Can anyone help me find a savings account that does not require a credit pull, to open? I have around 30K + will be putting away almost 3K a month, till I can purchase a condo and get my business up and running. I'm waiting on a short sale to fall through or for new properties to come onto the market. It will take at least another 2 months before I will need the money.
I don't want to change my direct deposit and also don't want to have to do debit transactions etc.. I just want something with few to no restrictions.....
Savings account with no credit pull
Started by
vickpr
, Dec 25 2011 02:30 PM
6 replies to this topic
#1
Posted 25 December 2011 - 02:30 PM
#2
Posted 25 December 2011 - 05:08 PM
Discover Bank doesn't do a hard pull, as far as I know (they didn't with me or any of my friends), and they offer around 1% APY right now.
No requirements, either.
No requirements, either.
Edited by TheBanker, 25 December 2011 - 05:08 PM.
#3
Posted 26 December 2011 - 12:36 AM
Discover Bank doesn't do a hard pull, as far as I know (they didn't with me or any of my friends), and they offer around 1% APY right now.
No requirements, either.
great.. I'll look into it. Thanks!
#4
Posted 26 December 2011 - 12:39 AM
a quick google search is showing that Discover may pull a hard. How long ago, did you apply? Maybe this is a new regulation...
I really really have to make sure there aren't any new inquiries, as I will be applying for a mortgage soon... I have a bunch from my Oct mega app spree...
I really really have to make sure there aren't any new inquiries, as I will be applying for a mortgage soon... I have a bunch from my Oct mega app spree...
Edited by vickpr, 26 December 2011 - 12:41 AM.
#5
Posted 29 December 2011 - 02:49 PM
Ally Bank didn't pull a hard on me when I opened a Money Market Savings Account in August.
#6
Posted 05 January 2012 - 09:56 PM
thanks guys! I ended up picking Discover and so far, no credit pull. My account is all set up and funded.
#7
Posted 07 January 2012 - 11:15 PM
Glad to see you were able to get set up with Discover without a pull. To answer the previous question, for others who may read this; I opened my account with them earlier this year (March, I believe). No hard pull then, and it seems no hard pull now.
They may pull a hard if they don't like what they see on ChexSystems (they pulled that for me, and softed EQ).
They may pull a hard if they don't like what they see on ChexSystems (they pulled that for me, and softed EQ).
0 user(s) are reading this topic
0 members, 0 guests, 0 anonymous users
