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Automatic Counting of Inquiries For B*


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314 replies to this topic

#51 jds

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Posted 27 March 2010 - 10:11 AM

Update:

The EQ counter will now allow you to enter in the date of your oldest hard inquiry and tell you approximately how many softs are older than it. I say approximately because softs/hards on the same day will not be included, since it will depend on the actual TIME they are recorded, which isn't presented.

So, for EQ, the B* formula looks something like this:

((85 - (Total Softs That Count + Total Hards)) + Softs Older Than Oldest Hard) = Number of pulls needed to B* next hard.

Don't have this ready for TU yet, but I'm working on it.



#52 sportster

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Posted 27 March 2010 - 01:20 PM

Rock on :mellow:

#53 bucketoblood

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Posted 27 March 2010 - 06:37 PM

Great job!

#54 BobWang

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Posted 27 March 2010 - 06:56 PM

jds is really earning his pay this week. :D

#55 simpleton2

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Posted 28 March 2010 - 10:28 AM

Still trying to find out where to get the "inquiries report text". I'll look for a sticky...

#56 GonnaGetEm

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Posted 28 March 2010 - 05:57 PM

Still trying to find out where to get the "inquiries report text". I'll look for a sticky...


Hi, I'm guessing you don't have a list of your soft inquiries to copy and paste into the counter. If this is accurate, you'd have to get that by getting access to your credit report online at transunion or equifax's respective websites. Perhaps you have been denied credit recently? Or need to file an online dispute due to something on one of your reports being wrong? If so, you can use their online forms to view your report for free one time and copy the list while you're there. Hope that helps!

Edited by GonnaGetEm, 28 March 2010 - 05:58 PM.


#57 simpleton2

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Posted 06 April 2010 - 07:31 AM

Still trying to find out where to get the "inquiries report text". I'll look for a sticky...


Hi, I'm guessing you don't have a list of your soft inquiries to copy and paste into the counter. If this is accurate, you'd have to get that by getting access to your credit report online at transunion or equifax's respective websites. Perhaps you have been denied credit recently? Or need to file an online dispute due to something on one of your reports being wrong? If so, you can use their online forms to view your report for free one time and copy the list while you're there. Hope that helps!



It does! Thanks!

Edited by simpleton2, 06 April 2010 - 07:31 AM.


#58 JetTeach

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Posted 10 May 2010 - 09:33 AM

Can someone do a count for me? I can't access the automatic counters on this network.

CIC/EXPERIAN ALRTS 04/14/10, 03/18/10, 03/16/10, 03/12/10
CREDITEXPERT 1-866-673-0140 05/09/10, 05/08/10, 05/07/10, 05/06/10, 05/05/10, 05/04/10, 05/03/10, 05/02/10, 05/01/10, 04/30/10, 04/29/10, 04/28/10, 04/27/10, 04/26/10, 04/25/10, 04/24/10, 04/23/10, 04/22/10, 04/21/10, 04/20/10, 04/19/10, 04/18/10, 04/17/10, 04/16/10, 04/15/10, 04/14/10, 04/13/10, 04/12/10, 04/11/10, 04/10/10, 04/09/10, 04/08/10, 04/07/10, 04/06/10, 04/05/10, 04/04/10, 04/03/10, 04/02/10, 04/01/10, 03/31/10, 03/30/10, 03/29/10, 03/28/10, 03/27/10, 03/26/10, 03/25/10, 03/24/10, 03/23/10, 03/22/10, 03/21/10, 03/20/10, 03/19/10, 03/18/10, 03/17/10, 03/15/10
CSC 05/06/10, 04/22/10
CSC 04/15/10
CSC CRDT SVCS CONS ASST CTR 03/30/10
EQUIFAX 04/11/10, 04/02/10
EQUIFAX 04/08/10, 03/18/10, 01/21/10
ND-EQUIFAX 04/08/10
ND-EQUIFAX 03/18/10, 01/21/10
ND-Equifax Consumer Services 05/09/10, 05/07/10, 04/26/10, 04/25/10, 03/28/10
ND-Equifax Consumer Services 05/07/10, 04/26/10, 04/25/10
ND-Equifax Consumer Services 04/30/10, 03/26/10
ND-Equifax Consumer Services 04/23/10
ND-Equifax Consumer Services 04/23/10
ND-Equifax Consumer Services 04/14/10
ND-Equifax Consumer Services 03/28/10
EQUIFAX INFORMATION SVS 05/06/10, 04/22/10, 04/16/10, 04/07/10, 03/26/10, 03/26/10, 03/24/10
FAIR ISAAC 04/19/10, 04/07/10, 03/31/10, 03/27/10, 03/19/10, 03/15/10, 03/11/10, 03/04/10, 03/02/10
FAIR ISAAC 03/02/10
ND-FAIR ISAAC 03/02/10
PRM-FINGERHUT/CIT 01/20/10, 12/09/09, 11/04/09, 10/02/09, 09/09/09, 08/10/09, 05/22/09
AR-GENESIS FINANCIAL SOLUTION 10/01/09
ND-HSBC BANK 03/16/10
AR-HOUSEHOLD BANK 04/19/10, 03/18/10, 02/17/10, 01/15/10, 12/16/09, 11/17/09, 10/16/09, 09/16/09, 08/17/09, 07/16/09, 06/17/09, 05/18/09
AR-DRIVE FINANCIAL 05/04/10, 12/31/09
PRM ONL-THE LENDING TREE 02/01/10
TRUECREDIT/24 PROTECT 01/27/10
TRUECREDIT/FREESCORE 02/28/10, 01/27/10

#59 Rebuilding2010

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Posted 10 May 2010 - 11:37 AM

How do I get my equifax, if when I back door it says 'no inquiries'. I know it's a system glitch, but what's the workaround.

#60 jackcrawfish

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Posted 10 May 2010 - 04:56 PM

Can someone do a count for me? I can't access the automatic counters on this network.

CIC/EXPERIAN ALRTS 04/14/10, 03/18/10, 03/16/10, 03/12/10
CREDITEXPERT 1-866-673-0140 05/09/10, 05/08/10, 05/07/10, 05/06/10, 05/05/10, 05/04/10, 05/03/10, 05/02/10, 05/01/10, 04/30/10, 04/29/10, 04/28/10, 04/27/10, 04/26/10, 04/25/10, 04/24/10, 04/23/10, 04/22/10, 04/21/10, 04/20/10, 04/19/10, 04/18/10, 04/17/10, 04/16/10, 04/15/10, 04/14/10, 04/13/10, 04/12/10, 04/11/10, 04/10/10, 04/09/10, 04/08/10, 04/07/10, 04/06/10, 04/05/10, 04/04/10, 04/03/10, 04/02/10, 04/01/10, 03/31/10, 03/30/10, 03/29/10, 03/28/10, 03/27/10, 03/26/10, 03/25/10, 03/24/10, 03/23/10, 03/22/10, 03/21/10, 03/20/10, 03/19/10, 03/18/10, 03/17/10, 03/15/10
CSC 05/06/10, 04/22/10
CSC 04/15/10
CSC CRDT SVCS CONS ASST CTR 03/30/10
...
FAIR ISAAC 04/19/10, 04/07/10, 03/31/10, 03/27/10, 03/19/10, 03/15/10, 03/11/10, 03/04/10, 03/02/10
FAIR ISAAC 03/02/10
...
TRUECREDIT/24 PROTECT 01/27/10
TRUECREDIT/FREESCORE 02/28/10, 01/27/10

As many as 68 (depending on your oldest hard)

#61 BananaTheDog

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Posted 11 May 2010 - 07:14 PM

JDS-

The application isn't counting Intersections non prefixed soft pulls. These softs count toward B*. When you pull from BoA privacy assist complete it places a soft on the prefixed and the non prefixed count, only the non prefixed counts.

#62 Rebuilding2010

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Posted 12 May 2010 - 12:07 PM

Update:

The EQ counter will now allow you to enter in the date of your oldest hard inquiry and tell you approximately how many softs are older than it. I say approximately because softs/hards on the same day will not be included, since it will depend on the actual TIME they are recorded, which isn't presented.

So, for EQ, the B* formula looks something like this:

((85 - (Total Softs That Count + Total Hards)) + Softs Older Than Oldest Hard) = Number of pulls needed to B* next hard.
Don't have this ready for TU yet, but I'm working on it.

Mine says Soft Inquiries: 50 (~ -1 older than oldest hard inquiry) (Possible C* Detected)
Does that mean I have 50 to go til a bump or that its 50 softs right now?

#63 Rebuilding2010

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Posted 14 May 2010 - 09:12 AM

I'm counting 67 or something, and the counter is counting 50. Which of these doesn't count for b*?

CIC/EXPERIAN ALRTS 04/22/10, 04/16/10, 04/01/10, 02/21/10
CREDITEXPERT 1-866-673-0140 05/12/10, 05/11/10, 05/10/10, 05/09/10, 05/08/10, 05/07/10, 05/06/10, 05/05/10,
05/04/10, 05/03/10, 05/02/10, 05/01/10, 04/30/10, 04/29/10, 04/28/10, 04/27/10,
04/26/10, 04/25/10, 04/24/10, 04/23/10, 04/22/10, 04/21/10, 04/20/10, 04/15/10
EQUIFAX INFO SVCS. 05/04/10
EQUIFAX 05/12/10, 05/11/10, 02/20/10
EQUIFAX 05/08/10, 05/04/10
EQUIFAX 05/05/10, 05/04/10, 05/01/10
EQUIFAX INFO SVCS. 04/21/10
Equifax Consumer Services 03/10/10
EQUIFAX INFORMATION SVS 05/05/10, 04/30/10, 04/30/10, 04/28/10, 04/28/10, 04/15/10, 04/08/10
FAIR ISAAC 04/10/10
FAIR ISAAC 04/10/10
Company Information Date of Inquiry
TRUECREDIT/COVERDELL MY 04/22/10
TRUECREDIT/VERTRUE 05/12/10, 05/11/10, 05/10/10, 05/09/10, 05/07/10, 05/06/10, 05/05/10, 05/04/10,
05/03/10, 05/02/10, 05/01/10, 04/30/10, 04/29/10, 04/27/10, 04/26/10, 04/25/10,
04/24/10, 04/23/10, 04/21/10
TRUELINK 03/10/10
TRUELINK 03/10/10

#64 Big-Daddy

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Posted 25 May 2010 - 01:47 PM

How about an EX soft counter for 'grins & kicks'

Thx a lot Jds. :)

#65 coffee please

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Posted 26 May 2010 - 09:42 AM

How about an EX soft counter for 'grins & kicks'

Thx a lot Jds. :)



EX appears to record it all & has no limit... sigh...

#66 Big-Daddy

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Posted 26 May 2010 - 12:15 PM

How about an EX soft counter for 'grins & kicks'

Thx a lot Jds. :rofl:



EX appears to record it all & has no limit... sigh...


Yup your right Coffee!

Just a little joke. :mellow:

Edited by Big_Daddy, 26 May 2010 - 12:22 PM.


#67 kinetic82

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Posted 21 September 2010 - 06:35 AM

I can't seem to figure out why it is telling be I only have 20. Seems like a lot more to me. Any ideas?

CASHEDGE INC 10/17/09
INTERSECTIONS 07/19/10
07/16/10
CIC/EXPERIAN ALRTS 08/21/10
CREDITEXPERT 1-866-673-0140 09/20/10, 09/19/10, 09/18/10, 09/17/10, 09/16/10, 09/15/10, 09/14/10, 08/31/10
EQUIFAX INFO SVCS. 09/20/10, 08/04/10
EQUIFAX INFO SVCS. 09/18/10, 09/17/10, 09/12/10, 09/06/10, 09/03/10, 08/21/10, 08/19/10, 08/18/10, 08/17/10, 10/11/08
EQUIFAX INFO SVCS 09/16/10
EQUIFAX 09/02/10, 07/22/10
EQUIFAX 01/12/10
ND-EQUIFAX 09/02/10, 07/22/10
ND-EQUIFAX 09/02/10, 07/22/10
ND-EQUIFAX 01/12/10
EQUIFAX INFO SVCS. 09/20/10, 09/18/10, 09/15/10, 09/14/10, 09/11/10, 09/08/10, 09/08/10, 09/07/10, 09/03/10, 08/25/10, 08/18/10, 08/18/10, 08/18/10, 10/30/08
ND-EQUIFAX CONSUMER SERVICES 08/01/10
ND-EQUIFAX CONSUMER SERVICES 08/01/10
ND-EQUIFAX CONSUMER SERVICES 08/01/10
CREDIT BUREAU INC 09/20/10, 09/17/10, 09/16/10, 09/09/10, 08/25/10, 08/20/10, 08/20/10, 08/19/10, 08/05/10, 08/05/10, 08/04/10, 08/04/10, 07/29/10
EQUIFAX - TALX 02/19/10
EQUIFAX INFO SVCS. 09/14/10
FAIR ISAAC 09/18/10, 09/10/10, 08/19/10, 07/23/10
ND-FAIR ISAAC 07/23/10
DTC-FIDELITY INVESTMENTS 06/04/10
FIRST ADVANTAGE CREDCO/ 09/08/10
ND-HSBC BANK 09/18/10
INTERSECTIONS 07/16/10
ND-PROGRESSIVE INSURANCE **AA10::0745029625 01/06/09
AR-DRIVE FINANCIAL 06/29/10
SPRINT 05/16/10
TRUECREDIT/NOVO 09/19/10
TRUECREDIT/PRIVACY MATTERS 123 08/18/10
TRUECREDIT/VERTRUE 08/17/10
TRUELINK 01/29/10, 12/21/09, 10/29/09
TRUELINK 10/30/09

#68 She8itall

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Posted 21 September 2010 - 04:12 PM

Because only these ones count:
CREDITEXPERT 1-866-673-0140 09/20/10, 09/19/10, 09/18/10, 09/17/10, 09/16/10, 09/15/10, 09/14/10, 08/31/10
FAIR ISAAC 09/18/10, 09/10/10, 08/19/10, 07/23/10
FIRST ADVANTAGE CREDCO/ 09/08/10
TRUECREDIT/NOVO 09/19/10
TRUECREDIT/PRIVACY MATTERS 123 08/18/10
TRUECREDIT/VERTRUE 08/17/10
TRUELINK 01/29/10, 12/21/09, 10/29/09
TRUELINK 10/30/09

#69 kathleenp980

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Posted 27 September 2010 - 05:03 AM

This posting was approved by breeze.

I took the time to write two web apps to automatically count soft inquiries that actually count towards B*. There is one page for EQ, and one page for TU. The EQ page takes into account some of the oddities with EQ (echo inquiries that don't count, etc). All you have to do is paste the text of the soft inquiries on your report and click a button. It does the counting for you.

EQ Soft Count

TU Soft Count

Note: I purposely did not include a lot of direct information on the pages themselves as to WHY people would want to count these inquiries.

If you have problems or ideas, email me at the address listed on the page, or PM me here.

I hope you find them useful!

Thanks for the post.
Hi guys, Im a newbie. Nice to join this forum.


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#70 rashafaa

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Posted 06 October 2010 - 11:20 PM

I'm very confused as to how this counts... i count over 50 but it only gives me 26 with possible c*. Im using CCT only...

AR-CAPITAL ONE 08/31/10
ND-CHOICEPOINT ::0780146950 06/01/09
CIC/EXPERIAN ALRTS 01/15/10
EMPL-CONTINENTAL INSURANCE 08/20/09
CREDITEXPERT 1-866-673-0140 10/06/10, 10/05/10, 10/04/10, 10/02/10, 10/01/10, 09/30/10, 09/29/10, 09/28/10, 09/27/10, 09/26/10, 09/25/10, 09/24/10, 09/22/10, 09/20/10, 09/19/10, 09/18/10, 09/15/10, 08/31/10, 07/30/10, 06/30/10, 05/08/10, 02/26/10, 01/14/10, 10/09/09, 09/29/09
EQUIFAX INFO SVCS. 10/04/10, 08/10/10, 07/07/10
EQUIFAX INFO SVCS. 09/25/10, 08/16/10, 08/03/10, 08/02/10, 07/18/10, 06/14/10, 05/11/09, 11/03/08
EQUIFAX 10/07/10, 09/24/10, 09/06/10, 08/24/10, 08/02/10, 07/26/10
EQUIFAX 06/24/10
EQUIFAX 06/14/10
ND-EQUIFAX 10/07/10, 09/24/10, 09/06/10, 08/25/10, 08/02/10, 07/26/10, 05/11/09
ND-EQUIFAX 09/24/10, 09/06/10, 08/25/10, 08/02/10, 07/26/10, 05/11/09
ND-EQUIFAX 06/14/10
EQUIFAX INFO SVCS. 09/28/10, 09/06/10, 08/26/10, 08/25/10, 08/04/10, 07/09/10, 06/16/10, 05/30/09, 11/22/08
EQUIFAX INFORMATION SVS 09/10/10, 09/10/10, 09/10/10, 08/27/10, 07/31/10, 07/16/10, 07/16/10, 07/10/10, 06/30/10
EQUIFAX INFO SVCS. 08/24/10, 08/12/10
ND-HSBC BANK 08/02/10

#71 She8itall

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Posted 06 October 2010 - 11:36 PM

Im using CCT only...


Then only the softs from CCT count. You only count the times that YOU create a record of a soft pull on your credit by pulling a report with a service like CCT, MPM, USAACCMP, MyFico, CS, CK, MCK, etc. None of the other pulls from EQ or insurance or whatever count toward B*.

#72 rashafaa

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Posted 06 October 2010 - 11:50 PM


Im using CCT only...


Then only the softs from CCT count. You only count the times that YOU create a record of a soft pull on your credit by pulling a report with a service like CCT, MPM, USAACCMP, MyFico, CS, CK, MCK, etc. None of the other pulls from EQ or insurance or whatever count toward B*.


What's the best puller to supplement my CCT with? I don't have an Amex and am not eligible to join USAA.

#73 She8itall

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Posted 07 October 2010 - 12:38 AM

Everyone is eligible to join USAA.

#74 rashafaa

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Posted 07 October 2010 - 12:44 AM

How? It states all over the site that it's for military and military families only...?

#75 She8itall

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Posted 07 October 2010 - 12:52 AM

I'm pretty sure it doesn't say that because that is not at all true. Just sign up, anyone can have the majority of their banking and credit products. Their insurance products are reserved for military.

https://www.usaa.com...is_usaa_for_you




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