3 replies to this topic

[threesacrowd]

Below, you will see the steps that I've taken during the WhyChat Process. My question is about the letter I received from the collection agency. Does this letter satisfy as a documented current relationship between the Health Care Provider and the Reporting CA? For you to review the document, I have redacted all personal information. I will tell you that the CA had listed the 5 accounts in question, total amount due, and the name of the Hospital that reported the debt to the CA. Final question question, since I have this info from the CA, can i complete the last step which is to send the Letter to the Health Care Provider.

Steps that I've take:
1. Removed all previous addresses from each CRA.
2. Sent each CRA a Handwritten Pre HIPPA Medical Dispute Letter.
2a. Each CRA responded to my request. TU and EQ verified and Experian removed 2 of the 5 accounts.
3. Sent a DV letter to Collection Agency that is reporting the 5 accounts
3a. Received Response, see attached letter
4. Sent a CMRR Follow up letter to the CRA, no response as of yet.
5. PENDING FINAL STEP, LETTER TO HEALTH CARE PROVIDER

Letter

I had a hard time trying to add the jpg, here is the photobucket link in case it does not appear. I hope this is not a violation and if it is, I am sorry for it. Please remove and advise on how to add a photo. Thanks.

Edited by threesacrowd, 12 February 2012 - 06:02 PM.

[Why Chat]

Below, you will see the steps that I've taken during the WhyChat Process. My question is about the letter I received from the collection agency. Does this letter satisfy as a documented current relationship between the Health Care Provider and the Reporting CA? For you to review the document, I have redacted all personal information. I will tell you that the CA had listed the 5 accounts in question, total amount due, and the name of the Hospital that reported the debt to the CA. Final question question, since I have this info from the CA, can i complete the last step which is to send the Letter to the Health Care Provider.

Steps that I've take:
1. Removed all previous addresses from each CRA.
2. Sent each CRA a Handwritten Pre HIPPA Medical Dispute Letter.
2a. Each CRA responded to my request. TU and EQ verified and Experian removed 2 of the 5 accounts.
3. Sent a DV letter to Collection Agency that is reporting the 5 accounts
3a. Received Response, see attached letter
4. Sent a CMRR Follow up letter to the CRA, no response as of yet.
5. PENDING FINAL STEP, LETTER TO HEALTH CARE PROVIDER

Letter

I had a hard time trying to add the jpg, here is the photobucket link in case it does not appear. I hope this is not a violation and if it is, I am sorry for it. Please remove and advise on how to add a photo. Thanks.

As far as I could see there was no copy of the OC account data, no proof of ANY kind that they have any of the required information and certainly no documentation of an existing business relationship between them and the OC.

How old is this account?? ( Dates of service) Do you have ANY independant verification that any of these bills are valid?? For instance, copies of original bills from the OC?? EOMBs from your insurance??

You may have had all this on your original post, if you had one, this is why we ask folks to keep ALL their follow ups in the same thread.

[threesacrowd]

Below, you will see the steps that I've taken during the WhyChat Process. My question is about the letter I received from the collection agency. Does this letter satisfy as a documented current relationship between the Health Care Provider and the Reporting CA? For you to review the document, I have redacted all personal information. I will tell you that the CA had listed the 5 accounts in question, total amount due, and the name of the Hospital that reported the debt to the CA. Final question question, since I have this info from the CA, can i complete the last step which is to send the Letter to the Health Care Provider.

Steps that I've take:
1. Removed all previous addresses from each CRA.
2. Sent each CRA a Handwritten Pre HIPPA Medical Dispute Letter.
2a. Each CRA responded to my request. TU and EQ verified and Experian removed 2 of the 5 accounts.
3. Sent a DV letter to Collection Agency that is reporting the 5 accounts
3a. Received Response, see attached letter
4. Sent a CMRR Follow up letter to the CRA, no response as of yet.
5. PENDING FINAL STEP, LETTER TO HEALTH CARE PROVIDER

Letter

I had a hard time trying to add the jpg, here is the photobucket link in case it does not appear. I hope this is not a violation and if it is, I am sorry for it. Please remove and advise on how to add a photo. Thanks.

As far as I could see there was no copy of the OC account data, no proof of ANY kind that they have any of the required information and certainly no documentation of an existing business relationship between them and the OC.

How old is this account?? These account are less than two years old, and I am prepared to pay them. Do you have ANY independant verification that any of these bills are valid?? Yes, I have EOMB's, but they do not match up to the amount that they are asking for (it's less than the total on my EOMB) For instance, copies of original bills from the OC?? I do not have any copies of the original bills from the OC, but I can call and get them. If I am able to make the connection between the CA and the OC, can I submit a settlement amount and still have the OC recall the debt from the CA?

You may have had all this on your original post, if you had one, this is why we ask folks to keep ALL their follow ups in the same thread.

WC,
This is my first post about this topic. In the future if I have a follow up I will be sure to update in the same thread. I have responded in red to your questions, thanks for helping me.

[Why Chat]

Below, you will see the steps that I've taken during the WhyChat Process. My question is about the letter I received from the collection agency. Does this letter satisfy as a documented current relationship between the Health Care Provider and the Reporting CA? For you to review the document, I have redacted all personal information. I will tell you that the CA had listed the 5 accounts in question, total amount due, and the name of the Hospital that reported the debt to the CA. Final question question, since I have this info from the CA, can i complete the last step which is to send the Letter to the Health Care Provider.

Steps that I've take:
1. Removed all previous addresses from each CRA.
2. Sent each CRA a Handwritten Pre HIPPA Medical Dispute Letter.
2a. Each CRA responded to my request. TU and EQ verified and Experian removed 2 of the 5 accounts.
3. Sent a DV letter to Collection Agency that is reporting the 5 accounts
3a. Received Response, see attached letter
4. Sent a CMRR Follow up letter to the CRA, no response as of yet.
5. PENDING FINAL STEP, LETTER TO HEALTH CARE PROVIDER

Letter

I had a hard time trying to add the jpg, here is the photobucket link in case it does not appear. I hope this is not a violation and if it is, I am sorry for it. Please remove and advise on how to add a photo. Thanks.

As far as I could see there was no copy of the OC account data, no proof of ANY kind that they have any of the required information and certainly no documentation of an existing business relationship between them and the OC.

How old is this account?? These account are less than two years old, and I am prepared to pay them. Do you have ANY independant verification that any of these bills are valid?? Yes, I have EOMB's, but they do not match up to the amount that they are asking for (it's less than the total on my EOMB) For instance, copies of original bills from the OC?? I do not have any copies of the original bills from the OC, but I can call and get them. If I am able to make the connection between the CA and the OC, can I submit a settlement amount and still have the OC recall the debt from the CA?

You may have had all this on your original post, if you had one, this is why we ask folks to keep ALL their follow ups in the same thread.

WC,
This is my first post about this topic. In the future if I have a follow up I will be sure to update in the same thread. I have responded in red to your questions, thanks for helping me.

Pay the OC the lesser of the amounts with the HIPAA letter insert "a" Be sure to follow ALL the directions.
http://www.whychat.5u.com/hipltr.html

When you say "settlement" amount, what exactly are you trying to do?? You can not use the HIPAA letter program to pay the OC and gety a deletion if you do not pay in full the amount that is due. ( You have an EOMB so it should state what the "patient" obligation is, and that is based on the discounted amount that your insurance paid.)