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The Master Where Can I Get My FICO Score Mega Thread


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238 replies to this topic

#26 BobWang

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Posted 31 July 2011 - 08:44 PM

:beee:



#27 BobWang

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Posted 31 July 2011 - 08:46 PM

And this is why my threads AREN'T made stickies. :P

#28 CIO

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Posted 31 July 2011 - 10:33 PM

We need a sticky "Master List of Master Threads" on here, too.

#29 qwerty4

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Posted 31 July 2011 - 11:13 PM

We need a sticky "Master List of Master Threads" on here, too.

+1

#30 wanabe

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Posted 01 August 2011 - 08:56 AM

I have the EX through PSECU
I can live with Myfico EQ scorewatch, like knowing effects of actions.
I do need a TU because it will remain frozen and don't plan on letting
anyone pull it since it is not B'able for me. Maybe I will do the
Walmart in the future. Maybe this time of the many CLI declines with
JCP GEMB I will get a TU score along with my free report.

#31 Mnemonic

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Posted 01 August 2011 - 04:31 PM

Do does this mean that scores found on www.myfico.com are not accurate any longer?

#32 BW1216

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Posted 01 August 2011 - 04:44 PM

Do does this mean that scores found on www.myfico.com are not accurate any longer?


myFICO is the gold standard (for paid reports). We're just laying out ways to get your monthly FICO for free. myFICO is of course accurate and you can buy the score if you don't subscribe to one of the free methods.

#33 wanabe

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Posted 01 August 2011 - 04:46 PM


Do does this mean that scores found on www.myfico.com are not accurate any longer?


myFICO is the gold standard (for paid reports). We're just laying out ways to get your monthly FICO for free. myFICO is of course accurate and you can buy the score if you don't subscribe to one of the free methods.

edit to add except EX you can't buy.

#34 Mnemonic

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Posted 02 August 2011 - 11:53 AM



Do does this mean that scores found on www.myfico.com are not accurate any longer?


myFICO is the gold standard (for paid reports). We're just laying out ways to get your monthly FICO for free. myFICO is of course accurate and you can buy the score if you don't subscribe to one of the free methods.

edit to add except EX you can't buy.


Right, OK sounds good just wanted to make sure.. :)

#35 foeplay

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Posted 02 August 2011 - 04:06 PM

Do you think myfico forums admins would delete a master thread like this over there?

#36 BobWang

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Posted 02 August 2011 - 04:57 PM

Do you think myfico forums admins would delete a master thread like this over there?

Feel free to copy and paste over there.

I'm already banned from too many forums. :P

#37 millionariess2

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Posted 02 August 2011 - 07:17 PM

went to myfico.com. They want my card number but says they will not charge it unless I do not cancel in the 10-day trial period. Do I hit the button? I just want to know my TU and EQ scores before I send dispute letters out and perhaps some things get deleted. Or is there another way to do a "free trial"?????

Edited by millionariess2, 02 August 2011 - 07:18 PM.


#38 BDK

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Posted 02 August 2011 - 08:20 PM

went to myfico.com. They want my card number but says they will not charge it unless I do not cancel in the 10-day trial period. Do I hit the button? I just want to know my TU and EQ scores before I send dispute letters out and perhaps some things get deleted. Or is there another way to do a "free trial"?????


Go ahead, as long as you call back and cancel within the 10 days.

#39 millionariess2

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Posted 02 August 2011 - 08:27 PM


went to myfico.com. They want my card number but says they will not charge it unless I do not cancel in the 10-day trial period. Do I hit the button? I just want to know my TU and EQ scores before I send dispute letters out and perhaps some things get deleted. Or is there another way to do a "free trial"?????


Go ahead, as long as you call back and cancel within the 10 days.


Okay............here goes.........
nope...my card was declined because I have no money in the account.. SUCKS...............

Edited by millionariess2, 02 August 2011 - 08:38 PM.


#40 BDK

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Posted 02 August 2011 - 09:24 PM

FREE DCU monthly EQ FICO -- Check :good:

FREE PSECU monthly EX FICO -- Check :good:

FREE Walmart/GEMB store card monthly TU FICO -- CHECK :good:



WINNING!!!! :yahoo::yes2: :dance:


Buh-BYE myFICO AND Equifax's expensive monitoring services! :wave: :wave: :wave:

#41 millionariess2

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Posted 02 August 2011 - 09:34 PM

FREE DCU monthly EQ FICO -- Check :good:

FREE PSECU monthly EX FICO -- Check :good:

FREE Walmart/GEMB store card monthly TU FICO -- CHECK :good:



WINNING!!!! :yahoo::yes2: :dance:


Buh-BYE myFICO AND Equifax's expensive monitoring services! :wave: :wave: :wave:

ahhhhhhhhhh........even better....slower for me to get in but better.........

#42 BobWang

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Posted 09 August 2011 - 06:57 PM

nagetech found another limited membership CU offering free FICOs:

http://creditboards....dpost&p=4516105

http://www.unitusccu.../fico_score.php

http://www.unitusccu...me_a_member.php

If you live or work in Multnomah, Washington, Clackamas, Marion, Polk, Yamhill or Clark County, you're eligible to join. There really is no secret handshake!

Members of your immediate family are eligible for membership - even if you're not a member! As long as you meet our eligibility requirements, your family qualifies simply because you qualify. Spouses and parents, brothers and sisters, aunts and uncles, grandparents and grandchildren are invited to join Unitus when you live or work in our field of membership!



#43 anotherusedupname

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Posted 09 August 2011 - 10:32 PM

FREE DCU monthly EQ FICO -- Check :good:

FREE PSECU monthly EX FICO -- Check :good:

FREE Walmart/GEMB store card monthly TU FICO -- CHECK :good:



WINNING!!!! :yahoo::yes2: :dance:


Buh-BYE myFICO AND Equifax's expensive monitoring services! :wave: :wave: :wave:


Really wish I had joined PSECU instead of putzing around. Will never make that mistake again (assuming anyone else ever offers EX)!

#44 fullspeed1

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Posted 12 August 2011 - 12:39 AM

so where can we get a real fico score for experian?

#45 BobWang

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Posted 26 August 2011 - 11:54 AM

so where can we get a real fico score for experian?

You can always apply for an AmEx card, and hope you get an Experian score.

Or any other issuer, like Chase, that pulls Experian.

Or, join PSECU or Visions CU

#46 Leo in Texas

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Posted 26 August 2011 - 11:56 AM


FREE DCU monthly EQ FICO -- Check :good:

FREE PSECU monthly EX FICO -- Check :good:

FREE Walmart/GEMB store card monthly TU FICO -- CHECK :good:



WINNING!!!! :yahoo::yes2: :dance:


Buh-BYE myFICO AND Equifax's expensive monitoring services! :wave: :wave: :wave:


Really wish I had joined PSECU instead of putzing around. Will never make that mistake again (assuming anyone else ever offers EX)!


can you still not get on with PSECU?

#47 BobWang

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Posted 26 August 2011 - 12:10 PM

PSECU slammed the backdoor shut, now you basically have to be a PA resident

#48 Leo in Texas

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Posted 26 August 2011 - 12:20 PM

PSECU slammed the backdoor shut, now you basically have to be a PA resident


What about DCU? Are they still an option?

And I guess I am still confused with the FREE Walmart/GEMB store card monthly TU FICO option. If you get the card, you get your score free once a month?

#49 BobWang

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Posted 26 August 2011 - 12:27 PM

DCU still offers a free monthly Equifax FICO.

Walmart cards offer free TransUnion FICOs.

#50 Leo in Texas

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Posted 26 August 2011 - 12:32 PM

DCU still offers a free monthly Equifax FICO.

Walmart cards offer free TransUnion FICOs.


Looking at the DCU Checking plus requirements, I wouldnt be able to do 2 out of 3 things they require to get the Checking Plus for free, so it looks like I would have to pay 5 bucks a month to get the Checking Plus account. But I am sure that is still cheaper than any service. And I seriously doubt i would be able to get the WalMart card right now, so it looks like I am screwed on TU route.




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