Whitney
DFAS Stuff on Credit Report
#1
Posted 07 May 2010 - 01:07 AM
Whitney
#2
Posted 07 May 2010 - 06:43 AM
Welcome to CB!
Wow! I'm not sure if debts to the government are treated the same as regular debt. Hopefully, someone will come along with the correct answer.
What have you done so far to attempt to rid yourself and DH (Dear Husband) of this?
I suggest finding his old Leave and Earning Statements (LES's) or Pay Advice form or whatever they're called in the USN, especially the one showing the erroneous payment. It should have the Account Number where DFAS sent the payment. Contact the Financial Institution who was supposed to receive payment, and see what they did with it (the erroneous payment).
Believe me there is a paper trail somewhere...you just have to find it.
Good luck; keep us updated; and I'll check back often. There are really good people in here that like to help.
MG
#3
Posted 07 May 2010 - 09:54 AM
call dfas and ask wth
theyre very polite at least
#4
Posted 14 May 2010 - 03:45 PM
#5
Posted 26 June 2010 - 03:36 AM
#6
Posted 01 July 2010 - 04:07 PM
It's a debt to the governement, which will never go away.
For those trying to buy a home via VA/FHA/RD, they use a system call CAIVRS which will pull debts to the governement that don't show on a credit report. I've seen small amounts from VA hospital bills left unpaid to huge IRS debts. If you're going the guaranteed route, it has to be cleared before they will fund the loan.
I believe HUD still maintains information about CAIVRS on their website.
#7
Posted 18 August 2010 - 11:58 PM
To caliblonde6 - did you ever figure anything out? I am desperate for help. I have improved my credit from a low 600 to around 700 and my income is ok but not enough to buy a house I'd want alone :-(
One more question - even if we couldn't get an FHA loan could he still qualify for any other kind of home loan? He has pretty junky credit - around 543 right now but I am working on some medical bills that for some reason weren't paid by insurance. Thanks!!!
#8
Posted 23 August 2010 - 06:24 PM
I believe you should take this bull by the horns. It's never as bad as you think - plus, you don't want to go to buy a house and have them pop up and keep you from closing at the last minute. They can find the money if you can get them to look for it. Your congressman can help if you strike out, but you need to dig in and try, as soon as you can work up the steam.
#9
Posted 30 August 2010 - 04:31 PM
Second... if that fails... SERIOUSLY call your congressman... I can guarantee you that phone calls will progress very quickly with that one phone call....
I only received my VA disability payments after calling congress - it is a power in your corner. You need to get all his military records and YES they can be obtained...
#10
Posted 02 December 2010 - 04:43 PM
Every time I called they were always willing to help me in any way, so I would call and explain the situation and they will probably help you out!
#11
Posted 17 December 2010 - 12:33 AM
To start, the total was around $1100. They hit my credit and I called them. This was in 06. They gave me the option of making payments so I said sure. I made the first payment of $500. They reported to my CR that all was up to date. I never got a phone call or letter from them after. I had every intention of paying the rest off but I got caught up with other things. Anyway, when I filed my 08 taxes, they pulled the rest out of the taxes. No biggie since I had enough coming back.
In a nutshell, like others have said, it wont go away. They will just get what they can from other means. First from taxes, then, from what I hear, wages, etc.
From what I hear, experience, read....Govt debt does not go away until its paid for. Your best bet is to contact them and work something out. The one good thing about the Govt (and I know this cause both my parents work for the IRS) is that they are willing to work with payment plans. However, if you slip up just a little, be prepared. I wouldnt bring up the fact that your husband was put in the brig (much less for bringing drugs across the border) but just that he owes the debt. If they wanted to find out exactly why the debt was there they would, but will not go out of their way to solve the puzzle.
#12
Posted 20 August 2011 - 05:31 PM
I personally do not know about your issue but I did want to let you know about my situation when it comes to DFAS debt. I owed them money (legit) and after I paid them off they removed the account off all 3 of my reports with no problem. When I asked they were very nice about it!
Every time I called they were always willing to help me in any way, so I would call and explain the situation and they will probably help you out!
Do you have the direct number you called? I have been out for a couple of years with the same problem and have no contact numbers anymore.
#13
Posted 02 June 2012 - 12:10 AM
I personally do not know about your issue but I did want to let you know about my situation when it comes to DFAS debt. I owed them money (legit) and after I paid them off they removed the account off all 3 of my reports with no problem. When I asked they were very nice about it!
Every time I called they were always willing to help me in any way, so I would call and explain the situation and they will probably help you out!
Do you have the direct number you called? I have been out for a couple of years with the same problem and have no contact numbers anymore.
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