Jump to content




Welcome to CreditBoards!


Sign In 

Create Account
Welcome to CreditBoards! Like most online communities, you must register to post in our community, but don't worry - this is a simple process requiring minimal information for you to sign up. Be a part of CreditBoards by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
 
Guest Message by DevFuse

Read These Items!

  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.

Photo

Chexsystems Inq's


  • Please log in to reply
2 replies to this topic

#1 JUPITER2928

JUPITER2928
  • Members
  • 156 posts

Posted 17 January 2012 - 07:38 PM

I have a load of inq from all these guys. I have had BOA for years and have no clue who these guys are. Anyone know?

If I dispute them through Chexsystems, do I do a separate letter for each company or can I group them?

Microbilt – 1640 Airport Road Ste 115, Kennesaw, Ga 30144

12/20/2010, 01/03/2011, 03/27/2011, 06/06/2011, 08/01/2011



Teletrack, Inc – 5550-A Peachtree Pkwy, Norcross,Ga 30092

01/03/2011 2 on same day





CL Verify – 3030 N Rocky Point Dr, Tampa FL 33607

01/03/2011



Thanks Bud

Edited by Budmccarroll, 17 January 2012 - 07:42 PM.




#2 mca

mca

    Lead - Chexsystems Help Forum

  • Members
  • 1,779 posts

Posted 18 January 2012 - 01:49 AM

I have a load of inq from all these guys. I have had BOA for years and have no clue who these guys are. Anyone know?

If I dispute them through Chexsystems, do I do a separate letter for each company or can I group them?

Microbilt 1640 Airport Road Ste 115, Kennesaw, Ga 30144

12/20/2010, 01/03/2011, 03/27/2011, 06/06/2011, 08/01/2011



Teletrack, Inc 5550-A Peachtree Pkwy, Norcross,Ga 30092

01/03/2011 2 on same day





CL Verify 3030 N Rocky Point Dr, Tampa FL 33607

01/03/2011



Thanks Bud



Inquiries Not Initiated By Consumer Action refers to inquiries resulting from transactions you may not have initiated, so you may not recognize the source. Members with permissible purposes include current creditors, pre-approval creditors, and potential investors trying to assess risks. They report these requests only to you as a record of activities, and they do not include any of these requests on credit reports to others.

Under the federal Fair Credit Reporting Act (FCRA), consumer credit reporting agencies are permitted to include your name on lists used by creditors or insurers to make "pre-screened" offers of credit or insurance that are not initiated by you. The FCRA also provides you the right to "Opt-Out", which prevents consumer credit reporting agencies from providing your credit file information for "pre-screened" offers. If you choose to opt-out, your name and address will be removed from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-5 OPTOUT 1-888-567-8688

You may opt-out with ChexSystems at 1-877-OPTOUT 5 1-877-678-6885


Inquiries Initiated By Consumer Action refers to inquiries resulting from a transaction initiated by you. These include applying for a credit card or completing an application at a financial institution. Please note that the inquiries are part of your credit history and may be included in our reports to others. These inquiries can be viewed for ninety days up to three years.


You can not dispute the Inquiries Not Initiated By Consumer Action

You can dispute the Inquiries Initiated By Consumer Action

If you have an inquiry on your report that shows up under those initiated by a consumer action and you did not authorize the bank or company to do so, you can dispute it and they will have to remove it if they can not prove it was authorized.

#3 JUPITER2928

JUPITER2928
  • Members
  • 156 posts

Posted 18 January 2012 - 10:10 AM

Thx MCA,
They are all listed under "Inquiries Initiated By Customer Action"




0 user(s) are browsing this forum

0 members, 0 guests, 0 anonymous users



© Copyright 2003 - 2013 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.