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Canada to USA credit Rules?


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4 replies to this topic

#1 Kx3

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Posted 10 January 2012 - 12:11 AM

Ok so let's dedicate this to the North American peoples that have credit on both sides of the borders.


I'll use myself as the best example:

I was born in USA so I am naturally a citizen of USA, but because my grandmother was born in Canada, I legally obtained Dual Citizenship . So I am also a citizen of Canada.


I have lived in Canada for a year now and have built up my credit to a certain point. However I have 15 thousand in debt from the following companies:
Sears.ca
TD.ca
Walmart.ca
Scotiabank.ca
Zellers.ca
Futureshop.ca
President Choice financial.ca
and am considering moving back to America to go back to school and then get a job as a physical therapy assistant. This job most likely will be at a state government run hospital.

My credit in USA is perfect.

Will my bad debt from Canada haunt me in USA when I finally get my degree and want to get a job as a PTA?


Also, could my Canadian debt haunt me from if I did get the job could my wages be garnished? Or any personal items be repossessed?



#2 CB Owners

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Posted 10 January 2012 - 07:46 AM

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#3 Thomas Handel

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Posted 12 January 2012 - 11:44 PM

Kx3, I'm actually from Nova Scotia. Curious, where in Canada are you at? To answer your question, no. If they were to run a credit check, they will never know your credit history in Canada.

#4 Kx3

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Posted 14 January 2012 - 06:41 AM

newmarket ontario


also, if i get some dentistry done here in canada and dont pay it, could it hurt my usa credit?

#5 Fixin It Up

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Posted 16 June 2012 - 04:48 AM

It'll hurt your Canadian score, unless the dentist finds out you moved to the States and gets a US collection agency after you. I'm pretty sure, however, that these forums are for the most part supposed to help people fix/build/get credit rather than how to rack up bills and skip out on them (such as the dentistry question).

Finally, in response to your first post, regarding your US credit being "perfect", do you mean you have no credit, or you have a perfect payment history?

newmarket ontario


also, if i get some dentistry done here in canada and dont pay it, could it hurt my usa credit?






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