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The day I was discharged I opened a small secured card with my ol' trusty local CU to begin rebuilding. There are no fees but it also cannot graduate to unsecured, cannot secure more than the deposit amount, and their "product change" is a little quirky in that they will close the old line and open a new one, but report all of the history on the new line as well, supposedly.

 

That said, I was planning to close the secured this year anyway. I was not planning to open a new credit card with them but if they are tacking on an extra couple of years of positive history, it seems worth it.

 

To my question - does anyone else have a Visa with Vystar? What kind of limits have you received? How are they on CLIs? Anyone with BK history?


  • 4 years later...

The last post in this topic was posted 3694 days ago. 

 

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