18 replies to this topic

[Bishop AG]

How do you remove inquiries from equifax

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[v8envy]

its called B* research the master B* thread, you will need to pull your credit daily until you have pulled it 85 times since your last inquiry, one the 85 inquiries fill up with softs (pulls made by you) then the hards (pulls you authorized to obtain credit) fall off its like a conveyor belt that can only hold 85 things, start adding softs and the hards move toward the end, once they reach the end they are no longer show as an inquiry! good luck, this can be done in about 20-25 days with the right pullers, sc, mpm, usaa, and ec is what i use

[XxRaVeNxX]

I'd hate to bump an old thread...but what can I use to just use soft pulls for equifax? I also heard this doesn't work with all 3 of the CRAs...

[MarvBear]

How do you remove inquiries from equifax

Have patience for 24 months.

[iPhone911Droid]

I'd hate to bump an old thread...but what can I use to just use soft pulls for equifax? I also heard this doesn't work with all 3 of the CRAs...

For EQ use: usaa only for 85 days OR use mpm, usaa, and ec for 28 days

For TU use: sc for 56 days

Edited by iPhone911Droid, 26 August 2012 - 10:04 AM.

[XxRaVeNxX]

I'd hate to bump an old thread...but what can I use to just use soft pulls for equifax? I also heard this doesn't work with all 3 of the CRAs...

For EQ use: usaa only for 85 days OR use mpm, usaa, and ec for 28 days

For TU use: sc for 56 days

The only thing I knew the acronym for was; USAA....isn't there one for EQ & TU at the same time...

[figueroaw]

How do you remove inquiries from equifax

Have patience for 24 months.

Best advised and cheaper option ever!!!

[hegemony]

even if you get them all removed, many lenders now use CRAs that track applications so you might get to zero on EQ but on one of these other CRAs your application history will be revealed.

[L_SON]

I'd hate to bump an old thread...but what can I use to just use soft pulls for equifax? I also heard this doesn't work with all 3 of the CRAs...

For EQ use: usaa only for 85 days OR use mpm, usaa, and ec for 28 days

For TU use: sc for 56 days

What is SC? I have EQ down packed now, and want to focus on TU.

Sent from my DROIDX using Tapatalk

[iPhone911Droid]

SC = smart credit

[ToddP]

even if you get them all removed, many lenders now use CRAs that track applications so you might get to zero on EQ but on one of these other CRAs your application history will be revealed.

I've never heard of this. I thought CRA's are only allowed to "record" applications if the bank/credit union goes through that particalluar CRA. i.e. CRA ABC can't track applications that go through EQ, EXP or TU, etc. Correct me if I'm wrong.

[UNI4790]

How do you get a promo code from MPM?

[XxRaVeNxX]

even if you get them all removed, many lenders now use CRAs that track applications so you might get to zero on EQ but on one of these other CRAs your application history will be revealed.

Never heard of this...Proof?

[MarvBear]

http://www.weknowpay...vation_Plan.pdf

just an example, read between the lines.

[hegemony]

even if you get them all removed, many lenders now use CRAs that track applications so you might get to zero on EQ but on one of these other CRAs your application history will be revealed.

Never heard of this...Proof?

sorry but I don't need to prove anything. Perhaps you should do some research.,

I've never heard of this. I thought CRA's are only allowed to "record" applications if the bank/credit union goes through that particalluar CRA. i.e. CRA ABC can't track applications that go through EQ, EXP or TU, etc. Correct me if I'm wrong.

there are hundreds of CRAs and some exist to almost exclusively track applications. All the $$$ some people waste on B* is fruitless if a lender uses one of these alternative CRAs.

[ToddP]

I see. I've never used a bank / credit union that uses these CRAs, or it's never been an issue *yet*. I mainly just use NFCU, hopefully they don't catch on!

[hegemony]

I see. I've never used a bank / credit union that uses these CRAs, or it's never been an issue *yet*. I mainly just use NFCU, hopefully they don't catch on!

these CRAs are used a lot more than many folks realize. check this thread out

http://creditboards....howtopic=494618

[TeachMeMaster]

Barclays & Amex track apps.