Start with all three or just one?

[RJP3]

I have 6 medical CA on each of my reports. I started the credit clean up a few years ago and was doing so well! Then my ex went awall and though that it would be a good time to quit his job the week after I had our baby. So everything that I had saved to pay medical bills went to just living. (What a great man right??)

Any way my question is, should I work on all three reports at once or just go with Equifax? Way until I get them taken care of and order new reports??? I really want to buy a house for my little family of three and the sooner the better!!!

 

Oh and should I write a letter on each account to the CRA's or would it be ok to put three accounts on each page? Starting the hippa process and going to get them mailed out Monday morning. Thanks guys!!!

[Why Chat]

I have 6 medical CA on each of my reports. I started the credit clean up a few years ago and was doing so well! Then my ex went awall and though that it would be a good time to quit his job the week after I had our baby. So everything that I had saved to pay medical bills went to just living. (What a great man right??)

Any way my question is, should I work on all three reports at once or just go with Equifax? Way until I get them taken care of and order new reports??? I really want to buy a house for my little family of three and the sooner the better!!!

 

Oh and should I write a letter on each account to the CRA's or would it be ok to put three accounts on each page? Starting the hippa process and going to get them mailed out Monday morning. Thanks guys!!!

Opt out ( on BOTH you and your spouse's reports)

http://www.whychat.5u.com/OPTOUTINST.HTML

Send the initial dispute letter to each CRA listing all the medical accounts as they appear on that report.

http://www.whychat.5u.com/hipaadisp.html

[RJP3]

I have aready opt out. I did that several years ago. As for my EX he can go jump off a bridge for all I care. The collections are in my name only. I will send out letter tomorrow. Tks!