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Help with old Medical bill


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3 replies to this topic

#1 Formack

Formack
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  • 19 posts

Posted 17 February 2012 - 05:47 PM

Ok, my husband has a medical bill collection on his credit report.

OC: Dr.K CA: Diversified SVS Group
Date of service 8/2007, Date opened: 2/2008, Reported since 6/2008 Balance $646

I disputed it a loonnnggg time ago(probably 2-3 years)before I knew about the HIPPA why chat process.
This is what is says on Your statement:
Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act).

My question is, can/should I still start with the pre-hippa medical dispute letter to the CRA? I just was not sure if this past dispute will mess the process up? or if I start from the beginning and ignore it. Thanks so much!

#2 Why Chat

Why Chat
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Posted 18 February 2012 - 10:13 AM

Ok, my husband has a medical bill collection on his credit report.

OC: Dr.K CA: Diversified SVS Group
Date of service 8/2007, Date opened: 2/2008, Reported since 6/2008 Balance $646

I disputed it a loonnnggg time ago(probably 2-3 years)before I knew about the HIPPA why chat process.
This is what is says on Your statement:
Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act).

My question is, can/should I still start with the pre-hippa medical dispute letter to the CRA? I just was not sure if this past dispute will mess the process up? or if I start from the beginning and ignore it. Thanks so much!

Opt out
http://www.whychat.5...OPTOUTINST.HTML
Delete old addresses, if possible if you have moved since 2007

Send the initial dispute letter to each CRA where the account is reporting ( use a REAL report with a report ID#)

http://www.whychat.5.../hipaadisp.html

You original dispute has long since left the CRA computer system

#3 Formack

Formack
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Posted 02 March 2012 - 01:40 PM

Opt Out --Check
Send Pre-hipaa dispute letters to all 3 bureaus-- check

Now we wait.

#4 Formack

Formack
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  • 19 posts

Posted 21 May 2012 - 11:02 PM

Ok, way late posting this. Thanks so much Why Chat! Gone off all reports! YEA!




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