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B* reference guide


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183 replies to this topic

#176 DiamondDan73

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Posted 31 January 2012 - 05:46 PM

Do you know if CCT still works towards B*? I can't use USAA. I want to use CCT, EC, and MPM.





#177 Fixer Upper

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Posted 16 February 2012 - 02:06 AM

I had one question about accuracy of scores:

I just signed up for SC and it shows a score that is 40+ points lower than the three scores that I am shown through the service Credit Keeper (which is only a monthly pull). The score that I am shown now was something I achieved 5-6 months ago according to my original service.

My initial thought was just to use SC for B*, but now I am not sure which service is showing a more accurate score. Any thoughts are greatly appreciated.

#178 qwerty4

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Posted 16 February 2012 - 07:42 AM

I had one question about accuracy of scores:

I just signed up for SC and it shows a score that is 40+ points lower than the three scores that I am shown through the service Credit Keeper (which is only a monthly pull). The score that I am shown now was something I achieved 5-6 months ago according to my original service.

My initial thought was just to use SC for B*, but now I am not sure which service is showing a more accurate score. Any thoughts are greatly appreciated.

Neither. These are fake scores ("fako"). Lenders use FICO scores, which you can obtain from myfico.com and a few other places. As a general rule, do not pay any attention to the scores at credit monitoring sites.

#179 dj13624

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Posted 07 June 2012 - 11:29 AM

since it appears that the usage of these tools changes with the winds.. I thought I would just ask.

For B* on TU.. I currently use MPM (which I had been using also for EQ)

Do MPM and SCP conflict with one another, or can you actually achieve 2 per day using both?? (yes, it's more expensive but would be worth it as my TU is crawling and I sometimes forget to run MPM at the 24+1 timeframe).

#180 ctb89

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Posted 07 June 2012 - 11:41 AM

since it appears that the usage of these tools changes with the winds.. I thought I would just ask.

For B* on TU.. I currently use MPM (which I had been using also for EQ)

Do MPM and SCP conflict with one another, or can you actually achieve 2 per day using both?? (yes, it's more expensive but would be worth it as my TU is crawling and I sometimes forget to run MPM at the 24+1 timeframe).

Only SCP works for TU.

#181 dj13624

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Posted 07 June 2012 - 11:50 AM

Only SCP works for TU.


Good to know.. now I can cancel MPM and even my AMEX puller.. (only daily puller I really liked was USAA)

#182 muss08

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Posted 07 June 2012 - 04:55 PM

Wow I've been working on the ins and outs of B* and never knew this thread existed! Seems an update from some of the original information may be in order though :lol:

#183 jflora80

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Posted 28 February 2013 - 08:42 PM

is there any reason I am not seeing my USAA on my Equifax report for inquires? at least I don't see it I have pulled all 3 with usaa 02/12/2013 through 02/27/2013 but not showing on inqs that I can see. What would it actually say on my inqs from usaa?



#184 lpkirby

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Posted 28 August 2013 - 09:26 AM

is there any reason I am not seeing my USAA on my Equifax report for inquires? at least I don't see it I have pulled all 3 with usaa 02/12/2013 through 02/27/2013 but not showing on inqs that I can see. What would it actually say on my inqs from usaa?

USAA shows up as CREDITEXPERT 1-866-673-0140 I believe on mine.  It has to be that one looking at all the pulls. 






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