Jump to content




Welcome to CreditBoards!


Sign In 

Create Account
Welcome to CreditBoards! Like most online communities, you must register to post in our community, but don't worry - this is a simple process requiring minimal information for you to sign up. Be a part of CreditBoards by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
 
Guest Message by DevFuse

Read These Items!

  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.

Photo

help removing items


  • Please log in to reply
4 replies to this topic

#1 rrdz473

rrdz473
  • Members
  • 12 posts

Posted 05 September 2011 - 07:06 PM

Hi, I'm totally new with credit repair. I pay my bills on time but i have a phone bill (for helping a friend) that went into collection that i need to get rid off. Is there any way of me getting this removed from my record?



#2 CB Owners

CB Owners
  • Mod Squad
  • 13,071 posts

Posted 05 September 2011 - 07:10 PM

Welcome to CreditBoards! We hope that you find what you're looking for here.

Some helpful tips:

  • Your post may not get a reply right away. Don't be discouraged, this is a very busy board. If it falls off of the first page, feel free
    to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board.
  • If you haven't yet, take a peek at out Newbies Section.
    Everything that you need to know is in that forum, for the most part! It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros!
  • If you find that someone is discourteous to you, use the REPORT button at the bottom of every post - that will ensure that a moderator or admin looks at the post and decides if it is against the TOS.
  • Off -topic posts should go in the General Forum.

Again, welcome to the CreditBoards family!

CB Admin: LKH, Pam, radi8, breeze
CB Mods: CargoJon, Chris in OK, cotterpin, CramItCCCAs, Fallon, MarvBear, mpc578, pryan67, psp, Stryker, TrevorHere
Forum Leads: brazen, Brian B The Loan Professor, cedski, DallasLoanGuy, hoapres, ICANHASMUNY?, Lighthouse84, Linx04, Neen, TeeSharice

#3 inthematrix

inthematrix
  • Members
  • 719 posts

Posted 05 September 2011 - 07:14 PM

Can you give us some more detail about the bill? Is it in your name or your friends name? Both? What state are you in? Is it still with the Original Creditor or has it been turned over for collection? What is the date of first delinquency?

#4 SBA

SBA
  • Members
  • 7,000 posts

Posted 05 September 2011 - 10:13 PM

If you want to get rid of derogatory accounts on your credit report, start by reading about the Jack Attack on this site. Make sure you create any disputes while using your hard copy reports, not online versions.

#5 rrdz473

rrdz473
  • Members
  • 12 posts

Posted 05 September 2011 - 10:23 PM

@inthematrix:
I'm in TX and it's just under my name. I believe he stopped paying a bit over 2 years ago. It went to collections. I have a balance of $555.

@Settle:
Thanx. Ill look into that.

@CB Owners.
Thanx for letting me post.




0 user(s) are browsing this forum

0 members, 0 guests, 0 anonymous users



© Copyright 2003 - 2013 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.