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First chip and pin card in U.S.
Started by
Grizzly Bear
, May 15 2010 09:50 PM
7 replies to this topic
#1
Posted 15 May 2010 - 09:50 PM
#2
Posted 12 October 2010 - 12:05 PM
They are not the first. Amex Blue had smartchips for a while, followed by contactless chips. Chase has the blink chip.
#3
Posted 13 October 2010 - 08:21 PM
When they refer to "Chip and Pin," I believe they mean cards that can be used in the Chip and Pin system rapidly being adopted by the rest of the world. The Amex and other cards you mentioned did have chips in them, but not ones that were compatible with this new system.....
#4
Posted 14 October 2010 - 11:51 AM
The Amex Blue had a smart chip, just like what you see on European cards. Although I didn't actually get a chance to try it in Europe before Amex abandoned it. Are you saying the smart chip didn't talk the right protocol?When they refer to "Chip and Pin," I believe they mean cards that can be used in the Chip and Pin system rapidly being adopted by the rest of the world. The Amex and other cards you mentioned did have chips in them, but not ones that were compatible with this new system.....
BTW, the Amex Blue attempt at introducing chip/pin to the US was a failure. American consumers didn't adopt it, so it was dropped.
#5
Posted 10 November 2010 - 11:46 AM
That was not the same chip technology and there was no pin associated with it. I had the AMEX Blue and I had a special keyboard I could use when I shopped online, but it never had a pin associated it for those transactions. It was not on the EVM standard.The Amex Blue had a smart chip, just like what you see on European cards. Although I didn't actually get a chance to try it in Europe before Amex abandoned it. Are you saying the smart chip didn't talk the right protocol?
When they refer to "Chip and Pin," I believe they mean cards that can be used in the Chip and Pin system rapidly being adopted by the rest of the world. The Amex and other cards you mentioned did have chips in them, but not ones that were compatible with this new system.....
BTW, the Amex Blue attempt at introducing chip/pin to the US was a failure. American consumers didn't adopt it, so it was dropped.
This is the first EVM standard chip/pin card.
#6
Posted 21 November 2010 - 07:05 AM
You're thinking of something different. Years ago the amex blue had a proper smartchip, as you see here, the same that's on european cards. That failed, and Amex blue later switched to a different contactless chip, which probably what you're thinking of.That was not the same chip technology and there was no pin associated with it.
As far as the pin goes, all cards have pins, even the magstripe-only cards. But you wouldn't necessarily know about it because the pin is only used in the US if you need a cash advance from an ATM. They're generally available on a per-request basis. You can phone your bank and ask them to setup a pin number on any of your credit cards.
In that case, you certainly got something different. My Amex Blue was originally chipless, and later came with this chip, and an Amex-branded USB smartchip reader, but no keyboard. Then in 2005 the smartchip was replaced with an RFid chip. I didn't get a keyboard with the RFid version either.I had the AMEX Blue and I had a special keyboard I could use when I shopped online, but it never had a pin associated it for those transactions. It was not on the EVM standard.
This is 2010. Amex had it pre-2005, so certainly it's not the first. It failed when Amex tried to get support for it, so perhaps this will be the first one to succeed.This is the first EVM standard chip/pin card.
#7
Posted 28 November 2010 - 04:20 AM
This thread has a picture of both types of chips that Amex Blue has had in the past. The first picture is a smart chip, and the second is an rfid.
#8
Posted 11 December 2010 - 06:53 PM
No, you have no clue what YOU are talking about. I had that card. Yes, it did have a smart chip, but it was not the EMV standard. And yes, I did have a keyboard with a smart card reader. You could get a USB reader, or a keyboard with a built-in reader.You're thinking of something different. Years ago the amex blue had a proper smartchip, as you see here, the same that's on european cards. That failed, and Amex blue later switched to a different contactless chip, which probably what you're thinking of.
That was not the same chip technology and there was no pin associated with it.
As far as the pin goes, all cards have pins, even the magstripe-only cards. But you wouldn't necessarily know about it because the pin is only used in the US if you need a cash advance from an ATM. They're generally available on a per-request basis. You can phone your bank and ask them to setup a pin number on any of your credit cards.
http://www133.americ..._reader_faq.asp
Yes, all credit cards can get a PIN for ATM withdrawls, but try taking your old Smart Card Amex Blue with the PIN for that and try it in a country with the EMV chip and pin technology. It is not the same. I can't find anything official that proves that chip was anything more than a proprietary smart chip for use in AMEX readers for online purchases.
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