Experian FICO Approximation
#1
Posted 23 September 2011 - 02:56 PM
Capn12 says is AmEx Experian FICO is only 2 points lower than Credit Sesame's.
It would be interesting to see if other people's Experian FICOs are also close to Credit Sesame's score.
http://www.creditsesame.com/
#2
Posted 23 September 2011 - 03:03 PM
#3
Posted 23 September 2011 - 03:11 PM
#4
Posted 23 September 2011 - 03:18 PM
I've never eaten at Credit Sesame, but it sounds delicious.
it does doesn't it?
#5
Posted 23 September 2011 - 03:19 PM
LOLI've never eaten at Credit Sesame, but it sounds delicious.
Would ingesting Credit Sesame would show up on a drug screen?
#6
Posted 23 September 2011 - 03:25 PM
LOL
I've never eaten at Credit Sesame, but it sounds delicious.
Would ingesting Credit Sesame would show up on a drug screen?
No, that's just poppy.
#7
Posted 23 September 2011 - 03:35 PM
#8
Posted 23 September 2011 - 03:42 PM
Amex letter with approval 801
#9
Posted 23 September 2011 - 04:02 PM
#10
Posted 23 September 2011 - 04:15 PM
My PSECU Experian FICO is 823, Credit Sesame is 826.
Capn12 says is AmEx Experian FICO is only 2 points lower than Credit Sesame's.
It would be interesting to see if other people's Experian FICOs are also close to Credit Sesame's score.
http://www.creditsesame.com/
PSECU EX: 684
Credit Sesame: 754
#11
Posted 23 September 2011 - 04:20 PM
My Amex experian was 785ish like 6 months ago
Credit sesame score is 804.

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#12
Posted 23 September 2011 - 04:23 PM
#13
Posted 23 September 2011 - 04:24 PM
CS: 654
#14
Posted 23 September 2011 - 04:48 PM
Fair Isaac lost its bid to trademark the 300-850 score range.is there a way to get an accurate amex experian fico? when i use amex credit secure i get a MUCH lower number. i'm assuming its fako, but obv i'm using it for B* purposes.
Credit Sesame & TransRisk use the same 300-850 range, PLUS (CreditSecure, CCT, CCMP) uses a different scale.
#15
Posted 23 September 2011 - 04:50 PM
+/- 70 points is the winner!
My PSECU Experian FICO is 823, Credit Sesame is 826.
Capn12 says is AmEx Experian FICO is only 2 points lower than Credit Sesame's.
It would be interesting to see if other people's Experian FICOs are also close to Credit Sesame's score.
http://www.creditsesame.com/
PSECU EX: 684
Credit Sesame: 754
#16
Posted 23 September 2011 - 04:52 PM
Well, 3 of us are within 3 points of the real FICO.Credit Sesame 798
Amex letter with approval 801
#17
Posted 23 September 2011 - 04:53 PM
I bet your Experian FICO has gone up.Not sure how helpful this will be correlation wise.
My Amex experian was 785ish like 6 months ago
Credit sesame score is 804.
#18
Posted 23 September 2011 - 04:57 PM
Yes, it's a FAKO.
My PSECU Experian FICO is 823, Credit Sesame is 826.
Capn12 says is AmEx Experian FICO is only 2 points lower than Credit Sesame's.
It would be interesting to see if other people's Experian FICOs are also close to Credit Sesame's score.
http://www.creditsesame.com/
say is creditsesame considered a fako related scoring model?
I'm suspecting that it has to be pretty close for scores > 740.
Otherwise, they'd be opening themselves up to liability from people who relied on the "Credit Guru" Badge.
Credit Sesame has ME as a "Credit Guru", FWIW.
#19
Posted 23 September 2011 - 04:59 PM
My working hypothesis is that it's real close once we start approaching the 800 range.PSECU: 634
CS: 654
#20
Posted 23 September 2011 - 05:08 PM
#21
Posted 23 September 2011 - 05:16 PM
CreditSesame: 597
USAA Experian: 551
Real FICO... sh*t, I dunno.
#22
Posted 23 September 2011 - 05:19 PM
788---C$
796---EX PLUS
Real EX??? could not tell ya!!!
Edited by winstars, 23 September 2011 - 05:39 PM.
#23
Posted 23 September 2011 - 05:23 PM
I propose using different acronyms for CreditSecure and Credit Sesame .
One can be CS and the other C$
#24
Posted 23 September 2011 - 05:29 PM
TransRisk: 708
Vantage Score: 833
CreditSesame: 767
USAA Experian: 771
EX PSECU 672.
#25
Posted 23 September 2011 - 05:30 PM
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