Jump to content




Welcome to CreditBoards!


Sign In 

Create Account
Welcome to CreditBoards! Like most online communities, you must register to post in our community, but don't worry - this is a simple process requiring minimal information for you to sign up. Be a part of CreditBoards by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
 
Guest Message by DevFuse

Read These Items!

  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.

Photo

how to build credit


  • Please log in to reply
1 reply to this topic

#1 atvman

atvman
  • Newbies
  • 1 posts

Posted 28 February 2012 - 08:27 PM

I just had a question about my gf. She works gets $19/hr but it's only casual call in. So now she gets ei (1000month) plus maybe two or three shifts a month

at $150 a shift. In the summer time she usually gets full time hours for 3 months at around 3200 month. She is looking for ways to built credit. She would like to get a used car but she has nobody

to cosign so that is out of the question. She has a student loan that she has been paying since 2009. It was a 15000 loan at 150 a month and she has two credit cards. One is capital one which has

a balance and she just got a scotia bank one because somebody told her that credit cards from a bank it better from building credit. She has no balance on that. So should she cancel the captial

one and put that balance on the scotia bank or keep both? She has the captial one since 5 years which started off as a student one and kept building it up. So would a personal loan be a good

option? any options would be greatly appreciated!! She wants to start building credit but really do not now how. Would getting her name put on another loan or cc be a good idea if the primary

holder has exxellence credit?



#2 Burgerwars

Burgerwars
  • Members
  • 1,990 posts

Posted 01 March 2012 - 09:12 PM

Suggestion: Post this instead in the main Credit Forum. It's kind of lonely over here. Your question doesn't look Canada specific. You'll get more replies over there.

Edited by Burgerwars, 01 March 2012 - 09:13 PM.





0 user(s) are browsing this forum

0 members, 0 guests, 0 anonymous users



© Copyright 2003 - 2013 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.