(Already posted this in the main forum. Let's see what kind of response it gets here.)
Those with Direct loans will notice that the old loans have been closed and that a new trade line with the same date opened has taken it's place.
The new one has no derogatory information, even if the old closed account does. This seems fair and reasonable.
As anyone who has talked to them on the phone recently knows, Direct Loans has been FUBAR ever since being transferred to ACS. They simply don't know what they're doing and mistakes are being made left and right.
Given this window of chaos and confusion, isn't now the perfect time to start disputing negative items on the older, closed accounts?
Direct Student Loans
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