please help, sallie mae reporting weirdness...

[matty8199]

i've got a bunch of student loans with sallie mae...these i'm guessing are gonna be tricky because they have a what appears to be a major delinquency, then a deferment, then another major delinquency before they were consolidated into my current consolidation student loan.

 

180 days past due as of May 2006

150 days past due as of Feb 2007, Apr 2006

120 days past due as of Jan 2007, Mar 2006

90 days past due as of Dec 2006, Feb 2006

 

the weird thing about these loans is that i have a bunch of loans that were opened in '99 (my freshman year), '01 (junior year), and '02 (senior year) that are reported as positive. the negative ones are reported as being opened in 2000, which would have been fall semester of my sophomore year. AFAIK / can remember, they all should have been either deferred (which the positive ones are also marked as being deferred, which is correct), or they should all be marked negative...i'm more inclined to think it should be the former, since i know i had deferred them quite a few times (had a pretty difficult time finding a job right after graduation).

 

i'm not sure why (or how there can be) two separate groupings and only one year's worth of loans is reported as negative, not to mention it's not the first or last year (it's one of the two middle years). i'm also not sure how i could have deferred some of them and not all of them...

 

what's the best way for me to attack this?

[matty8199]

bump.

[matty8199]

anyone?

[matty8199]

can anyone help me out with this?

[matty8199]

still hoping someone...anyone...can help me out with this. bump.

[matty8199]

Even though its kinda old, bump one more time since I never got an answer...

[matty8199]

Anyone?

[matty8199]

Can someone please help me with this? I posted here on the advice of the credit forum...but its been months and no replies.

[MDfive21]

anyone who is have problems with sallie should contact their office of the consumer advocate. i have sent them letters on occasion and had good results. within a few days of receiving your letter, a rep will call for clarification of the issue. be sure to put a correct phone number in your letter and be ready for the call because they don't call back, and if you call them you probably won't be able to catch your rep at his/her desk.

 

Office of the Customer Advocate

Your concerns are very important to us. You will be contacted by a Customer Advocate representative within 72 business hours of the receipt of your inquiry. A response to your issue will be provided as soon as possible and often depends on the level of research required.

 

When submitting an inquiry, please provide your name, account number, and/or address and telephone number.

 

Please send your inquiry by email to advocate@

salliemae.com or call us toll-free at (888) 545-4199.

 

Standard mail may be sent to:

 

Office of the Customer Advocate

P. O. Box 4200

Wilkes-Barre, PA 18773-4200