Chase Sapphire Preferred
#1
Posted 06 August 2011 - 12:37 PM
-LB
P.S. This card has a 50K point signup bonus worth $625 off airlines/hotels or 50K Continental miles
#2
Posted 23 February 2012 - 07:57 PM
#3
Posted 23 February 2012 - 07:59 PM
#4
Posted 23 February 2012 - 08:00 PM
#5
Posted 23 February 2012 - 08:07 PM
What are the qualifications for this card?
I had to give them my first born..yikes
#6
Posted 23 February 2012 - 08:34 PM
#7
Posted 23 February 2012 - 09:30 PM
What are the qualifications for this card?
For me about 2 years of CB studying, reports cleaned, and EQ FICO of around 750. I'm not exactly sure what Chase is looking for, just happy they approved me.
Now, 93 days to spend 3K and collect my 50K points!
#8
Posted 24 February 2012 - 12:19 AM
#9
Posted 24 February 2012 - 12:54 AM
What are the qualifications for this card?
Well, it's a Visa Signature, so good to excellent credit because of the $5,000 minimim limit. Income requirements for Visa Signatures, in most cases, are also $35,000 annually, which obviously affect some applicants.
#10
Posted 24 February 2012 - 12:57 AM
Edited by mike82fl, 24 February 2012 - 12:58 AM.
#11
Posted 24 February 2012 - 09:44 AM
ETA: Another time, when using the card, the sales associate said, "Who are you? With a card like this you must be important." LOL
Edited by mysschevous, 24 February 2012 - 09:45 AM.
#12
Posted 24 February 2012 - 10:20 AM
This card is the one I get the most comments on. My husband loves to use his at the deli by his office. They call him the heavy credit card guy. lol
ETA: Another time, when using the card, the sales associate said, "Who are you? With a card like this you must be important." LOL
Haha. Now I have to have it. Thanks everyone lol.
#13
Posted 24 February 2012 - 11:39 AM
This card is the one I get the most comments on. My husband loves to use his at the deli by his office. They call him the heavy credit card guy. lol
ETA: Another time, when using the card, the sales associate said, "Who are you? With a card like this you must be important." LOL
LOL
#14
Posted 24 February 2012 - 12:25 PM
This card is the one I get the most comments on. My husband loves to use his at the deli by his office. They call him the heavy credit card guy. lol
ETA: Another time, when using the card, the sales associate said, "Who are you? With a card like this you must be important." LOL
Yeah, I get compliments on mine all the time.
#15
Posted 24 February 2012 - 01:24 PM
Sandals Royal Plantation
Ocho Rios, Jamaica
http://www.sandals.c...ion/rp-home.cfm
#16
Posted 24 February 2012 - 02:45 PM
If you book it through them (and I recommend it; they got me a great price, and only tacked on like a $20 fee for making all the arrangements...was well worth the service IMO), I'm sure they'd love that as a first purchase!Humm.... I wonder if Chase would consider this an acceptable first purchase..? A vacation trip to
Sandals Royal Plantation
Ocho Rios, Jamaica
http://www.sandals.c...ion/rp-home.cfm
#17
Posted 25 February 2012 - 01:22 AM
#18
Posted 25 February 2012 - 01:19 PM
Did you book that online or through a customer service rep? I really do need to start planning another vacation!
I have a cruise coming up in April, but have been taking a lot of weekend trips lately with my points! haha
I don't see any way to book online and they say to call.
Book your trip. Call 1-866-951-6592 to speak with an Ultimate Rewards travel agent.
#19
Posted 25 February 2012 - 03:41 PM
I received a Chase Ink card for my business last year and figured I should go ahead and apply for a Chase personal card; not knowing which card to try for I applied for the Sapphire Preferred thinking that I could always call recon and ask for a "lesser" card if I was denied.
Welp, the denial letter came today, I called the Chase backdoor number...after a few questions about my current crummy personal cards, the gentleman approved me for the Sapphire Preferred w/ a $6k CL
I don't know what my ficos are right now, but my TU was 695 in December when I bought a new truck...
I'm pretty excited as I plan on using it to book a much needed vacation soon and rack up some points.
Thanks CreditBoards!
Speed
#20
Posted 26 February 2012 - 03:59 PM
I just received this card and it is a bit unusual. It is a Visa Signature, has the card number on the BACK, and it appears to be made of METAL. It weighs 13g where most of my cards weigh 5g and it attracts a magnet - hoping I didn't just kill the magnetic strip. Overall, a very pretty card!
-LB
P.S. This card has a 50K point signup bonus worth $625 off airlines/hotels or 50K Continental miles
You weigh your credit cards? I'll need to get a better scale, because the one I have in the bathroom isn't accurate enough to do grams.
I wonder if I can just convert another Chase card I have to this one, to avoid another account and inquiry. I have three already, all with limits over 5K.
#21
Posted 26 February 2012 - 04:10 PM
I've been a longtime lurker here, but have working on my credit for almost 5 years...from a bunch of charge offs and Student loan debt with FICOs in the mid 500's to today when I got my first "Big Boy" cardhttp://creditboards.com/forums/public/style_emoticons/default/grin.gif
I received a Chase Ink card for my business last year and figured I should go ahead and apply for a Chase personal card; not knowing which card to try for I applied for the Sapphire Preferred thinking that I could always call recon and ask for a "lesser" card if I was denied.
Welp, the denial letter came today, I called the Chase backdoor number...after a few questions about my current crummy personal cards, the gentleman approved me for the Sapphire Preferred w/ a $6k CLHe says it will be here in 2 weeks.
I don't know what my ficos are right now, but my TU was 695 in December when I bought a new truck...
I'm pretty excited as I plan on using it to book a much needed vacation soon and rack up some points.
Thanks CreditBoards!
Speed
#22
Posted 26 February 2012 - 05:06 PM
#23
Posted 26 February 2012 - 05:28 PM
You weigh your credit cards? I'll need to get a better scale, because the one I have in the bathroom isn't accurate enough to do grams.
I wonder if I can just convert another Chase card I have to this one, to avoid another account and inquiry. I have three already, all with limits over 5K.
I just did this, twice.
Had a freedom MC. Converted it to the regular Sapphire 5 months ago with no hardpull (as long as the existing card has a 5k limit or greater). Then I got bored and wanted the Preferred, so I called back in and product changed again, no hard pull either.
It is seamless, same card number, same history, same APR and limit. Only thing that changes is the 3 digit code on the back of the card and maybe the exp date.
I called a regular CSR and they checked eligibility and got it done.
No negative effects at all. The card does report differently though, as a flexible spending card, thats just part of it being visa sig or world mc NPSL.
Edited by mike82fl, 26 February 2012 - 05:30 PM.
#24
Posted 26 February 2012 - 08:46 PM
You weigh your credit cards? I'll need to get a better scale, because the one I have in the bathroom isn't accurate enough to do grams.
I wonder if I can just convert another Chase card I have to this one, to avoid another account and inquiry. I have three already, all with limits over 5K.
I just did this, twice.
Had a freedom MC. Converted it to the regular Sapphire 5 months ago with no hardpull (as long as the existing card has a 5k limit or greater). Then I got bored and wanted the Preferred, so I called back in and product changed again, no hard pull either.
It is seamless, same card number, same history, same APR and limit. Only thing that changes is the 3 digit code on the back of the card and maybe the exp date.
I called a regular CSR and they checked eligibility and got it done.
No negative effects at all. The card does report differently though, as a flexible spending card, thats just part of it being visa sig or world mc NPSL.
Thanks. I still have to think about it, because I hate annual fees. I ended up with two Freedom cards because an affinity card I had with Chase with my alumni association was discontinued by them. I also ended up with another additional Chase card after Washington Mutual imploded. That's where the extra cards came from.
Edited by Burgerwars, 26 February 2012 - 08:46 PM.
#25
Posted 26 February 2012 - 08:55 PM
I don't see any way to book online and they say to call.
Book your trip. Call 1-866-951-6592 to speak with an Ultimate Rewards travel agent.
Hmm. I just log into my rewards and book my travel myself. I will try the CSR route next time for sure!
Edited by mysschevous, 26 February 2012 - 08:55 PM.
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