PM.
#3
Posted 15 May 2012 - 09:15 PM
Yes they do use chexsystems but it seems many people are still being approvedI'm thinking of opening a savings account with American Express.
Are they checking Early Warning System?
Are they running a credit check?
Do you need good credit to open an account with them?
Thanks in advance.
#4
Posted 22 August 2012 - 03:06 PM
Arrrrgh,I've been thinking about opening a savings account with AMEX since it will be a while before I can open a checking account again. 
#5
Posted 13 November 2012 - 12:53 AM
Amex has a new checking account service they offer called Blue Bird where you can send a pic of the check for deposit and there are no fees involved except when you initially set up and thats $5. I signed up for the service, my biggest complaint is the use of the Amex card is not many people accept Amex.
#6
Posted 22 December 2012 - 05:42 PM
I've read some poor reviews of Bluebird. Mainly if you have a problem it's almost impossible to talk to someone. Hours long phone wait times. I opened an account just for the heck it, not that I need it. I just have a small balance. It's not a checking account because you can't write checks, but that may be coming. It does have bill pay and a debit card. It may be good for people locked out from regular bank accounts. For anyone else, I wouldn't rely on it.
#7
Posted 22 December 2012 - 11:00 PM
I have heard both negative things about this card and positive things as wellI've read some poor reviews of Bluebird. Mainly if you have a problem it's almost impossible to talk to someone. Hours long phone wait times. I opened an account just for the heck it, not that I need it. I just have a small balance. It's not a checking account because you can't write checks, but that may be coming. It does have bill pay and a debit card. It may be good for people locked out from regular bank accounts. For anyone else, I wouldn't rely on it.
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