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Ready to start B* for the first time

kayvebear

By kayvebear
in Credit Forum

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The last post in this topic was posted 5199 days ago. 

 

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kayvebear

kayvebear

Posted
Posted

I am finally ready to start B* for the first time. I have 8 INQ's on EX, 11 on EQ and 5 on TU. I know that there is nothing I can do about the EX but I would like to remove all of the EQ and TU.

 

I am already a member of USAA for all 3 bureaus. What is step #2? :)


visorboy1974

visorboy1974

Posted
Posted

I am finally ready to start B* for the first time. I have 8 INQ's on EX, 11 on EQ and 5 on TU. I know that there is nothing I can do about the EX but I would like to remove all of the EQ and TU.

 

I am already a member of USAA for all 3 bureaus. What is step #2? :)

 

 

Do you have any other daily pullers?

Do you need EQ B* quickly or can you wait about 3 months?

 

TU B* has been proven to be consistent with Smart Credit Premium only...though some have reoprted B* without it.

RAguy

RAguy

Posted
Posted (edited)

Im starting B* again myself. I am using USAA, Equifax Complete, and MyPrivacyMatters thru EDIT. I was able to bump most EQ and TU hards using that same combo last time...

Edited by RAguy
kayvebear

kayvebear

Posted
  • Author
Posted

I am finally ready to start B* for the first time. I have 8 INQ's on EX, 11 on EQ and 5 on TU. I know that there is nothing I can do about the EX but I would like to remove all of the EQ and TU.

 

I am already a member of USAA for all 3 bureaus. What is step #2? :)

 

 

Do you have any other daily pullers?

Do you need EQ B* quickly or can you wait about 3 months?

 

TU B* has been proven to be consistent with Smart Credit Premium only...though some have reoprted B* without it.

 

I am not currently a member of any daily pullers besides USAA CCMP. I am looking for someone to tell me what other 2 or 3 daily pullers I should join to get B* on TU and EQ. :)

 

 

 

kayvebear

kayvebear

Posted
  • Author
Posted

I just joined MPM through BB&T... looks like it will take two weeks to process my order and my member materials to arrive, so I will probably wait to sign up for additional sites until then to begin the B* process....

insidious

insidious

Posted
Posted

I am finally ready to start B* for the first time. I have 8 INQ's on EX, 11 on EQ and 5 on TU. I know that there is nothing I can do about the EX but I would like to remove all of the EQ and TU.

 

I am already a member of USAA for all 3 bureaus. What is step #2? :)

 

 

Do you have any other daily pullers?

Do you need EQ B* quickly or can you wait about 3 months?

 

TU B* has been proven to be consistent with Smart Credit Premium only...though some have reoprted B* without it.

 

I have 154 softs on equifax and still no B*. Am I being C*?

cat81

cat81

Posted
Posted

OP I am only with USAA as well and I was told by equifax rep that she notice I pull everyday and if I keep pulling it will cause a split file. So I just stop until I get a better understanding of the "B*.

cookiemommy

cookiemommy

Posted
Posted

Im starting B* again myself. I am using USAA, Equifax Complete, and MyPrivacyMatters thru EDIT. I was able to bump most EQ and TU hards using that same combo last time...

 

 

what is the website to sign up for mpm through edit?

visorboy1974

visorboy1974

Posted
Posted

I just joined MPM through BB&T... looks like it will take two weeks to process my order and my member materials to arrive, so I will probably wait to sign up for additional sites until then to begin the B* process....

 

Equifax Complete or Credit Secure from AMEX for EQ B*.

 

Smart Credit Premium for TU B*.

kayvebear

kayvebear

Posted
  • Author
Posted

I just joined MPM through BB&T... looks like it will take two weeks to process my order and my member materials to arrive, so I will probably wait to sign up for additional sites until then to begin the B* process....

 

Equifax Complete or Credit Secure from AMEX for EQ B*.

 

Smart Credit Premium for TU B*.

 

So just a final confirmation.... by using BB&T MPM, USAA CCMP and Credit Secure through AMEX, I will achieve B* on EQ...

 

Also wouldn't it be wise to flowers Equifax Complete for one month to pull 4 daily and guarantee full bumpage?

 

 

And Smart Credit Premium alone by itself works for B* on TU? How long does B* take on TU?

kayvebear

kayvebear

Posted
  • Author
Posted

I just joined MPM through BB&T... looks like it will take two weeks to process my order and my member materials to arrive, so I will probably wait to sign up for additional sites until then to begin the B* process....

 

Equifax Complete or Credit Secure from AMEX for EQ B*.

 

Smart Credit Premium for TU B*.

 

So just a final confirmation.... by using BB&T MPM, USAA CCMP and Credit Secure through AMEX, I will achieve B* on EQ...

 

Also wouldn't it be wise to flowers Equifax Complete for one month to pull 4 daily and guarantee full bumpage?

 

 

And Smart Credit Premium alone by itself works for B* on TU? How long does B* take on TU?

 

Bump

kayvebear

kayvebear

Posted
  • Author
Posted

Also wouldn't it be wise to use Equifax Complete for one month to pull 4 daily and guarantee full bumpage?

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kayvebear

kayvebear

Posted
  • Author
Posted

You're going all in anyway, so no.

 

 

And Smart Credit Preminum alone by itself works for B* on TU? How long does that take on TU since I only get 1 pull a day?

 

 

Repairerer

Repairerer

Posted
Posted

A long time. It depends on the ages of all your softs and all your hards. It will seem like forever. You will wish that you had stayed in bed all day rather than pay that much and have to request more pulls all the time. It's the only way, though.

kayvebear

kayvebear

Posted
  • Author
Posted

A long time. It depends on the ages of all your softs and all your hards. It will seem like forever. You will wish that you had stayed in bed all day rather than pay that much and have to request more pulls all the time. It's the only way, though.

 

Is B* even worth it for me on TU?

 

It seems like on EQ it is worth it as I took 8 hard inq's in 2011...

 

On TU I only have 5 hard inq's, with 4 of them occuring in 2011...

kayvebear

kayvebear

Posted
  • Author
Posted

Only you can decide that for yourself, Grass Hopper.

 

Two final questions... how much can B* really help if I still have so many inq's on EX and TU? When Amex pulls for an application and sees 0 on EQ but 8/5 on EX/TU don't they get suspicious? And lastly, does going all in by using 4 services increase the risk of a split file?

 

 

 

jaybee

jaybee

Posted
Posted

Two final questions... how much can B* really help if I still have so many inq's on EX and TU? When Amex pulls for an application and sees 0 on EQ but 8/5 on EX/TU don't they get suspicious? And lastly, does going all in by using 4 services increase the risk of a split file?

Amex uses EX and doesn't care about EQ and TU. If you are attempting B* for an Amex, it won't help your chances. It is believed by most that using multiple pullers will put you on the C* list. The safest way to B* without getting C* is to just pull USAA daily for 3 months for EQ, and SCP daily for 2 months for TU.

kayvebear

kayvebear

Posted
  • Author
Posted

Two final questions... how much can B* really help if I still have so many inq's on EX and TU? When Amex pulls for an application and sees 0 on EQ but 8/5 on EX/TU don't they get suspicious? And lastly, does going all in by using 4 services increase the risk of a split file?

Amex uses EX and doesn't care about EQ and TU. If you are attempting B* for an Amex, it won't help your chances. It is believed by most that using multiple pullers will put you on the C* list. The safest way to B* without getting C* is to just pull USAA daily for 3 months for EQ, and SCP daily for 2 months for TU.

 

Everytime I apply for an Amex I get hard inq's on all 3 bureaus

Frank13

Frank13

Posted
Posted
The safest way to B* without getting C* is to just pull USAA daily for 3 months for EQ, and SCP daily for 2 months for TU.

 

Simultaneously, or SCP after the party is over with USAA?

The last post in this topic was posted 5199 days ago. 

 

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