CB effect strikes again..called today and the rep said "for some reason there was an odd abundance of account openings" lol. I called because I couldn't log in to online banking. She gave me access over the phone. I applied for a credit product BTW, and they pulled EQ.
My rep was sort of clueless. At first, she thought I applied for a loan. She even said, "All of our loan officers have gone home for the day." Then I explained to her that I was attempting to join the CU. She said "It looks like well call you tomorrow;" then that changed to "It could take 5 to 7 days." So...

I also seem to notice that.. IF things get lost in translation, or are so clueless like that.. its usually denial.
Will a 5-year-old Chex count me out?