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Credit Limit Increase from BBRZ


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8 replies to this topic

#1 prosper711

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Posted 19 March 2012 - 12:15 AM

I've seen discussions about BBRZ not increasing limits for a long time now, and I had lost hope that BBRZ would ever give me a CLI. Every time I hit the little online request, I got the standard "you will hear from us with 7-10 days" and the answer was always no.

A week ago I tried for an online increase and got the no answer. Today I called customer service and asked if I would ever get an increase. The customer service operator said that she couldn't tell me that, but that I could apply for an increase once every 24 hours.

Something told me to try again, so I did....and my credit limit was finally doubled from 300-to 600. Wonderful, because I really love the rewards, I shop at BB all the time, and being limited to 300 at a time kept me from purchasing some things on my card and getting the maximum rewards. Plus there is no annual fee.

I've had the card almost 2 years now, never late with a payment. I often get it up to the limit for a few months at a time, then pay it off.

Hope this helps someone.



#2 patz2009

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Posted 19 March 2012 - 12:45 AM

Is this BBRZ through HSBC? If so, have you determined if they're doing a hard pull on your credit report each time you click the luv button?

#3 prosper711

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Posted 19 March 2012 - 12:49 AM

Is this BBRZ through HSBC? If so, have you determined if they're doing a hard pull on your credit report each time you click the luv button?

whenever they've turned me down there was no hard...I'll know tomorrow I guess whether I got a hard for the increase and will post here.

#4 iWhat

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Posted 19 March 2012 - 06:44 AM

I have always been on Plan B so I ended up canceling my card.

#5 fabdad

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Posted 19 March 2012 - 06:58 AM

Thanks...went from 400 to 700 this morn.

#6 rslifkin

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Posted 19 March 2012 - 09:17 AM

I endeavor to be one of those that has the HSBC BBRZ "100 Club" ($100) card increase from $100 to $400. There is a thread about it happening before. Its here, somewhere.

#7 Klesko

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Posted 19 March 2012 - 10:20 AM

Only some people have the CLI option on the cards online correct?

#8 Jade0607

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Posted 19 March 2012 - 10:40 AM

I tried today as well. $400 => $700 :D

Also, I never get a hard from them when requesting CLI.

Edited by Jade0607, 19 March 2012 - 10:43 AM.


#9 Matti

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Posted 19 March 2012 - 10:59 AM

FWIW - $3500 > $4250 (Few months ago)

I've hit it a few times and never had a hard pull.




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