I spoke to the manager and she said it was Chex systems
For a CU that doesnt pull Chexsystems, they have denied two people so far due to Chexsystems. I hope I am not number three!
to ChexSystems: The last time i wasted my time in a "Open up an account get $100" bank was Cooper Savings Bank on N High St in Columbus, Ohio (Clintonville.) I had "4" entries; two from two banks, savings and checking. I did not catch the reason. They were from 2006, possibly
early 2007. Three months before this, Chase had told me, on their form: "No account available." So the last time I have had ANY sort of activity was 2009 with Chex; used the non-Chex check ordering site to get more checks, had an oddball bank since 2008 not going in for anything, and the bad SHOULD be 2007 at the latest.
I join Repairerer as "Chex guinea pig" here (her words, not mine.)
Again: For a CU that is "Chex-friendly" and does NOT pull ChexSystems.. TWO people have been denied thus far for it.
I also have not heard anything back the "Applicaiton confirmation" Email. Seems a bad omen. I would LOVE to have a Secured CC through this CU in May for $1000. I could skip Capital One altogether. This is why I apped!
No new INQs, either. I also use my checking account on a weekly basis or so.
Do you think my Chex experiences will get me showt down? Shall I try Inova before I even hear back?