My application spree is over, Thanks CB!

[glassjoe]

I started my credit repair journey 8/03.

My FICO scores looked like this:

EQ:526

EX:492

TU:455

 

Prior to CB my CC accounts were:

Providian: 1k

CCB:1k

HH bubble card:$700

Crap 1:$250

Total:$2,950

 

After reading till my eyes bled, asking questions, using trial & error reasearch, deleting old info, CRA disputes, nutcase letters, 1-2 punches, ITS letters, a little luck and having my parents add me to their CCs as an AU, I was able to completely clean up TU and EQ and have 1 paid CA & paid judgment on EX.

 

I started my application spree in May '04 when I did my scores looked like this:

 

EQ:758

EX:701

TU:672/704 (split file)

 

Since May '04 I have applied and been approved for:

Amex Platinum:No limit

DCU:$13.5k Visa Plat

HH Trio:$22.5k total

FNANB Ciruit City visa:$10k

PenFed Visa Plat:$30k

PenFed PLOC:$25k

1st Tennessee Visa plat:$10k

Chase:$7k

RNB Target Visa:$700 :shock:

Total:$118,700

 

BTW, everything but Chase is reporting and my scores looked like this today:

EQ:727

EX:693

TU:670/702

 

I think that I am going to take a rest on the applications for a while.

 

THANKS TO EVERYONE AT CB...I COULDN'T HAVE DONE IT WITHOUT YOU!

 

To the newbies & frustrated people...DON'T GIVE UP!!!!!

 

 

PS. If admin is interested in started a thread called "success stories" I would be proud to add my story!!!

[BIGSTARXXX]

$118k :shock:

 

how does this relate to your income ?

[glassjoe]

$118k  :shock:  

 

how does this relate to your income ?

My annual income is greater than that.

[munci98]

Positively amazing. I hope to duplicate your story in another 6 months. Thanks for the inspiration.

[8004me]

Congrats fabulous results .. Now kick back let them age some then hit them all up for a CL increase.

[Kona]

Congratulations upon your impressive achievements! Now, it is time to take a break and let the accounts age while you use them in your usual responsible manner!

[glassjoe]

Congratulations upon your impressive achievements! Now, it is time to take a break and let the accounts age while you use them in your usual responsible manner!

I agree! I have a new rule that I won't take any cards over 30% util.

[Brad J]

With those limits, it is very easy to keep them under 30% not to mention the wonders they'll do for your FICO scores........

[LKH]

PS. If admin is interested in started a thread called "success stories" I would be proud to add my story!!!

 

Congrats. Job very well done!!

As for your suggestion, I've been collecting links to our board members success stories on and off for awhile now for exactly this reason. And it needs to be done. So I am going to put a sticky thread at the top of this forum and I expect you to be one of the first to post your story, if not THE first. LOL

[glassjoe]

 

PS. If admin is interested in started a thread called "success stories" I would be proud to add my story!!!

 

Congrats. Job very well done!!

As for your suggestion, I've been collecting links to our board members success stories on and off for awhile now for exactly this reason. And it needs to be done. So I am going to put a sticky thread at the top of this forum and I expect you to be one of the first to post your story, if not THE first. LOL

I've posted! If you need/want anything else from me...let me know!!!