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[Updated] Automatic counting of inquiries for B*


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179 replies to this topic

#126 Take Action

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Posted 24 March 2012 - 11:59 AM



Good question. I'm locked out of the EQ backdoor currently, and too afraid to try again because I don't want any early C* this month. :P I use EQ complete to get my soft inquiries, but maybe someone with access to the EQ backdoor could give you some info. If I remember correctly, you just click on "Inquiries in the Last 2 Years" and they're under your hard inquiries.

OMG: Does the backdoor graduate you from C* to C*-squared?


Supposedly it can. I've never had it happen personally, but it's a possibility.

Sorry, after this post, I stopped BD, so I can't offer data for TU. I think the BD got me on EQ double-chop. Did a dumb thing in disputing an inq, then discovered B* and starting B* while the dispute was open.



#127 Scooter3279

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Posted 30 March 2012 - 06:52 PM

This is what I'm putting into the counter:

PRM-CAPITAL ONE - RTPM: 02/10/12
CIC/EXPERIAN ALRTS: 03/23/12
CREDITEXPERT 1-866-673-0140: 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/24/12, 03/23/12
DISH NETWORK: 09/09/11
EQUIFAX INFO SVCS.: 03/23/12
EQUIFAX INFO SVCS.: 11/07/10
EQUIFAX: 01/15/12, 09/22/11
ND-EQUIFAX: 09/22/11, 11/07/10
Equifax Consumer Services: 03/30/12
ND-Equifax Consumer Services: 03/30/12
ND-Equifax Consumer Services: 03/30/12
EQUIFAX INFORMATION SVS: 02/11/12, 02/04/12, 01/28/12, 01/17/12
EQUIFAX INFO SVCS.: 12/20/10
ND-FAIR ISAAC: 11/11/10
ND-HSBC BANK: 03/30/12, 03/23/12, 01/12/12, 08/10/11, 08/05/10, 05/28/10
ND-PAYPAL INC: 06/11/11


and I get this:

CIC/EXPERIAN ALRTS: 03/23/12: (1)
CREDITEXPERT 1-866-673-0140: 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/24/12, 03/23/12: (1)
DISH NETWORK: 09/09/11: (1)
EQUIFAX INFO SVCS.: 03/23/12:
EQUIFAX INFO SVCS.: 11/07/10:
EQUIFAX: 01/15/12, 09/22/11:
ND-EQUIFAX: 09/22/11, 11/07/10:
Equifax Consumer Services: 03/30/12: (1)
ND-Equifax Consumer Services: 03/30/12:
ND-Equifax Consumer Services: 03/30/12:
EQUIFAX INFORMATION SVS: 02/11/12, 02/04/12, 01/28/12, 01/17/12:
EQUIFAX INFO SVCS.: 12/20/10:
ND-FAIR ISAAC: 11/11/10:
ND-HSBC BANK: 03/30/12, 03/23/12, 01/12/12, 08/10/11, 08/05/10, 05/28/10:
ND-PAYPAL INC: 06/11/11:

Total "good" softs found: 4

Any ideas?


#128 tidehigh

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Posted 30 March 2012 - 08:49 PM

I'm just started with trying B* and wanted to clarify if I understand it correctly. I show the following from my cut/paste into the tool (awesome tool btw!):



AR-CAPITAL ONE: 10/04/11, 09/06/11, 07/05/11, 05/31/11, 05/03/11
CIC/EXPERIAN ALRTS: 03/15/12 (1)
AR-CONN CREDIT CORP: 03/07/12, 11/13/11, 07/25/11
CREDITEXPERT 1-866-673-0140: 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 03/19/12, 03/18/12, 03/17/12, 03/16/12, 03/15/12, 03/14/12, 04/11/11, 04/09/11 (19)
CSC: 08/12/10 (1)
CSC: 07/26/10 (1)
EQUIFAX: 02/19/12 (1)
EQUIFAX: 03/25/12, 02/19/12 (2)
ND-EQUIFAX: 03/16/12
ND-EQUIFAX: 08/19/10
ND-EQUIFAX: 07/16/10
ND-EQUIFAX: 07/16/10
EQUIFAX INFO SVCS.: 03/25/12, 03/15/12, 03/12/12

Equifax Consumer Services: 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/25/12, 03/23/12, 03/22/12, 03/20/12, 03/19/12, 03/18/12, 03/17/12, 03/16/12, 03/14/12, 03/13/12, 03/12/12 (16)
Equifax Consumer Services: 03/18/12 (1)
Equifax Consumer Services: 03/11/12 (1)
ND-Equifax Consumer Services: 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/25/12, 03/23/12, 03/22/12, 03/20/12, 03/19/12, 03/18/12, 03/17/12, 03/16/12, 03/14/12, 03/13/12, 03/12/12
ND-Equifax Consumer Services: 03/26/12, 03/11/12
ND-Equifax Consumer Services: 03/18/12, 03/11/12
ND-Equifax Consumer Services: 03/11/12
ND-Equifax Consumer Services: 03/11/12
EQUIFAX - CUSTOMER ACCTS: 03/21/12
EQUIFAX INFORMATION SVS: 03/15/12, 03/13/12
AR-HOUSEHOLD BANK: 02/28/12, 01/31/12, 12/27/11, 11/29/11, 10/25/11, 09/27/11, 09/13/11, 07/26/11, 07/05/11, 05/31/11, 04/26/11
ND-CHOICEPOINT ::: 11/09/11, 01/16/11
ND-PAYPAL INC: 06/08/11

TRUECREDIT/BUSINESS MAX: 02/19/12 (1)
TRUECREDIT/VERTRUE: 02/18/12 (1)

Total "good" softs found: 45



So I currently have 13 hard inquiries (oldest is 6/8/2010). I would add hard inquiries + soft inquiries (58 total)? And the magic number I'm looking for is 85 when I should see B* as long as C* does not occur first? Is that correct?

#129 JFoley

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Posted 30 March 2012 - 09:15 PM

Helllo Spigot,

Any progress being made on the TU counter? I love the EQ tool and have pretty much figured out how to count them. Not a lot of people want to talk about TU.

#130 doddo72

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Posted 02 April 2012 - 07:45 PM

For being a newbie can someone advise me on what to do and what places I should be pulling from and how often? I have a lot of hard inquiries that I need to get rid of. Thanks

#131 Link2k

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Posted 03 April 2012 - 12:40 PM

For being a newbie can someone advise me on what to do and what places I should be pulling from and how often? I have a lot of hard inquiries that I need to get rid of. Thanks


Unless your reports are completely clean I wouldn't worry about B* as a newbie. Afterall 10 inq's is the same as 100 inq's and the boost your score will get from removing inq's is minimal compared to removing negatives. Goodluck Posted Image

#132 doddo72

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Posted 03 April 2012 - 07:13 PM

Three recent inquiries were removed off of my transunion. Does that mean I'm bumping them off and didn't realize it? Also what company is Mcm? I'd like to start getting my reports from them. I get my credit reports daily from usaa, credit karma, and truecredit.

#133 prindia

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Posted 03 April 2012 - 08:59 PM

I have currently 30 hards on equifax and 13 on transunion.. what are my chances of getting b this month? I am pulling USAA, MPM and Equifax.


CIC/EXPERIAN ALRTS: 12/21/11 (1)
CREDITEXPERT 1-866-673-0140: 04/03/12, 04/02/12, 04/01/12, 03/31/12, 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/28/12, 01/30/12, 12/30/11 (18)
EQUIFAX: 03/14/12, 03/14/12, 03/09/12, 03/09/12, 03/09/12, 12/09/11, 10/04/10, 09/25/10, 08/27/10, 08/26/10, 08/21/10 (11)
EQUIFAX: 01/15/12 (1)
EQUIFAX: 10/13/11 (1)
Equifax Consumer Services: 04/03/12, 04/02/12, 04/01/12, 03/31/12, 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/25/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12 (14)
Equifax Consumer Services: 03/05/12 (1)
FAIR ISAAC: 10/24/11 (1)
SHAREBUILDER SECURITIES CORP: 03/22/12, 03/21/12, 03/20/12, 03/19/12, 03/18/12, 03/17/12, 03/16/12, 03/15/12, 03/14/12, 03/06/12 (10)
SPRINT: 09/24/11 (1)
TRUECREDIT/COVERDELL MY: 03/09/12 (1)
TRUECREDIT/VERTRUE: 04/03/12, 04/02/12, 03/31/12, 03/30/12, 03/28/12, 03/27/12, 03/26/12, 03/25/12, 03/23/12, 03/22/12, 03/20/12 (11

#134 disnugaswagg

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Posted 06 April 2012 - 10:46 PM

Is there a problem with the counter? I have noticed that it isaying that I only have 9 softs toward B*.


AR-AT&T INC. 03/18/12
ND-CHASE BANK - DEPOSIT PRODUCTS 06/20/10
AR-FIRST USA,N.A. 02/22/12
CIC/EXPERIAN RPTS 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12
CONSUMERINFO.COM 03/07/12
AR-CITI CARDS CBNA 02/24/12
CREDITEXPERT 1-866-673-0140 04/05/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12
ND-DIGITAL FEDERAL CREDIT UNION 03/27/12
E*TRADE FINANCIAL 03/27/12
EQUIFAX INFO SVCS. 02/15/12
EQUIFAX 03/22/12, 03/22/12, 03/17/12, 03/14/12, 03/14/12, 03/13/12, 03/10/12, 11/16/11, 11/08/11, 10/25/11, 10/25/11, 10/22/11, 10/22/11, 10/22/11, 10/18/11, 10/15/11
EQUIFAX INFO SVCS. 02/20/12, 02/15/12, 10/24/11, 10/20/11, 10/20/11, 09/02/11, 09/01/11, 08/23/11, 07/21/11
EQUIFAX 01/31/12
ND-EQUIFAX 11/15/11, 05/04/11, 07/02/10
EQUIFAX INFO SVCS. 02/01/12, 07/07/10
Equifax Consumer Services 04/03/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/20/12, 02/29/12, 01/31/12
ND-Equifax Consumer Services 04/04/12
ND-Equifax Consumer Services 05/11/11
EQUIFAX INFORMATION SVS 11/11/11, 07/22/11
EQUIFAX INFO SVCS. 03/12/12, 03/12/12, 03/06/12, 03/06/12, 03/06/12, 02/15/12, 02/15/12, 02/02/12, 09/06/11, 09/06/11, 08/29/11, 06/13/11
ND-EQUIFAX 03/18/12
FAIR ISAAC 04/01/12, 02/17/12
ND-FINANCIAL PACIFIC LEASING 03/06/12
ND-CHOICEPOINT, INC ::2597651261 02/03/12
AR-MACYS/DSNB 02/24/12
NAVY FCU 03/24/12
AR-PRIVATE LBL RETAIL/CITIBANK NA 02/24/12
AR-SHELL/CITIBANK NA 02/24/12
TRUECREDIT/VERTRUE 04/05/12, 04/03/12, 04/01/12, 03/29/12, 03/26/12, 03/25/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12
TRUELINK 03/20/12, 02/18/12

I know for a fact that I have more than 9. Is there any special thing that I should do after I have pasted them in notepad?

#135 txtwisterchaser

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Posted 07 April 2012 - 10:03 AM

Is there a problem with the counter? I have noticed that it isaying that I only have 9 softs toward B*.

I know for a fact that I have more than 9. Is there any special thing that I should do after I have pasted them in notepad?


Are you putting a TAB between the name of the puller and the first date?

Chris

#136 tidehigh

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Posted 07 April 2012 - 11:41 AM

Is there a problem with the counter? I have noticed that it isaying that I only have 9 softs toward B*.


AR-AT&T INC. 03/18/12
ND-CHASE BANK - DEPOSIT PRODUCTS 06/20/10
AR-FIRST USA,N.A. 02/22/12
CIC/EXPERIAN RPTS 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12
CONSUMERINFO.COM 03/07/12
AR-CITI CARDS CBNA 02/24/12
CREDITEXPERT 1-866-673-0140 04/05/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12
ND-DIGITAL FEDERAL CREDIT UNION 03/27/12
E*TRADE FINANCIAL 03/27/12
EQUIFAX INFO SVCS. 02/15/12
EQUIFAX 03/22/12, 03/22/12, 03/17/12, 03/14/12, 03/14/12, 03/13/12, 03/10/12, 11/16/11, 11/08/11, 10/25/11, 10/25/11, 10/22/11, 10/22/11, 10/22/11, 10/18/11, 10/15/11
EQUIFAX INFO SVCS. 02/20/12, 02/15/12, 10/24/11, 10/20/11, 10/20/11, 09/02/11, 09/01/11, 08/23/11, 07/21/11
EQUIFAX 01/31/12
ND-EQUIFAX 11/15/11, 05/04/11, 07/02/10
EQUIFAX INFO SVCS. 02/01/12, 07/07/10
Equifax Consumer Services 04/03/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/20/12, 02/29/12, 01/31/12
ND-Equifax Consumer Services 04/04/12
ND-Equifax Consumer Services 05/11/11
EQUIFAX INFORMATION SVS 11/11/11, 07/22/11
EQUIFAX INFO SVCS. 03/12/12, 03/12/12, 03/06/12, 03/06/12, 03/06/12, 02/15/12, 02/15/12, 02/02/12, 09/06/11, 09/06/11, 08/29/11, 06/13/11
ND-EQUIFAX 03/18/12
FAIR ISAAC 04/01/12, 02/17/12
ND-FINANCIAL PACIFIC LEASING 03/06/12
ND-CHOICEPOINT, INC ::2597651261 02/03/12
AR-MACYS/DSNB 02/24/12
NAVY FCU 03/24/12
AR-PRIVATE LBL RETAIL/CITIBANK NA 02/24/12
AR-SHELL/CITIBANK NA 02/24/12
TRUECREDIT/VERTRUE 04/05/12, 04/03/12, 04/01/12, 03/29/12, 03/26/12, 03/25/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12
TRUELINK 03/20/12, 02/18/12

I know for a fact that I have more than 9. Is there any special thing that I should do after I have pasted them in notepad?




This is what I show for you:

CIC/EXPERIAN RPTS: 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12 (15)
CONSUMERINFO.COM 03/07/12: (1)
CREDITEXPERT 1-866-673-0140: 04/05/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12 (15)
E*TRADE FINANCIAL: 03/27/12 (1)
EQUIFAX: 03/22/12, 03/22/12, 03/17/12, 03/14/12, 03/14/12, 03/13/12, 03/10/12, 11/16/11, 11/08/11, 10/25/11, 10/25/11, 10/22/11, 10/22/11, 10/22/11, 10/18/11, 10/15/11 (16)
EQUIFAX: 01/31/12 (1)
Equifax Consumer Services: 04/03/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/20/12, 02/29/12, 01/31/12 (9)
FAIR ISAAC: 04/01/12, 02/17/12 (2)
NAVY FCU: 03/24/12 (1)
TRUECREDIT/VERTRUE: 04/05/12, 04/03/12, 04/01/12, 03/29/12, 03/26/12, 03/25/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12 (12)
TRUELINK: 03/20/12, 02/18/12 (2)

Total "good" softs found: 75



#137 disnugaswagg

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Posted 07 April 2012 - 02:40 PM

Thanks TideHigh for doing the count for me, but I do understand how to count them FINALLY....lol. I just wanted to make sure of the process. I used to copy and paste into notepad and then place in counter and it would do its magic. However, most recently, it is saying that I only have 9 softs. So, I was thinking that either there is a problem with the count or my copy/paste process.

#138 disnugaswagg

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Posted 09 April 2012 - 09:42 PM

CIC/EXPERIAN RPTS: 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12 (19)
CONSUMERINFO.COM: 03/07/12 (1)
CREDITEXPERT 1-866-673-0140: 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12 (19)
E*TRADE FINANCIAL: 04/08/12, 03/27/12 (2)
EQUIFAX: 03/22/12, 03/22/12, 03/17/12, 03/14/12, 03/14/12, 03/13/12, 03/10/12, 11/16/11, 11/08/11, 10/25/11, 10/25/11, 10/22/11, 10/22/11, 10/22/11, 10/18/11, 10/15/11 (16)
EQUIFAX: 01/31/12 (1)
Equifax Consumer Services: 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/03/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/20/12, 02/29/12, 01/31/12 (13)
FAIR ISAAC: 04/01/12, 02/17/12 (2)
NAVY FCU: 03/24/12 (1)
TRUECREDIT/VERTRUE: 04/09/12, 04/08/12, 04/07/12, 04/05/12, 04/03/12, 04/01/12, 03/29/12, 03/26/12, 03/25/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12 (15)
TRUELINK: 03/20/12, 02/18/12 (2)

Total "good" softs found: 91

Okay, not seeing any B*. Can someone explain this for me?

#139 fusioncredit

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Posted 09 April 2012 - 11:23 PM

CIC/EXPERIAN RPTS: 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12 (19)
CONSUMERINFO.COM: 03/07/12 (1)
CREDITEXPERT 1-866-673-0140: 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/03/12, 04/02/12, 04/01/12, 03/29/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12 (19)
E*TRADE FINANCIAL: 04/08/12, 03/27/12 (2)
EQUIFAX: 03/22/12, 03/22/12, 03/17/12, 03/14/12, 03/14/12, 03/13/12, 03/10/12, 11/16/11, 11/08/11, 10/25/11, 10/25/11, 10/22/11, 10/22/11, 10/22/11, 10/18/11, 10/15/11 (16)
EQUIFAX: 01/31/12 (1)

Equifax Consumer Services: 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/03/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/22/12, 03/20/12, 02/29/12, 01/31/12 (13)
FAIR ISAAC: 04/01/12, 02/17/12 (2)
NAVY FCU: 03/24/12 (1) ?
TRUECREDIT/VERTRUE: 04/09/12, 04/08/12, 04/07/12, 04/05/12, 04/03/12, 04/01/12, 03/29/12, 03/26/12, 03/25/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 02/29/12, 01/31/12 (15)
TRUELINK: 03/20/12, 02/18/12 (2)

Total "good" softs found: 91

Okay, not seeing any B*. Can someone explain this for me?


I counted 73 good softs with 1 more possible but not certain if it actually helps. The EQUIFAX don't count which is evident by the amount of softs putting you over the magic number

#140 disnugaswagg

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Posted 09 April 2012 - 11:46 PM

okay, thanks fusion. At one point they did count, but I guess EQ must have changed something on the backend. Dang, I was looking forward to seeing something fall this week. So, hopefully, I can get some B* before C*. :swoon:

#141 skyguy

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Posted 10 April 2012 - 09:13 AM

I have EQ Complete....but don't see how to get my soft inquiries from there. The only way I've seen to get them is to start an online dispute and grab them that way - is there a way to get them through the EQ complete service?

Also, what are the four services I can use to get a daily pull a day against EQ?

BTW...that counter works really well. thank you for posting!

Thank you!

#142 skyguy

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Posted 10 April 2012 - 11:24 AM

alright...I found the soft inquiries on EC. I'm going with the following to get daily pulls on EQ:

EC
MPM (EIDT website not working, trying BBT and Key)
CCT
USAA


Any other suggestions?

#143 Scooter3279

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Posted 18 April 2012 - 10:42 AM

I've been getting b* on EQ for the past 4 days. I had 57 soft and 38 hards and they started dropping monday. I'm down to 29 hard today. Hopefully I can get all of 2010 and 2011 off before the 23rd. I'm only pulling 3, EC, EIT and USAA. I was thinking about adding in some more to get more out before C*.

Edited by Scooter3279, 18 April 2012 - 10:42 AM.


#144 watty

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Posted 19 April 2012 - 02:15 PM

What I was looking for thanks. Was only using USAA and EliminateIDTheft.

#145 tflexxx

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Posted 02 May 2012 - 09:22 AM

Hello i'm new here and was hoping someone could help me count my softs in my effort to achieve b*. I put them into the counter in what i think is the correct format but it always says 7 good softs.



AR-AT&T INC. 09/17/11
AR-CAPITAL ONE 10/04/11
ND-HSBC BANK 04/10/12, 02/10/12, 01/16/12, 01/12/12, 05/17/11, 09/20/10, 08/12/10
PRM-CAPITAL ONE 06/09/11
PRM-CAPITAL ONE - RTPM 03/08/12
CIC/EXPERIAN ALRTS 01/20/12
CREDITEXPERT 1-866-673-0140 begin_of_the_skype_highlighting 1-866-673-0140 end_of_the_skype_highlighting 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/23/12, 04/22/12, 04/21/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12, 03/31/12, 02/29/12, 01/31/12
PRM-CREDIT ONE BANK NA 09/09/11
CSC 02/25/11, 08/20/10
CSC 02/08/11, 07/26/10
CSC CONSUMER ASSISTANCE CENTER 03/03/11
EQUIFAX 04/09/12, 02/13/12, 01/19/12
EQUIFAX 01/20/12
EQUIFAX 04/09/12, 01/19/12
EQUIFAX 02/13/12
EQUIFAX 08/16/11, 05/10/11
ND-EQUIFAX 04/09/12, 02/13/12
ND-EQUIFAX 04/09/12, 02/13/12
ND-EQUIFAX 08/16/11, 07/22/10
EQUIFAX INFO SVCS. 03/09/12, 01/26/12, 01/23/12, 01/20/12
Equifax Consumer Services 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/23/12, 04/22/12, 04/21/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12
ND-Equifax Consumer Services 04/30/12
ND-Equifax Consumer Services 10/26/11
ND-Equifax Consumer Services 02/04/11
EQUIFAX INFORMATION SVS 03/22/12, 02/14/12, 02/02/12, 10/23/11, 10/14/11, 08/20/11, 05/16/11
FAIR ISAAC 04/24/12, 11/04/11
ND-FAIR ISAAC 11/04/11
PRM-FINGERHUT 09/02/11
AR-HSBC BANK NEVADA 04/20/12, 12/17/11
AR-HOUSEHOLD BANK 04/26/12, 12/27/11
AR-HOUSEHOLD BANK 12/27/11
ND-CHOICEPOINT :: 10/06/10

#146 fusioncredit

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Posted 02 May 2012 - 02:16 PM

Hello i'm new here and was hoping someone could help me count my softs in my effort to achieve b*. I put them into the counter in what i think is the correct format but it always says 7 good softs.



AR-AT&T INC. 09/17/11
AR-CAPITAL ONE 10/04/11
ND-HSBC BANK 04/10/12, 02/10/12, 01/16/12, 01/12/12, 05/17/11, 09/20/10, 08/12/10
PRM-CAPITAL ONE 06/09/11
PRM-CAPITAL ONE - RTPM 03/08/12
CIC/EXPERIAN ALRTS 01/20/12 (1)
CREDITEXPERT 1-866-673-0140 begin_of_the_skype_highlighting 1-866-673-0140 end_of_the_skype_highlighting 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/23/12, 04/22/12, 04/21/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12, 03/31/12, 02/29/12, 01/31/12 (19)
PRM-CREDIT ONE BANK NA 09/09/11
CSC 02/25/11, 08/20/10 (2)
CSC 02/08/11, 07/26/10 (2)
CSC CONSUMER ASSISTANCE CENTER 03/03/11 (1)
EQUIFAX 04/09/12, 02/13/12, 01/19/12
EQUIFAX 01/20/12
EQUIFAX 04/09/12, 01/19/12
EQUIFAX 02/13/12
EQUIFAX 08/16/11, 05/10/11
ND-EQUIFAX 04/09/12, 02/13/12
ND-EQUIFAX 04/09/12, 02/13/12
ND-EQUIFAX 08/16/11, 07/22/10
EQUIFAX INFO SVCS. 03/09/12, 01/26/12, 01/23/12, 01/20/12
Equifax Consumer Services 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/23/12, 04/22/12, 04/21/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12 (16)
ND-Equifax Consumer Services 04/30/12
ND-Equifax Consumer Services 10/26/11
ND-Equifax Consumer Services 02/04/11
EQUIFAX INFORMATION SVS 03/22/12, 02/14/12, 02/02/12, 10/23/11, 10/14/11, 08/20/11, 05/16/11
FAIR ISAAC 04/24/12, 11/04/11 (2)
ND-FAIR ISAAC 11/04/11
PRM-FINGERHUT 09/02/11
AR-HSBC BANK NEVADA 04/20/12, 12/17/11
AR-HOUSEHOLD BANK 04/26/12, 12/27/11
AR-HOUSEHOLD BANK 12/27/11
ND-CHOICEPOINT :: 10/06/10


I count 43 possible good softs however you need 3 daily pullers to achieve B* Read this Guide and sign up for MPM through EIDT link provided in the guide.

How many hards do you currently have?

#147 tflexxx

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Posted 02 May 2012 - 02:21 PM

sweet!! thanks!! currently i have 22 hards and want to B* the heck out of them. so you think im on the right track? :huh:



#148 jmf8756

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Posted 03 May 2012 - 02:20 PM

The counter says 120 softs and I have 14 hards. Should I already be seeing things drop by now?

AR-CAPITAL ONE 10/04/11, 09/06/11, 07/05/11, 05/31/11

PRM-CAPITAL ONE 05/12/11

CIC/EXPERIAN ALRTS 03/03/12

ND-CLEARWIRE CORPORATION 06/07/11

AR-FIRST ADVANTAGE MEMBERSHIP 03/25/12

CREDITEXPERT 1-866-673-0140 05/03/12, 05/02/12, 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/23/12, 04/22/12, 04/21/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12, 04/15/12, 04/14/12, 04/13/12, 04/12/12, 04/11/12, 04/10/12, 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/31/12, 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 03/19/12, 03/17/12, 03/16/12, 03/15/12, 03/14/12, 03/13/12, 03/12/12, 03/11/12, 03/10/12, 03/09/12, 03/08/12, 03/07/12, 03/06/12, 03/05/12, 03/04/12, 03/02/12

CSC 05/01/12, 04/30/12

CSC 05/01/12, 04/20/12, 04/16/12, 03/28/12, 03/28/12, 03/28/12, 03/28/12, 03/26/12

CSC 03/31/12

CSC CRDT SVCS CONS ASST CTR 03/19/12

PRM-DIRECT LENDING SOURCE INC 08/26/11, 06/28/11

EQUIFAX 04/25/12, 04/18/12, 04/12/12, 03/21/12

EQUIFAX 05/03/12, 05/02/12, 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/23/12, 04/22/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12, 04/15/12, 04/14/12, 04/13/12, 04/12/12, 04/11/12, 04/10/12, 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/31/12, 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/21/12, 03/15/12

EQUIFAX 02/27/12

ND-EQUIFAX 02/27/12, 01/09/11

EQUIFAX INFO SVCS. 04/30/12, 04/26/12, 04/25/12, 04/25/12, 04/18/12, 04/12/12, 03/28/12

EQUIFAX INFORMATION SVS 05/01/12, 05/01/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/01/12, 03/22/12, 03/15/12

FAIR ISAAC 04/28/12, 02/26/12

FAIR ISAAC 02/26/12

ND-FAIR ISAAC 02/26/12

PRM-FINGERHUT 08/12/11, 06/20/11

AR-HOUSEHOLD BANK 04/26/12, 03/20/12, 02/17/12, 01/18/12, 12/27/11, 11/18/11, 10/21/11, 09/21/11, 08/19/11, 07/21/11, 06/21/11, 05/17/11

PRM-RELIANT ENERGY 02/08/12

PRM-SPRINT NEXTEL-CPS 01/15/12

PRM-XCELERATED INVESTMENTS, INC 10/25/11



#149 Occam

Occam

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Posted 03 May 2012 - 11:20 PM

The counter says 120 softs and I have 14 hards. Should I already be seeing things drop by now?

AR-CAPITAL ONE 10/04/11, 09/06/11, 07/05/11, 05/31/11

PRM-CAPITAL ONE 05/12/11

CIC/EXPERIAN ALRTS 03/03/12

ND-CLEARWIRE CORPORATION 06/07/11

AR-FIRST ADVANTAGE MEMBERSHIP 03/25/12

CREDITEXPERT 1-866-673-0140 05/03/12, 05/02/12, 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/23/12, 04/22/12, 04/21/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12, 04/15/12, 04/14/12, 04/13/12, 04/12/12, 04/11/12, 04/10/12, 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/31/12, 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 03/19/12, 03/17/12, 03/16/12, 03/15/12, 03/14/12, 03/13/12, 03/12/12, 03/11/12, 03/10/12, 03/09/12, 03/08/12, 03/07/12, 03/06/12, 03/05/12, 03/04/12, 03/02/12

CSC 05/01/12, 04/30/12

CSC 05/01/12, 04/20/12, 04/16/12, 03/28/12, 03/28/12, 03/28/12, 03/28/12, 03/26/12

CSC 03/31/12

CSC CRDT SVCS CONS ASST CTR 03/19/12

PRM-DIRECT LENDING SOURCE INC 08/26/11, 06/28/11

EQUIFAX 04/25/12, 04/18/12, 04/12/12, 03/21/12

EQUIFAX 05/03/12, 05/02/12, 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/23/12, 04/22/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12, 04/15/12, 04/14/12, 04/13/12, 04/12/12, 04/11/12, 04/10/12, 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/31/12, 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/21/12, 03/15/12

EQUIFAX 02/27/12

ND-EQUIFAX 02/27/12, 01/09/11

EQUIFAX INFO SVCS. 04/30/12, 04/26/12, 04/25/12, 04/25/12, 04/18/12, 04/12/12, 03/28/12

EQUIFAX INFORMATION SVS 05/01/12, 05/01/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/01/12, 03/22/12, 03/15/12

FAIR ISAAC 04/28/12, 02/26/12

FAIR ISAAC 02/26/12

ND-FAIR ISAAC 02/26/12

PRM-FINGERHUT 08/12/11, 06/20/11

AR-HOUSEHOLD BANK 04/26/12, 03/20/12, 02/17/12, 01/18/12, 12/27/11, 11/18/11, 10/21/11, 09/21/11, 08/19/11, 07/21/11, 06/21/11, 05/17/11

PRM-RELIANT ENERGY 02/08/12

PRM-SPRINT NEXTEL-CPS 01/15/12

PRM-XCELERATED INVESTMENTS, INC 10/25/11



EQUIFAX softs don't count for most people (maybe all people by now, they stopped counting for me in March and I was one of the last). They definitely aren't counting for you, and they put you at risk for C*, so you should stop the backdoors.


Except for that just keep doing what you're doing. If your hards are older than all your softs you're about to start dropping 1 per day. If your good softs are older you will lose them first (first in, first out, doesn't matter whether they're soft or hard).

For a better count, try deleting all the EQUIFAX inqs from the counter. None of the prefixed ones count either but the counter will skip them. The Fair Isaac ones may or may not, it's not (quite) an exact science because the rules keep shifting.



#150 jmf8756

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Posted 04 May 2012 - 07:45 AM


The counter says 120 softs and I have 14 hards. Should I already be seeing things drop by now?

AR-CAPITAL ONE 10/04/11, 09/06/11, 07/05/11, 05/31/11

PRM-CAPITAL ONE 05/12/11

CIC/EXPERIAN ALRTS 03/03/12

ND-CLEARWIRE CORPORATION 06/07/11

AR-FIRST ADVANTAGE MEMBERSHIP 03/25/12

CREDITEXPERT 1-866-673-0140 05/03/12, 05/02/12, 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/23/12, 04/22/12, 04/21/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12, 04/15/12, 04/14/12, 04/13/12, 04/12/12, 04/11/12, 04/10/12, 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/31/12, 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/26/12, 03/25/12, 03/24/12, 03/23/12, 03/22/12, 03/21/12, 03/20/12, 03/19/12, 03/17/12, 03/16/12, 03/15/12, 03/14/12, 03/13/12, 03/12/12, 03/11/12, 03/10/12, 03/09/12, 03/08/12, 03/07/12, 03/06/12, 03/05/12, 03/04/12, 03/02/12

CSC 05/01/12, 04/30/12

CSC 05/01/12, 04/20/12, 04/16/12, 03/28/12, 03/28/12, 03/28/12, 03/28/12, 03/26/12

CSC 03/31/12

CSC CRDT SVCS CONS ASST CTR 03/19/12

PRM-DIRECT LENDING SOURCE INC 08/26/11, 06/28/11

EQUIFAX 04/25/12, 04/18/12, 04/12/12, 03/21/12

EQUIFAX 05/03/12, 05/02/12, 05/01/12, 04/30/12, 04/29/12, 04/28/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/23/12, 04/22/12, 04/20/12, 04/19/12, 04/18/12, 04/17/12, 04/16/12, 04/15/12, 04/14/12, 04/13/12, 04/12/12, 04/11/12, 04/10/12, 04/09/12, 04/08/12, 04/07/12, 04/06/12, 04/05/12, 04/04/12, 04/03/12, 04/02/12, 04/01/12, 03/31/12, 03/30/12, 03/29/12, 03/28/12, 03/27/12, 03/21/12, 03/15/12

EQUIFAX 02/27/12

ND-EQUIFAX 02/27/12, 01/09/11

EQUIFAX INFO SVCS. 04/30/12, 04/26/12, 04/25/12, 04/25/12, 04/18/12, 04/12/12, 03/28/12

EQUIFAX INFORMATION SVS 05/01/12, 05/01/12, 04/27/12, 04/26/12, 04/25/12, 04/24/12, 04/01/12, 03/22/12, 03/15/12

FAIR ISAAC 04/28/12, 02/26/12

FAIR ISAAC 02/26/12

ND-FAIR ISAAC 02/26/12

PRM-FINGERHUT 08/12/11, 06/20/11

AR-HOUSEHOLD BANK 04/26/12, 03/20/12, 02/17/12, 01/18/12, 12/27/11, 11/18/11, 10/21/11, 09/21/11, 08/19/11, 07/21/11, 06/21/11, 05/17/11

PRM-RELIANT ENERGY 02/08/12

PRM-SPRINT NEXTEL-CPS 01/15/12

PRM-XCELERATED INVESTMENTS, INC 10/25/11



EQUIFAX softs don't count for most people (maybe all people by now, they stopped counting for me in March and I was one of the last). They definitely aren't counting for you, and they put you at risk for C*, so you should stop the backdoors.


Except for that just keep doing what you're doing. If your hards are older than all your softs you're about to start dropping 1 per day. If your good softs are older you will lose them first (first in, first out, doesn't matter whether they're soft or hard).

For a better count, try deleting all the EQUIFAX inqs from the counter. None of the prefixed ones count either but the counter will skip them. The Fair Isaac ones may or may not, it's not (quite) an exact science because the rules keep shifting.



Thanks. I had been backdooring Equifax because of an issue with them where they were reporting blatantly incorrectly and was checking up on them to see when it truly updated. They've since fixed the issue so I will stop that. I signed up for Equifax Complete but can't find where to go to see the soft inquiries. I only see hard inquiries. Where do I find this?




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