We're just jealous.
ETA: I mean
Edited by JaseT, 24 June 2011 - 11:48 AM.
The Monster TransUnion Bumpage TU B* Master Thread
Started by
BobWang
, Jun 24 2011 01:11 AM
454 replies to this topic
#26
Posted 24 June 2011 - 11:48 AM
ETA: I mean
#27
Posted 24 June 2011 - 11:51 AM
http://creditboards....howtopic=430669
If somebody is VERY diligent, it can be done in 2 months.
Kinda pricey... $90 (3 months)
Credit Karma
Credit.com
TrueCredit.com free trial
Some free triple-puller trials...
I very comprehensive list of those "free triple-puller trials" that help with B* on TU might make this thread very useful...and it will be well beyond 1 or 2 pages......I am just saying...
I knew there is something like that somewhere
....are they all good on TU?
#28
Posted 24 June 2011 - 11:55 AM
They're triple-pullers, so, in theory, yes.
http://creditboards....howtopic=430669
If somebody is VERY diligent, it can be done in 2 months.
Kinda pricey... $90 (3 months)
Credit Karma
Credit.com
TrueCredit.com free trial
Some free triple-puller trials...
I very comprehensive list of those "free triple-puller trials" that help with B* on TU might make this thread very useful...and it will be well beyond 1 or 2 pages......I am just saying...
I knew there is something like that somewhere
#29
Posted 24 June 2011 - 12:22 PM
Wha!? credit.com shows my expected FICO score btw 700 and 749! I WISH!
#30
Posted 24 June 2011 - 04:02 PM
New to the whole *B* thing. Just now reading about it and trying to understand how it works. Going to take me quite awhile to get thru all 194 pages of the master thread 
.
So I purchased the premium SC service. Been pulling everyday since May 18, 2011. Yesterday I noticed an inquiry gone from the SC reports. Thought maybe it was a glitch because I didn't pull enough yet. Now todays SC pull shows another inquiry gone. 2 in two days. Are they really gone? I can't seem to login into TU and check I'm only going by the SC reports.
Can someone explain this? How many more will continue to drop before I have to start over? I don't use any other service. Could it be because there is nothing on my report. My report only has 3 TLs and 8 inquiry's. Nothing else
Thanks for any suggestions.
.So I purchased the premium SC service. Been pulling everyday since May 18, 2011. Yesterday I noticed an inquiry gone from the SC reports. Thought maybe it was a glitch because I didn't pull enough yet. Now todays SC pull shows another inquiry gone. 2 in two days. Are they really gone? I can't seem to login into TU and check I'm only going by the SC reports.
Can someone explain this? How many more will continue to drop before I have to start over? I don't use any other service. Could it be because there is nothing on my report. My report only has 3 TLs and 8 inquiry's. Nothing else
Thanks for any suggestions.
#31
Posted 24 June 2011 - 04:06 PM
SCP does not do monthly chops like Equifax.New to the whole *B* thing. Just now reading about it and trying to understand how it works. Going to take me quite awhile to get thru all 194 pages of the master thread
So I purchased the premium SC service. Been pulling everyday since May 18, 2011. Yesterday I noticed an inquiry gone from the SC reports. Thought maybe it was a glitch because I didn't pull enough yet. Now todays SC pull shows another inquiry gone. 2 in two days. Are they really gone? I can't seem to login into TU and check I'm only going by the SC reports.
Can someone explain this? How many more will continue to drop before I have to start over? I don't use any other service. Could it be because there is nothing on my report. My report only has 3 TLs and 8 inquiry's. Nothing else
Thanks for any suggestions.
Just keep doing what you're doing, and all your TU bumpable inquires should go away.
#32
Posted 24 June 2011 - 04:17 PM
If you change your settings, it's only 122 pages.Going to take me quite awhile to get thru all 194 pages of the master thread
#33
Posted 24 June 2011 - 04:17 PM
Thanks Bob. I was finally able to get into TU and sure enough they are gone. One was a car loan the other was a mortgage inquiry. I'll be going after EQ next... Gotta love this site and all the great help and wealth of information!
Bob throw me a hint on the settings..
Bob throw me a hint on the settings..
Edited by DadofThree, 24 June 2011 - 04:18 PM.
#34
Posted 24 June 2011 - 04:21 PM
Under My Settings - Forums, change the default from 25 posts to 40 posts per page.Thanks Bob. I was finally able to get into TU and sure enough they are gone. One was a car loan the other was a mortgage inquiry. I'll be going after EQ next... Gotta love this site and all the great help and wealth of information!
Bob throw me a hint on the settings..
#35
Posted 24 June 2011 - 04:39 PM
what I like about TU, I have several hards from mortgage inquiries (I have rental property and am always financing or refinancing something), so I am stuck with 8 hards on EQ,,,but on my TU, everything disappeared,,,,,even those pulled by the same organizations at the same time that stuck on EQ, left on TU
#36
Posted 24 June 2011 - 04:41 PM
Yup, TU is not known for "stickies", but there's always a first time.what I like about TU, I have several hards from mortgage inquiries (I have rental property and am always financing or refinancing something), so I am stuck with 8 hards on EQ,,,but on my TU, everything disappeared,,,,,even those pulled by the same organizations at the same time that stuck on EQ, left on TU
#37
Posted 24 June 2011 - 04:54 PM
since this is TU B*, and I haven't done my TU backdoor peak yet....questions - is TU still 65 inqs, if you can get there? and when should you start your TU B* - do they chop like EQ, or nothing sticks, so you can really start anytime, doesn't matter how you time the start of B*
Clutch, I also think it's expensive @ $60-90....but....I am re-thinking this a bit...if I can get AmEx backdated, and clear my 6-8 inqs on TU/EQ at the cost of ~$100-120....that's not a bad deal - it will set me up for bigger CLI increases in the future, ability to get new cards/sign up bonuses, etc...So, I think I decided to go "all in" on the B* front - 8 inqs on TU, 6 on EQ - NONE IN 1 MONTH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Clutch, I also think it's expensive @ $60-90....but....I am re-thinking this a bit...if I can get AmEx backdated, and clear my 6-8 inqs on TU/EQ at the cost of ~$100-120....that's not a bad deal - it will set me up for bigger CLI increases in the future, ability to get new cards/sign up bonuses, etc...So, I think I decided to go "all in" on the B* front - 8 inqs on TU, 6 on EQ - NONE IN 1 MONTH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
#38
Posted 24 June 2011 - 04:58 PM
Bob I want to be you when I grow up!! 
Keep up the great info!!
Keep up the great info!!
#39
Posted 24 June 2011 - 04:58 PM
It's really 63 inquiries, creditmonitor2010 nailed that down pretty conclusively.
TU HAD re-inserted inquiries the last couple of years, but it looks like they forgot this year.
TU HAD re-inserted inquiries the last couple of years, but it looks like they forgot this year.
#40
Posted 24 June 2011 - 05:11 PM
Found out via backdoor that I already have 19 softs....not too bad...so I can get there in 2 months for sure...maybe even 1.
Who are those guys? CreditKarma? somehow they "stick", I have about 7-8 softs from them.
CONSUMERINFO via CONSUMER INFO.COM
18500 VON KARMAN A
#900
IRVINE , CA 92612
Phone number not available
Requested On:
06/2011
Permissible Purpose: CONSUMER REQUEST
Who are those guys? CreditKarma? somehow they "stick", I have about 7-8 softs from them.
CONSUMERINFO via CONSUMER INFO.COM
18500 VON KARMAN A
#900
IRVINE , CA 92612
Phone number not available
Requested On:
06/2011
Permissible Purpose: CONSUMER REQUEST
#41
Posted 24 June 2011 - 05:14 PM
It's really 63 inquiries, creditmonitor2010 nailed that down pretty conclusively.
TU HAD re-inserted inquiries the last couple of years, but it looks like they forgot this year.
got it, thanks....so, Bob, you can start TU B* anytime, right? there is no C*, softs just don't stick (except for SC)....this is what my softs look like - 19 per jds counter....
CONSUMERINFO via CONSUMER INFO.COM
18500 VON KARMAN A
#900
IRVINE , CA 92612
Phone number not available
Requested On:
06/2011
Permissible Purpose: CONSUMER REQUEST
VK via TRANSUNION INTERACTIVE I
100 CROSS ST
STE 202
SAN LUIS OBISP , CA 93401
Phone number not available
Requested On:
06/2011
Permissible Purpose: CONSUMER REQUEST
CONSUMERINFO via CONSUMER INFO.COM
18500 VON KARMAN A
#900
IRVINE , CA 92612
Phone number not available
Requested On:
06/2011
Permissible Purpose: CONSUMER REQUEST
DIR TO CONS VIA EQUIFAX
1550 PEACHTREE ST
ATLANTA , GA 30309
(866) 640-2273
Requested On:
06/2011
VK via KARMA/TRANSUNION INTERAC
100 CROSS STREET
SAN LUIS OBISP , CA 93401
(805) 782-8282
Requested On:
06/2011
Permissible Purpose: CONSUMER REQUEST
DISCOVER FINCL SVC LLC
2500 LAKE COOK RD
RIVERWOODS , IL 60015-3851
(800) 347-2683
Requested On:
06/2011
CONSUMERINFO.COM
18500 VON KARMAN
#900
IRVINE , CA 92612
(888) 888-8553
Requested On:
05/2011
Permissible Purpose: WRITTEN AUTHORIZATION
CONSUMER INFO.COM
18500 VON KARMAN A
STE 900
IRVINE , CA 92612
Phone number not available
Requested On:
03/2011
Permissible Purpose: WRITTEN AUTHORIZATION
CONSUMERINFO.COM
18500 VON KARMAN
#900
IRVINE , CA 92612
(888) 888-8553
Requested On:
03/2011
Permissible Purpose: WRITTEN AUTHORIZATION
CONSUMERINFO via CONSUMER INFO.COM
18500 VON KARMEN A
#900
IRVINE , CA 92612
Phone number not available
Requested On:
03/2011
Permissible Purpose: CONSUMER REQUEST
CONSUMERINFO.COM
18500 VON KARMAN
#900
IRVINE , CA 92612
(888) 888-8553
Requested On:
03/2011
Permissible Purpose: WRITTEN AUTHORIZATION
CREDITCARDS.COM
8920 BUSINESS PARK
#350
AUSTIN , TX 78759
Phone number not available
Requested On:
03/2011
VK via CREDIT.COM/TUI
100 CROSS STREET
#202
SAN LUIS OBISP , CA 93401
Phone number not available
Requested On:
03/2011
Permissible Purpose: CONSUMER REQUEST
CHASE ID PROTECTION via CREDCO
12395 FIRST AMERIC
POWAY , CA 92064
(888) 217-0291
Requested On:
01/2011
Permissible Purpose: CONSUMER INITIATED TRANSACTION
IDINTEGRITY.COM via FAC/ID THEFT PROTECTION
1900 CHURCH STREET
SUITE 400
NASHVILLE , TN 37203
(800) 697-7189
Requested On:
01/2011
Permissible Purpose: CONSUMER INITIATED TRANSACTION
CREDCO
12395 FIRST AMERIC
POWAY , CA 92064
(888) 217-0291
Requested On:
09/2010
Permissible Purpose: CONSUMER INITIATED TRANSACTION
CHASE ID PROTECTION via CREDCO
12395 FIRST AMERIC
POWAY , CA 92064
(888) 217-0291
Requested On:
09/2010
Permissible Purpose: CONSUMER INITIATED TRANSACTION
CITIBANK NA
701 E 60TH ST N
SIOUX FALLS , SD 57104
Phone number not available
Requested On:
08/2010
FAIRISAAC via MY FICO
901 MARQUETTE AVE
SUITE 3200
MINNEAPOLIS , MN 55402
(800) 319-4433
Requested On:
08/2010
Permissible Purpose: CONSUMER REQUEST
CENTRRO INC
291 3RD ST
OAKLAND , CA 94607
(501) 384-7900
Requested On:
08/2010
CONSUMER DIRECT 3N1 via DIR TO CONS VIA EQUIFAX
1550 PEACHTREE ST
ATLANTA , GA 30309
(866) 640-2273
Requested On:
08/2010
Permissible Purpose: CREDIT TRANSACTION
CREDITCARDS.COM
8920 BUSINESS PARK
#350
AUSTIN , TX 78759
Phone number not available
Requested On:
06/2010
VK via TRANSUNION INTERACTIVE I
100 CROSS ST
STE 202
SAN LUIS OBISP , CA 93401
Phone number not available
Requested On:
05/2010
Permissible Purpose: CONSUMER REQUEST
CREDCO
12395 FIRST AMERIC
POWAY , CA 92064
(888) 217-0291
Requested On:
02/2010
Permissible Purpose: CONSUMER INITIATED TRANSACTION
CREDCO
12395 FIRST AMERIC
POWAY , CA 92064
(888) 217-0291
Requested On:
01/2010
Permissible Purpose: CONSUMER INITIATED TRANSACTION
#42
Posted 24 June 2011 - 05:16 PM
No, that's CCT, CS or USAA-CCMP.Found out via backdoor that I already have 19 softs....not too bad...so I can get there in 2 months for sure...maybe even 1.
Who are those guys? CreditKarma? somehow they "stick", I have about 7-8 softs from them.
CONSUMERINFO via CONSUMER INFO.COM
18500 VON KARMAN A
#900
IRVINE , CA 92612
Phone number not available
Requested On:
06/2011
Permissible Purpose: CONSUMER REQUEST
#43
Posted 24 June 2011 - 05:18 PM
No, that's CCT, CS or USAA-CCMP.
Found out via backdoor that I already have 19 softs....not too bad...so I can get there in 2 months for sure...maybe even 1.
Who are those guys? CreditKarma? somehow they "stick", I have about 7-8 softs from them.
CONSUMERINFO via CONSUMER INFO.COM
18500 VON KARMAN A
#900
IRVINE , CA 92612
Phone number not available
Requested On:
06/2011
Permissible Purpose: CONSUMER REQUEST
Oh, ok....that's USAA for me....so, why do they stick? can I get a B* with them? does TU C*? (other than infamous re-insert)
#44
Posted 24 June 2011 - 05:18 PM
Well, boys and girls, VK just posted some REALLY good news.
It looks like TU is no longer wiping CCT, CS & USAA-CCMP down to one every night.
So, do Credit Karma, and one of the 3 above-mentioned, and B* should happen in less than 60 days.
It looks like TU is no longer wiping CCT, CS & USAA-CCMP down to one every night.
So, do Credit Karma, and one of the 3 above-mentioned, and B* should happen in less than 60 days.
#45
Posted 24 June 2011 - 05:19 PM
TransUnion must be slacking.
No, that's CCT, CS or USAA-CCMP.
Found out via backdoor that I already have 19 softs....not too bad...so I can get there in 2 months for sure...maybe even 1.
Who are those guys? CreditKarma? somehow they "stick", I have about 7-8 softs from them.
CONSUMERINFO via CONSUMER INFO.COM
18500 VON KARMAN A
#900
IRVINE , CA 92612
Phone number not available
Requested On:
06/2011
Permissible Purpose: CONSUMER REQUEST
Oh, ok....that's USAA for me....so, why do they stick? can I get a B* with them? does TU C*? (other than infamous re-insert)
Used to be, they'd remove all of these every night, and just leave one or two.
#46
Posted 24 June 2011 - 05:20 PM
Oh, VK, don't backdoor TU too much.
They're known to shut you down from the backdoor.
They're known to shut you down from the backdoor.
#47
Posted 24 June 2011 - 05:22 PM
Well, boys and girls, VK just posted some REALLY good news.
It looks like TU is no longer wiping CCT, CS & USAA-CCMP down to one every night.
So, do Credit Karma, and one of the 3 above-mentioned, and B* should happen in less than 60 days.
sort of, it's mixed bag, it seems...I have been pulling USAA almost daily for the last 2-3 months or so...but I have a total of 7 softs that "stuck"....so, I probably still need SmartCredit
#48
Posted 24 June 2011 - 05:22 PM
Oh, VK, don't backdoor TU too much.
They're known to shut you down from the backdoor.
thanks....my last time, I promise.
#49
Posted 24 June 2011 - 05:23 PM
If VK keeps posting new info, this MAY turn out to be a monster thread after all.
#50
Posted 24 June 2011 - 05:26 PM
If VK keeps posting new info, this MAY turn out to be a monster thread after all.
hehe, my own prediction is unraveling....thanks to me
but, if that means more CB'ers can get B* on TU - I am all for it!!!
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