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How many retailers actually ask for ID?


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112 replies to this topic

#26 TheBanker

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Posted 09 September 2010 - 03:24 AM

A few local places do, as well as the local Sears and Home Depot.

A week or so ago, I was in an asshole mood and a cashier at Sears decided to ask for ID. I politely explained that it's against their merchant card services agreement to do so, but they can verify my signature on the back of the card. She declined, and said she needed to see ID or she would decline the transaction.

That's when I said: "Call your manager, then." She said the only person in-store was the store manager. I said: "Perfect."

Anyway, he came up and asked the issue. She explained it, and finished with, "I don't know why he won't show me his ID. Kinda sketchy." To which I repeated, "Because it's against your merchant card services agreement with MasterCard."

Store manager: "No it's not. I'd know - I've worked here for 12 years. It's my job to know. Do I come to work and argue with what you're a specialist in, sir?"

Me: "Obviously not - otherwise you'd know I'm a Personal and Business Banker with a major commercial bank, and one of my specialities is Merchant Payment Processing Services."

He looked throughly defeated, and all he said after that to the cashier was: "Complete the transaction."

Needless to say, I reported them to MasterCard for asking for ID, mostly because of the attitude they took. I may have been dressed as my casual college-self at the time, but don't assume I'm using a stolen card or something simply because I don't want to show ID. And to store managers, of course, don't argue with customers. 1, it'll cause a retailer to lose business, and 2, they might just happen to know more than you. B)

Edited by J-M, 09 September 2010 - 03:28 AM.




#27 swizinger

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Posted 09 September 2010 - 06:02 AM

...Yet when I sign my receipt "Dick Nixon", the self-appointed Fraud Hawks never notice. <_<


I've made it a personal policy to sign my receipts "Scooby Doo" when they ask for ID. It annoys me that they ask for ID, but at the same time I don't have the time or energy to educate cashiers on merchant agreements.

#28 wow

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Posted 09 September 2010 - 10:08 AM

The only place that asks for my ID is The Great American Cookie Company. And they've done it every single time I've ever gone....It's funny for a place that sells things that are < $5

#29 Elizabeth_Speaking

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Posted 09 September 2010 - 10:30 AM

Hand them a copy of the V/MC merchant agreement with the pertinent info highlighted along with your ID. Who knows, maybe 1 in 10 will think to bring it up with their manager.

#30 iCarl

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Posted 09 September 2010 - 10:33 AM

Hand them a copy of the V/MC merchant agreement with the pertinent info highlighted along with your ID. Who knows, maybe 1 in 10 will think to bring it up with their manager.


I SO have to do this.

#31 JetTeach

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Posted 09 September 2010 - 10:41 AM

Posted Image

#32 shadow2k

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Posted 09 September 2010 - 10:49 AM

A few local places do, as well as the local Sears and Home Depot.

A week or so ago, I was in an asshole mood and a cashier at Sears decided to ask for ID. I politely explained that it's against their merchant card services agreement to do so, but they can verify my signature on the back of the card. She declined, and said she needed to see ID or she would decline the transaction.

That's when I said: "Call your manager, then." She said the only person in-store was the store manager. I said: "Perfect."

Anyway, he came up and asked the issue. She explained it, and finished with, "I don't know why he won't show me his ID. Kinda sketchy." To which I repeated, "Because it's against your merchant card services agreement with MasterCard."

Store manager: "No it's not. I'd know - I've worked here for 12 years. It's my job to know. Do I come to work and argue with what you're a specialist in, sir?"

Me: "Obviously not - otherwise you'd know I'm a Personal and Business Banker with a major commercial bank, and one of my specialities is Merchant Payment Processing Services."

He looked throughly defeated, and all he said after that to the cashier was: "Complete the transaction."

Needless to say, I reported them to MasterCard for asking for ID, mostly because of the attitude they took. I may have been dressed as my casual college-self at the time, but don't assume I'm using a stolen card or something simply because I don't want to show ID. And to store managers, of course, don't argue with customers. 1, it'll cause a retailer to lose business, and 2, they might just happen to know more than you. :blink:


Doesn't seem like just a mood, you seem pretty proud of yourself. Not sure why.

What is the big deal with showing your ID? Please don't tell me it violates the merchant agreement. I understand that technically, you were correct. To me, looks like you were just picking a fight with perfect strangers just because you could.

#33 gottaluvya

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Posted 09 September 2010 - 10:52 AM

last time we went to Vegas, every time we made a purchase with a card we were asked for ID. and there were always signs starting that fact..."ID required for credit card purchases" or something to that effect. no matter if it was $5 for a snack at the hotel or $50 for dinner out, ID was always "required."

Can't say I have ever been asked at any local retailers or anything for ID.

#34 BBQ123

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Posted 09 September 2010 - 10:52 AM

Yeah, they are supposed to. Yeah some would refuse to show it and either need to see a Manager (who would just say "Its policy, I need to see it") or pay cash, or lose the sale... when they went in there to buy something...

But how many actually do it?


They are **NOT** supposed to ask for ID if the card is signed. Doing so violates contracts merchants sign to take credit cards.

They are supposed to refuse to take cards that say "See ID" unless you sign the card, too... but most retailers will just check the ID to keep the customer happy. The U.S. Post Office follows the rules and will not accept the VOID card.

#35 lilc4247

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Posted 09 September 2010 - 12:49 PM

Hand them a copy of the V/MC merchant agreement with the pertinent info highlighted along with your ID. Who knows, maybe 1 in 10 will think to bring it up with their manager.


imo, someone would look very SILLY trying to pull this one off.

#36 Elizabeth_Speaking

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Posted 09 September 2010 - 01:16 PM

Hand them a copy of the V/MC merchant agreement with the pertinent info highlighted along with your ID. Who knows, maybe 1 in 10 will think to bring it up with their manager.


imo, someone would look very SILLY trying to pull this one off.


Exactly.

#37 1melonini

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Posted 09 September 2010 - 01:16 PM

My work asks for ID for purchases over 100 dollars. We have a lot of CC fraud. Grocery store if your wondering.

#38 toopooor

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Posted 09 September 2010 - 03:02 PM

I use dh's cards all the time and I'm never asked.


SIL works part time for a sports company during the summer and gets paid on a v/mc debit card. It's in his name but wifey (DD) does all the shopping/spending and she uses it to buy groceries. A cashier at walmart had a fit because the card is in hubby's name and refused to accept it *after* swiping it and entering the PIN (it was approved). (I think DD said she asked for ID - i don't recall if DD or SIL signed the card). She had a heck of a time getting the charge voided and refunded... that was her last trip to walmart.

No other stores have ever said a thing to her.

#39 toopooor

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Posted 09 September 2010 - 03:06 PM

My work asks for ID for purchases over 100 dollars. We have a lot of CC fraud. Grocery store if your wondering.

Really? Grocery stores are supposed to be low fraud.

#40 Battle_of_Evermore

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Posted 09 September 2010 - 04:16 PM

I have not been carded in about a year. I know it is in the CC agreement, but I don't view it as anything to get pissy over and then reading the customer service people the riot act in one form or the other. I have bigger concerns and worries than showing ID.

#41 verdegallardo

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Posted 09 September 2010 - 05:01 PM

last time we went to Vegas, every time we made a purchase with a card we were asked for ID. and there were always signs starting that fact..."ID required for credit card purchases" or something to that effect. no matter if it was $5 for a snack at the hotel or $50 for dinner out, ID was always "required."

Can't say I have ever been asked at any local retailers or anything for ID.


Yup same here - I always get asked for ID in Vegas. Actually every casino nowadays seems to ask for ID, even if you just use it to buy a soda.

#42 verdegallardo

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Posted 09 September 2010 - 05:05 PM

My work asks for ID for purchases over 100 dollars. We have a lot of CC fraud. Grocery store if your wondering.


On self checkouts, at my grocery store (big Chicago chain) it requires an employee's approval for over $50 and they sometimes ask for ID. What if someone else drove me and all I had was my credit card? Or what if I rode my bike? And why can I go in a regular line and buy $300 worth of groceries with no prob?

I need to stop using self checkout , it's already a PITA as it is. Then again I don't want to wait in the lines. Man I hate grocery shopping!

#43 TheBanker

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Posted 09 September 2010 - 05:26 PM

A few local places do, as well as the local Sears and Home Depot.

A week or so ago, I was in an asshole mood and a cashier at Sears decided to ask for ID. I politely explained that it's against their merchant card services agreement to do so, but they can verify my signature on the back of the card. She declined, and said she needed to see ID or she would decline the transaction.

That's when I said: "Call your manager, then." She said the only person in-store was the store manager. I said: "Perfect."

Anyway, he came up and asked the issue. She explained it, and finished with, "I don't know why he won't show me his ID. Kinda sketchy." To which I repeated, "Because it's against your merchant card services agreement with MasterCard."

Store manager: "No it's not. I'd know - I've worked here for 12 years. It's my job to know. Do I come to work and argue with what you're a specialist in, sir?"

Me: "Obviously not - otherwise you'd know I'm a Personal and Business Banker with a major commercial bank, and one of my specialities is Merchant Payment Processing Services."

He looked throughly defeated, and all he said after that to the cashier was: "Complete the transaction."

Needless to say, I reported them to MasterCard for asking for ID, mostly because of the attitude they took. I may have been dressed as my casual college-self at the time, but don't assume I'm using a stolen card or something simply because I don't want to show ID. And to store managers, of course, don't argue with customers. 1, it'll cause a retailer to lose business, and 2, they might just happen to know more than you. :mellow:


Doesn't seem like just a mood, you seem pretty proud of yourself. Not sure why.

What is the big deal with showing your ID? Please don't tell me it violates the merchant agreement. I understand that technically, you were correct. To me, looks like you were just picking a fight with perfect strangers just because you could.


I cannot stand ANYONE who argues something they do not know about, and I will take on any fight when I know 100% they are wrong and 100% I am right. And strangers or best friends - if you are wrong, I will correct you and if you fight... I will go on the offensive and crush your argument.

Speaking of people's arguments, I love crushing them, and will do so at every chance possible, barring my workplace, where I have to play nice. :dntknw:

In short: I'm an ass, an proud of it.

As for showing IDs... I never had an issue with it, however, I've come to the realization that it is NOT required and they are NOT allowed to ask for it. Rules are rules - and I am a stickler for them. Things are not put into a contract just for the hell of it. Perhaps it is because I work at a bank where, if it's a rule, you do not disregard it - I've always been a follower of the rule, and I expect others to do the same. Again, it's not a rule/agreement/whatever just for the hell of it.

Edited by J-M, 09 September 2010 - 05:33 PM.


#44 lilc4247

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Posted 09 September 2010 - 06:17 PM

A few local places do, as well as the local Sears and Home Depot.

A week or so ago, I was in an asshole mood and a cashier at Sears decided to ask for ID. I politely explained that it's against their merchant card services agreement to do so, but they can verify my signature on the back of the card. She declined, and said she needed to see ID or she would decline the transaction.

That's when I said: "Call your manager, then." She said the only person in-store was the store manager. I said: "Perfect."

Anyway, he came up and asked the issue. She explained it, and finished with, "I don't know why he won't show me his ID. Kinda sketchy." To which I repeated, "Because it's against your merchant card services agreement with MasterCard."

Store manager: "No it's not. I'd know - I've worked here for 12 years. It's my job to know. Do I come to work and argue with what you're a specialist in, sir?"

Me: "Obviously not - otherwise you'd know I'm a Personal and Business Banker with a major commercial bank, and one of my specialities is Merchant Payment Processing Services."

He looked throughly defeated, and all he said after that to the cashier was: "Complete the transaction."

Needless to say, I reported them to MasterCard for asking for ID, mostly because of the attitude they took. I may have been dressed as my casual college-self at the time, but don't assume I'm using a stolen card or something simply because I don't want to show ID. And to store managers, of course, don't argue with customers. 1, it'll cause a retailer to lose business, and 2, they might just happen to know more than you. :mellow:


Doesn't seem like just a mood, you seem pretty proud of yourself. Not sure why.

What is the big deal with showing your ID? Please don't tell me it violates the merchant agreement. I understand that technically, you were correct. To me, looks like you were just picking a fight with perfect strangers just because you could.


I cannot stand ANYONE who argues something they do not know about, and I will take on any fight when I know 100% they are wrong and 100% I am right. And strangers or best friends - if you are wrong, I will correct you and if you fight... I will go on the offensive and crush your argument.

Speaking of people's arguments, I love crushing them, and will do so at every chance possible, barring my workplace, where I have to play nice. :dntknw:

In short: I'm an ass, an proud of it.

As for showing IDs... I never had an issue with it, however, I've come to the realization that it is NOT required and they are NOT allowed to ask for it. Rules are rules - and I am a stickler for them. Things are not put into a contract just for the hell of it. Perhaps it is because I work at a bank where, if it's a rule, you do not disregard it - I've always been a follower of the rule, and I expect others to do the same. Again, it's not a rule/agreement/whatever just for the hell of it.


dbl post, sry guy :unsure:

Edited by lilc4247, 09 September 2010 - 06:19 PM.


#45 lilc4247

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Posted 09 September 2010 - 06:17 PM

A few local places do, as well as the local Sears and Home Depot.

A week or so ago, I was in an asshole mood and a cashier at Sears decided to ask for ID. I politely explained that it's against their merchant card services agreement to do so, but they can verify my signature on the back of the card. She declined, and said she needed to see ID or she would decline the transaction.

That's when I said: "Call your manager, then." She said the only person in-store was the store manager. I said: "Perfect."

Anyway, he came up and asked the issue. She explained it, and finished with, "I don't know why he won't show me his ID. Kinda sketchy." To which I repeated, "Because it's against your merchant card services agreement with MasterCard."

Store manager: "No it's not. I'd know - I've worked here for 12 years. It's my job to know. Do I come to work and argue with what you're a specialist in, sir?"

Me: "Obviously not - otherwise you'd know I'm a Personal and Business Banker with a major commercial bank, and one of my specialities is Merchant Payment Processing Services."

He looked throughly defeated, and all he said after that to the cashier was: "Complete the transaction."

Needless to say, I reported them to MasterCard for asking for ID, mostly because of the attitude they took. I may have been dressed as my casual college-self at the time, but don't assume I'm using a stolen card or something simply because I don't want to show ID. And to store managers, of course, don't argue with customers. 1, it'll cause a retailer to lose business, and 2, they might just happen to know more than you. :mellow:


Doesn't seem like just a mood, you seem pretty proud of yourself. Not sure why.

What is the big deal with showing your ID? Please don't tell me it violates the merchant agreement. I understand that technically, you were correct. To me, looks like you were just picking a fight with perfect strangers just because you could.


I cannot stand ANYONE who argues something they do not know about, and I will take on any fight when I know 100% they are wrong and 100% I am right. And strangers or best friends - if you are wrong, I will correct you and if you fight... I will go on the offensive and crush your argument.

Speaking of people's arguments, I love crushing them, and will do so at every chance possible, barring my workplace, where I have to play nice. :unsure:

In short: I'm an ass, an proud of it.

As for showing IDs... I never had an issue with it, however, I've come to the realization that it is NOT required and they are NOT allowed to ask for it. Rules are rules - and I am a stickler for them. Things are not put into a contract just for the hell of it. Perhaps it is because I work at a bank where, if it's a rule, you do not disregard it - I've always been a follower of the rule, and I expect others to do the same. Again, it's not a rule/agreement/whatever just for the hell of it.


What a TOTAL D***! :dntknw:

Edited by lilc4247, 09 September 2010 - 06:18 PM.


#46 BBQ123

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Posted 09 September 2010 - 08:08 PM

My work asks for ID for purchases over 100 dollars. We have a lot of CC fraud. Grocery store if your wondering.


Doesn't matter if it's $1, $100, or $15,000... no ID should be asked for on a signed card.

#47 BBQ123

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Posted 09 September 2010 - 08:09 PM

My work asks for ID for purchases over 100 dollars. We have a lot of CC fraud. Grocery store if your wondering.


On self checkouts, at my grocery store (big Chicago chain) it requires an employee's approval for over $50 and they sometimes ask for ID. What if someone else drove me and all I had was my credit card? Or what if I rode my bike? And why can I go in a regular line and buy $300 worth of groceries with no prob?

I need to stop using self checkout , it's already a PITA as it is. Then again I don't want to wait in the lines. Man I hate grocery shopping!


Just don't show them ID. Tell them the card is signed.

#48 iceman85911

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Posted 09 September 2010 - 08:39 PM

Kmart and Gamestop now require ID. I explained to them and to our local US Bank that the debit card is through (I always run it as credit to avoid the debit fee the bank charges) that they can't require ID to make the purchase.

I don't want to show all my information to just anyone. My grandparents were victims of identity theft last year because a clerk was able to memorize their id and card info and go charging online. So for id theft prevention, I don't pass out my name, address and signature to clerks. My bank backed the store policy because they said they have never heard of/read the MC/Visa merchandiser contract and the local manager didn't see anything wrong with the stores not following the contract stipulations and that it is for my own good that I allow any Tom, Dick and Harry that asks to see my personal information.

#49 TheBanker

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Posted 09 September 2010 - 09:24 PM

A few local places do, as well as the local Sears and Home Depot.

A week or so ago, I was in an asshole mood and a cashier at Sears decided to ask for ID. I politely explained that it's against their merchant card services agreement to do so, but they can verify my signature on the back of the card. She declined, and said she needed to see ID or she would decline the transaction.

That's when I said: "Call your manager, then." She said the only person in-store was the store manager. I said: "Perfect."

Anyway, he came up and asked the issue. She explained it, and finished with, "I don't know why he won't show me his ID. Kinda sketchy." To which I repeated, "Because it's against your merchant card services agreement with MasterCard."

Store manager: "No it's not. I'd know - I've worked here for 12 years. It's my job to know. Do I come to work and argue with what you're a specialist in, sir?"

Me: "Obviously not - otherwise you'd know I'm a Personal and Business Banker with a major commercial bank, and one of my specialities is Merchant Payment Processing Services."

He looked throughly defeated, and all he said after that to the cashier was: "Complete the transaction."

Needless to say, I reported them to MasterCard for asking for ID, mostly because of the attitude they took. I may have been dressed as my casual college-self at the time, but don't assume I'm using a stolen card or something simply because I don't want to show ID. And to store managers, of course, don't argue with customers. 1, it'll cause a retailer to lose business, and 2, they might just happen to know more than you. :ph34r:


Doesn't seem like just a mood, you seem pretty proud of yourself. Not sure why.

What is the big deal with showing your ID? Please don't tell me it violates the merchant agreement. I understand that technically, you were correct. To me, looks like you were just picking a fight with perfect strangers just because you could.


I cannot stand ANYONE who argues something they do not know about, and I will take on any fight when I know 100% they are wrong and 100% I am right. And strangers or best friends - if you are wrong, I will correct you and if you fight... I will go on the offensive and crush your argument.

Speaking of people's arguments, I love crushing them, and will do so at every chance possible, barring my workplace, where I have to play nice. :lol:

In short: I'm an ass, an proud of it.

As for showing IDs... I never had an issue with it, however, I've come to the realization that it is NOT required and they are NOT allowed to ask for it. Rules are rules - and I am a stickler for them. Things are not put into a contract just for the hell of it. Perhaps it is because I work at a bank where, if it's a rule, you do not disregard it - I've always been a follower of the rule, and I expect others to do the same. Again, it's not a rule/agreement/whatever just for the hell of it.


What a TOTAL D***! :lol:


I'm not sure who you're referring to (myself or the manager from my earlier post), however, if it is me - I can call myself an ass, but I'm fairly sure you calling me that is considered flaming. I don't care - however, usually the forum rules do.

Just fyi.

Edited by J-M, 09 September 2010 - 09:25 PM.


#50 lilc4247

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Posted 09 September 2010 - 09:48 PM

A few local places do, as well as the local Sears and Home Depot.

A week or so ago, I was in an asshole mood and a cashier at Sears decided to ask for ID. I politely explained that it's against their merchant card services agreement to do so, but they can verify my signature on the back of the card. She declined, and said she needed to see ID or she would decline the transaction.

That's when I said: "Call your manager, then." She said the only person in-store was the store manager. I said: "Perfect."

Anyway, he came up and asked the issue. She explained it, and finished with, "I don't know why he won't show me his ID. Kinda sketchy." To which I repeated, "Because it's against your merchant card services agreement with MasterCard."

Store manager: "No it's not. I'd know - I've worked here for 12 years. It's my job to know. Do I come to work and argue with what you're a specialist in, sir?"

Me: "Obviously not - otherwise you'd know I'm a Personal and Business Banker with a major commercial bank, and one of my specialities is Merchant Payment Processing Services."

He looked throughly defeated, and all he said after that to the cashier was: "Complete the transaction."

Needless to say, I reported them to MasterCard for asking for ID, mostly because of the attitude they took. I may have been dressed as my casual college-self at the time, but don't assume I'm using a stolen card or something simply because I don't want to show ID. And to store managers, of course, don't argue with customers. 1, it'll cause a retailer to lose business, and 2, they might just happen to know more than you. :ph34r:


Doesn't seem like just a mood, you seem pretty proud of yourself. Not sure why.

What is the big deal with showing your ID? Please don't tell me it violates the merchant agreement. I understand that technically, you were correct. To me, looks like you were just picking a fight with perfect strangers just because you could.


I cannot stand ANYONE who argues something they do not know about, and I will take on any fight when I know 100% they are wrong and 100% I am right. And strangers or best friends - if you are wrong, I will correct you and if you fight... I will go on the offensive and crush your argument.

Speaking of people's arguments, I love crushing them, and will do so at every chance possible, barring my workplace, where I have to play nice. :wub:

In short: I'm an ass, an proud of it.

As for showing IDs... I never had an issue with it, however, I've come to the realization that it is NOT required and they are NOT allowed to ask for it. Rules are rules - and I am a stickler for them. Things are not put into a contract just for the hell of it. Perhaps it is because I work at a bank where, if it's a rule, you do not disregard it - I've always been a follower of the rule, and I expect others to do the same. Again, it's not a rule/agreement/whatever just for the hell of it.


What a TOTAL D***! :lol:


I'm not sure who you're referring to (myself or the manager from my earlier post), however, if it is me - I can call myself an ass, but I'm fairly sure you calling me that is considered flaming. I don't care - however, usually the forum rules do.

Just fyi.


Yea, I was referring to you.
-" Just FYi."
BTW, who likes an "ass"? Please enlighten me on why you are defiantly happy about proclaiming such an ignorant title? :lol:

Edited by lilc4247, 09 September 2010 - 09:57 PM.





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