Thanks lilyflower for the info.I just joined because of the good rates on Think Big Checking. I joined thru Tru Direction. I'm sure they pull either chexystem to open the accounts.
I don't have any problems with Chex personally - (I've managed to have the same checking account since 2004 with no issues) so I can't speak to what they check or what to do if you have bad info in Chex but as long as you come up as you and can verify some info you can open that awesome checking account. I have my savings split between there and ING at the moment - I'm already over $1K on the ThinkBig so normal paycheck savings deposits are going back into my orange savings but I do throw an extra $20 or so into the account to keep it active and I have used my debit card like twice when I had no cash on me at work because there's an ATM in my building.