Equifax C* Choppage Dates - Work in Progress
Started by
BobWang
, Mar 07 2010 06:02 PM
3354 replies to this topic
#51
Posted 24 March 2010 - 06:22 PM
#52
Posted 24 March 2010 - 07:37 PM
Filling in nicely, BW!
#53
Posted 24 March 2010 - 07:42 PM
abendorf sent me his reports from Jan, 2009 when he was chopped on the 18th.Filling in nicely, BW!
It looks like we dodged a bullet in Jan, 2010 when there was no choppage.
#54
Posted 24 March 2010 - 07:44 PM
I'm going to need help with notation here.
Does the earlier than, < , symbol capture the essence of your Jan, Feb, 2009 reports, Dr. Tang?
Is it possible there was no C* in Jan, 2009?
Sorry I missed this yesterday, Bob. It looks like you were able to tighten down the Jan '09 C* to Jan 17th/18th, so that's probably about right. I know I was definitely C*'d 1x in Jan before the afternoon of Jan 17th, and 1x in February due to missing soft inqs in daily pullers and myfico pulls.
Unfortunately, I am not able to tighten it any more than what I stated, because I was pulling the EQ back door very sporadic back then. There were gaps of no back door pulls in those two months.
#55
Posted 24 March 2010 - 07:50 PM
abendorf sent me his reports from Jan, 2009 when he was chopped on the 18th.Filling in nicely, BW!
It looks like we dodged a bullet in Jan, 2010 when there was no choppage.
Awesome. And annoying...the pattern is once again deviating from year to year on a given month.
#56
Posted 31 March 2010 - 09:48 AM
Historically I have experienced C* on the above dates since signing up for Credit Watch last summer.
Last week I was out of town, and could not access USAA's daily puller on my IPhone, and after reading that C* happened around 3/20 I did not bother to go to an Internet Cafe and pull my USAA pulls daily. I was able to continue to pull MPM daily via the IPhone, so I pulled my file most days. Yesterday I was going to cancel MPM because I figured B* on EQ is over for me.
Yesterday morning I pulled my reports via USAA, and much later in the afternoon I pulled MPM, (time differences in east coast this week, west coast last week). I had a b* on Equifax. I waited to pull USAA reports again this morning, and I really did experience B* on Equifax yesterday.
I have never used the EQ backdoor (only because I have never been able to get in), but did order a report on 3/15 via the telephone. I don't know why I was not C*ed last week when everyone else was, but there is hope that you can come off EQ"s C* list! At least for a few days.
I should experience B* again in 10 days. I'll update after I know.
Last week I was out of town, and could not access USAA's daily puller on my IPhone, and after reading that C* happened around 3/20 I did not bother to go to an Internet Cafe and pull my USAA pulls daily. I was able to continue to pull MPM daily via the IPhone, so I pulled my file most days. Yesterday I was going to cancel MPM because I figured B* on EQ is over for me.
Yesterday morning I pulled my reports via USAA, and much later in the afternoon I pulled MPM, (time differences in east coast this week, west coast last week). I had a b* on Equifax. I waited to pull USAA reports again this morning, and I really did experience B* on Equifax yesterday.
I have never used the EQ backdoor (only because I have never been able to get in), but did order a report on 3/15 via the telephone. I don't know why I was not C*ed last week when everyone else was, but there is hope that you can come off EQ"s C* list! At least for a few days.
I should experience B* again in 10 days. I'll update after I know.
#57
Posted 31 March 2010 - 09:55 AM
Congrats, mliam!Historically I have experienced C* on the above dates since signing up for Credit Watch last summer.
Last week I was out of town, and could not access USAA's daily puller on my IPhone, and after reading that C* happened around 3/20 I did not bother to go to an Internet Cafe and pull my USAA pulls daily. I was able to continue to pull MPM daily via the IPhone, so I pulled my file most days. Yesterday I was going to cancel MPM because I figured B* on EQ is over for me.
Yesterday morning I pulled my reports via USAA, and much later in the afternoon I pulled MPM, (time differences in east coast this week, west coast last week). I had a b* on Equifax. I waited to pull USAA reports again this morning, and I really did experience B* on Equifax yesterday.
I have never used the EQ backdoor (only because I have never been able to get in), but did order a report on 3/15 via the telephone. I don't know why I was not C*ed last week when everyone else was, but there is hope that you can come off EQ"s C* list! At least for a few days.
I should experience B* again in 10 days. I'll update after I know.
Good to know that there is hope of getting off the Chop List.
#58
Posted 31 March 2010 - 09:56 AM
#59
Posted 05 April 2010 - 10:52 AM
Is the expected April C* day still April 16 (+/- 2 days)?
Thanks!
#60
Posted 05 April 2010 - 11:00 AM
I think it's projected more than expected. But yeah as far as I know that there is the best anyone has to go on at this point. *fingers crossed*
#61
Posted 05 April 2010 - 11:07 AM
We're only guessing based on past behavior, but it's a somewhat educated guess.I think it's projected more than expected. But yeah as far as I know that there is the best anyone has to go on at this point. *fingers crossed*
#62
Posted 05 April 2010 - 12:15 PM
What are we supposed to do on this date? I am currently pulling mpm, amex cs, and cct.. do i keep on doing this or am i supposed to not do it on this day?
#63
Posted 05 April 2010 - 12:27 PM
Just keep doing what you're doing, you'll hear about choppage pretty soon after the carnage.What are we supposed to do on this date? I am currently pulling mpm, amex cs, and cct.. do i keep on doing this or am i supposed to not do it on this day?
#64
Posted 05 April 2010 - 12:41 PM
Thank you Mr. Wang!
#65
Posted 05 April 2010 - 07:22 PM
Just BOBThank you Mr. Wang!
#66
Posted 05 April 2010 - 07:31 PM
Just keep doing what you're doing, you'll hear about choppage pretty soon after the carnage.What are we supposed to do on this date? I am currently pulling mpm, amex cs, and cct.. do i keep on doing this or am i supposed to not do it on this day?
Yes... the apocalypse is coming soon...
#67
Posted 10 April 2010 - 09:35 AM
Congrats, mliam!Historically I have experienced C* on the above dates since signing up for Credit Watch last summer.
Last week I was out of town, and could not access USAA's daily puller on my IPhone, and after reading that C* happened around 3/20 I did not bother to go to an Internet Cafe and pull my USAA pulls daily. I was able to continue to pull MPM daily via the IPhone, so I pulled my file most days. Yesterday I was going to cancel MPM because I figured B* on EQ is over for me.
Yesterday morning I pulled my reports via USAA, and much later in the afternoon I pulled MPM, (time differences in east coast this week, west coast last week). I had a b* on Equifax. I waited to pull USAA reports again this morning, and I really did experience B* on Equifax yesterday.
I have never used the EQ backdoor (only because I have never been able to get in), but did order a report on 3/15 via the telephone. I don't know why I was not C*ed last week when everyone else was, but there is hope that you can come off EQ"s C* list! At least for a few days.
I should experience B* again in 10 days. I'll update after I know.
Good to know that there is hope of getting off the Chop List.
Bob! I experienced B* on EQ this morning, just as predicted. I don't know what I did to avoid the "C" block this last round, but somehow I was missed last time. I am absolutely shocked. I have been traveling for most of the past month and my pulls are not as well timed as they were when I was at home, and I am going through a horrible breakup, (found out he was cheating with several women) so my mind is not really on B* or credit repair. I REALLY needed this good news this morning.
I have one inquiry on EQ, and at the current rate I should experience B* on EQ again in 8 days. I'll update after the 8th day.
Everyone, there is hope, keep pulling even if you think everyone else was c*, because you may have been overlooked. B* is still happening with only 2 daily pullers.
#68
Posted 10 April 2010 - 11:12 AM
Well, at least there is some good news.Bob! I experienced B* on EQ this morning, just as predicted. I don't know what I did to avoid the "C" block this last round, but somehow I was missed last time. I am absolutely shocked. I have been traveling for most of the past month and my pulls are not as well timed as they were when I was at home, and I am going through a horrible breakup, (found out he was cheating with several women) so my mind is not really on B* or credit repair. I REALLY needed this good news this morning.
I have one inquiry on EQ, and at the current rate I should experience B* on EQ again in 8 days. I'll update after the 8th day.
Everyone, there is hope, keep pulling even if you think everyone else was c*, because you may have been overlooked. B* is still happening with only 2 daily pullers.
Thanks for updating us, mliam, and I'm sorry to hear about another bum.
#69
Posted 10 April 2010 - 11:29 AM
Thanks for your kind words.
I reallly wanted to motivate the CB'ers who are into B* that sometimes C* does not happen. I even requested a hard copy of my credit report via telephone from EQ late on 3/15/2010. Maybe they were in the process of pulling my report together when C* happened, and that is how I got missed. I had been on EQ's C* list since July 2009, and I only had monitoring then, not even the ability to pull daily, or monthly.
Of course, maybe the Gods of B* were smiling on me on EQ's last C* date. Maybe the Gods of B* knew I would experience a different kind of Bum* in April, and just gave me a break.
I reallly wanted to motivate the CB'ers who are into B* that sometimes C* does not happen. I even requested a hard copy of my credit report via telephone from EQ late on 3/15/2010. Maybe they were in the process of pulling my report together when C* happened, and that is how I got missed. I had been on EQ's C* list since July 2009, and I only had monitoring then, not even the ability to pull daily, or monthly.
Of course, maybe the Gods of B* were smiling on me on EQ's last C* date. Maybe the Gods of B* knew I would experience a different kind of Bum* in April, and just gave me a break.
#70
Posted 10 April 2010 - 11:37 AM
Thanks for your kind words.
I reallly wanted to motivate the CB'ers who are into B* that sometimes C* does not happen. I even requested a hard copy of my credit report via telephone from EQ late on 3/15/2010. Maybe they were in the process of pulling my report together when C* happened, and that is how I got missed. I had been on EQ's C* list since July 2009, and I only had monitoring then, not even the ability to pull daily, or monthly.
Of course, maybe the Gods of B* were smiling on me on EQ's last C* date. Maybe the Gods of B* knew I would experience a different kind of Bum* in April, and just gave me a break.
A new and interesting tactic I think I will explore on Friday
#71
Posted 10 April 2010 - 11:46 AM
Thanks for your kind words.
I reallly wanted to motivate the CB'ers who are into B* that sometimes C* does not happen. I even requested a hard copy of my credit report via telephone from EQ late on 3/15/2010. Maybe they were in the process of pulling my report together when C* happened, and that is how I got missed. I had been on EQ's C* list since July 2009, and I only had monitoring then, not even the ability to pull daily, or monthly.
Of course, maybe the Gods of B* were smiling on me on EQ's last C* date. Maybe the Gods of B* knew I would experience a different kind of Bum* in April, and just gave me a break.
A new and interesting tactic I think I will explore on Friday
I am not sure that is how I avoided C* this time, but it is worth someone else giving it a try. Good luck!!!! Let us know if anything good comes out of your scientific reasearch.....
#72
Posted 10 April 2010 - 11:56 AM
Yes, we are all for investigating new tricks.Thanks for your kind words.
I reallly wanted to motivate the CB'ers who are into B* that sometimes C* does not happen. I even requested a hard copy of my credit report via telephone from EQ late on 3/15/2010. Maybe they were in the process of pulling my report together when C* happened, and that is how I got missed. I had been on EQ's C* list since July 2009, and I only had monitoring then, not even the ability to pull daily, or monthly.
Of course, maybe the Gods of B* were smiling on me on EQ's last C* date. Maybe the Gods of B* knew I would experience a different kind of Bum* in April, and just gave me a break.
A new and interesting tactic I think I will explore on Friday
I am not sure that is how I avoided C* this time, but it is worth someone else giving it a try. Good luck!!!! Let us know if anything good comes out of your scientific reasearch.....
Uh, new scientific methods.
#73
Posted 10 April 2010 - 12:29 PM
Bob,
No tricks, your investigate work is only worthy of scientic research and methods!
No tricks, your investigate work is only worthy of scientic research and methods!
#74
Posted 10 April 2010 - 01:42 PM
Bob - Can you post a copy of the spreadsheet with a asterisk (or something) next to the dates that were verified by you (as in your own report)?
#75
Posted 10 April 2010 - 04:34 PM
jds:Bob - Can you post a copy of the spreadsheet with a asterisk (or something) next to the dates that were verified by you (as in your own report)?
The only dates that come from my own reports are these:
Jun 19 2008
Jul 17 2008
Oct 18 2008
Nov 00 2008 (No chop)
Oct 16 2009 and on
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