Hi guys and gals i just got alert this morning some collection has pulled a hard inquirie on my transunion. Is that right they can do that???? Also if not what should i do about it?
Can CA Pull hard inquiries
Started by
lvu
, Jan 19 2012 09:52 AM
7 replies to this topic
#1
Posted 19 January 2012 - 09:52 AM
#2
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Posted 19 January 2012 - 10:20 AM
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#3
Posted 19 January 2012 - 10:24 AM
Hi guys and gals i just got alert this morning some collection has pulled a hard inquirie on my transunion. Is that right they can do that???? Also if not what should i do about it?
Yes, unfortunately they can.
#4
Posted 19 January 2012 - 10:57 AM
Hi guys and gals i just got alert this morning some collection has pulled a hard inquirie on my transunion. Is that right they can do that???? Also if not what should i do about it?
Let me guess - it was either portfolio or lighthouse?
TU views this is permissable purpose and unfortunately won't do anything about it.
#5
Posted 19 January 2012 - 12:29 PM
It was from transunion there called BRONSON& MIG Collection services 2200 FLETCHER AVE FORT LEE, NJ 07024
#6
Posted 19 January 2012 - 02:55 PM
It was from transunion there called BRONSON& MIG Collection services 2200 FLETCHER AVE FORT LEE, NJ 07024
Not much you can do. You can try disputing it, but don't be surprised if they verify it. TU takes the position that it is a permissible purpose for a collector to do a hard pull on you, even though they don't need to do that to get the information they need about you, and they won't likely remove it.
#7
Posted 19 January 2012 - 03:04 PM
Yes, unfortunately. Portfolio pulls mine--regularly there is even a notation that they have on there that they are allowed to do it until 10/2012. Also these are the ones that sued me. I went to court asked them to validate legally in court and instead they just put in for a dismissal w/o prejudice. Although i would have preferred with prejudice I agreed. hey, at least i'm not being sued any longer and probably won't be by them again, I'm kind of still in limbo with this since it is still within the SOL.Hi guys and gals i just got alert this morning some collection has pulled a hard inquirie on my transunion. Is that right they can do that???? Also if not what should i do about it?
#8
Posted 19 January 2012 - 04:59 PM
Well i guess that answered my question thanks everybody
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