So I applied for the Discover More to take advantage of the 5% gas cash back. I got the 5-7 day message but was able to setup my online username/pass, choose paperless statements, etc.
Is this a good sign? Was it, perhaps, conditionally approved but just had to have a manual review? They pulled Transunion.
Thanks,
Jeremy
Applied for Discover More and got 5-7 day BUT...
Started by
Jeremy09
, Jul 06 2011 01:00 PM
8 replies to this topic
#1
Posted 06 July 2011 - 01:00 PM
#2
Posted 06 July 2011 - 01:24 PM
Nevermind. I called the backdoor and she was able to approve me on the phone.
She said that I accidentally choose New Mexico instead of New York for my college name and that was probably the reason the application didn't instant approve. She also said that if I apply as a regular application versus the student level, I'll get a higher limit, which I did.
So she deleted the college information and entered in my work information and my limit actually went up from what was originally approved.
I will updated the pulls DB.
She said that I accidentally choose New Mexico instead of New York for my college name and that was probably the reason the application didn't instant approve. She also said that if I apply as a regular application versus the student level, I'll get a higher limit, which I did.
So she deleted the college information and entered in my work information and my limit actually went up from what was originally approved.
I will updated the pulls DB.
#3
Posted 06 July 2011 - 01:27 PM
#4
Posted 06 July 2011 - 02:00 PM
nice, congrats! good card to add to your porfolio
#5
Posted 06 July 2011 - 02:39 PM
Same thing happened to me when applying for the More, was given the 'wait a few days' message but was able to setup an online profile and such. They called the next day to verify some information and gave me the approval then.
Congrats!
Congrats!
#6
Posted 21 June 2012 - 05:42 AM
Digging up an old thread here.... 
I just app'd for discover more, and got the 5-7 day but was able to complete BT request and create a login. Since it's the middle of the night I'm paranoid and pulled myfico and have a 655 EQ. My EQ shows an inquiry. Also pulled my TU and no inquiry there but higher score
Have several CC's with good limits incl. AMEX etc.. But what scares me is that I have a tax lien from '09 showing, which I am making payments on. I also have 2 30 day lates from about 2yrs ago on my report. I have gotten a recent Amex approval, leased an expensive car, and got Sears / Citi card with all that showing though, so really not sure what my chances look like for Discover.
Online status check shows the 30 day message. Wonder if I should call.....
I just app'd for discover more, and got the 5-7 day but was able to complete BT request and create a login. Since it's the middle of the night I'm paranoid and pulled myfico and have a 655 EQ. My EQ shows an inquiry. Also pulled my TU and no inquiry there but higher score
Have several CC's with good limits incl. AMEX etc.. But what scares me is that I have a tax lien from '09 showing, which I am making payments on. I also have 2 30 day lates from about 2yrs ago on my report. I have gotten a recent Amex approval, leased an expensive car, and got Sears / Citi card with all that showing though, so really not sure what my chances look like for Discover.
Online status check shows the 30 day message. Wonder if I should call.....
#7
Posted 21 June 2012 - 07:19 AM
congrats!
#9
Posted 21 June 2012 - 10:14 PM
Digging up an old thread here....
I just app'd for discover more, and got the 5-7 day but was able to complete BT request and create a login. Since it's the middle of the night I'm paranoid and pulled myfico and have a 655 EQ. My EQ shows an inquiry. Also pulled my TU and no inquiry there but higher score
Have several CC's with good limits incl. AMEX etc.. But what scares me is that I have a tax lien from '09 showing, which I am making payments on. I also have 2 30 day lates from about 2yrs ago on my report. I have gotten a recent Amex approval, leased an expensive car, and got Sears / Citi card with all that showing though, so really not sure what my chances look like for Discover.
Online status check shows the 30 day message. Wonder if I should call.....
Update - APPROVED after phone call $2k @3.99
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