Equifax C* Choppage Dates - Work in Progress
Started by
BobWang
, Mar 07 2010 06:02 PM
3377 replies to this topic
#2551
Posted 14 August 2012 - 12:14 PM
I am feeling feisty today... plus it has been somewhat fun bumping this dreaded thread a few times. I guess I'll let it die for now.
#2552
Posted 14 August 2012 - 12:19 PM
Baahahahhahahahahaahaha!!!!!
#2553
Posted 14 August 2012 - 12:20 PM
Don't worry Bob, if I dance around naked you'll be first one I tell. 
#2554
Posted 14 August 2012 - 12:28 PM
Deal!Don't worry Bob, if I dance around naked you'll be first one I tell.
#2555
Posted 14 August 2012 - 05:31 PM
not gonna make B* this month...half way thru my file got split...talk about crppy luck
oh well, on the bright side they are so effed up at Equifax with their data management it makes B* possible I guess
oh well, on the bright side they are so effed up at Equifax with their data management it makes B* possible I guess
#2556
Posted 14 August 2012 - 06:30 PM
Oh noes, was there something you did to make that happen or was it just bad luck?
#2557
Posted 14 August 2012 - 06:36 PM
was my wife's file - she goes by two first names and EQ only had one on file. A new creditor reported a new acct opened by the rarely used other name and whammo El Splito (the existing file didn't have the other name on it, no match so they create a new file)
They said fax in her identify and names and they will merge two files into one. What a mess that place is.
I suspect that the problem was lurking all the time but a recent fraud alert that hit her acct a few days b4 might have awoken the sleeping problem
They said fax in her identify and names and they will merge two files into one. What a mess that place is.
I suspect that the problem was lurking all the time but a recent fraud alert that hit her acct a few days b4 might have awoken the sleeping problem
Edited by junkyour925, 14 August 2012 - 06:41 PM.
#2558
Posted 15 August 2012 - 01:02 AM
I just looked at my own spreadsheet.
C* is expected NEXT week.
Crap, I'm so close but I'm going to be gone for 3 days. I think I can still pull EQC and USAA from my iPad, but I don't have all the info. for EIDT. I only B*d a couple last month before C*. Had a sea of softs to bump through and that messed me up. After tonight's pulls I'm at 71. This is gonna be a nail biter...
#2559
Posted 15 August 2012 - 12:30 PM
setup a scheduled iMacros script for EIDT? Leave computer on at home. Works nicely.
#2560
Posted 20 August 2012 - 01:15 PM
sure is quiet ... anyone getting C* this month ? Or is everyone living the charmed life?
#2561
Posted 20 August 2012 - 01:16 PM
It should start today I believe.
#2562
Posted 20 August 2012 - 02:13 PM
It should start today I believe.
B*ring it!!
#2563
Posted 20 August 2012 - 04:03 PM
Yea I need to get chopped... lol. I have 35 softs in the way of my next hards!!!!
#2564
Posted 21 August 2012 - 11:21 AM
#2565
Posted 21 August 2012 - 11:34 AM
CHOP CHOP today
went from 60 soft to 46
im ok i finish my B last week
went from 60 soft to 46
im ok i finish my B last week
#2566
Posted 21 August 2012 - 01:47 PM
no excitement this month 
for me...nothing to B*
my wife's file had stuff to B* but Equifax mangled her file so badly I ceased being able to pull half way thru so no B* this month
But I am ready to hit the ground running with 4 pullers come Aug 23rd
Yeah baby!
for me...nothing to B*my wife's file had stuff to B* but Equifax mangled her file so badly I ceased being able to pull half way thru so no B* this month
But I am ready to hit the ground running with 4 pullers come Aug 23rd
Yeah baby!
#2567
Posted 21 August 2012 - 06:42 PM
btw, to all you fellow "master pullers" if you suddenly experience a problem where you can no longer refresh reports from your CMS's caused by a messed up Equifax file (split file, name change, etc) see here to fix.
http://creditboards....1
If I knew about Dinah earlier I would have had it fixed in ONE day, not friggin three weeks via the Equifax "Helpless Desk"
Example of error:
http://creditboards....1
If I knew about Dinah earlier I would have had it fixed in ONE day, not friggin three weeks via the Equifax "Helpless Desk"
Example of error:
Unfortunately, Equifax did not return any data when we submitted the information you entered on your order form. This may be because they have no credit record for you (for example, if you have had no previous credit relationships or have recently moved to the United States from abroad) or the information you supplied did not match the information in their database.
If you think it's possible that the information did not match, please contact Equifax at:
Equifax Information Services
P.O. Box 740256
Atlanta, GA 30374-0256
1-800-556-5667
#2568
Posted 21 August 2012 - 07:16 PM
Need some help here guys.... Ive been pulling daily on USAA (only) for thepast 2.5 months.... Each time I pull, I get an email from USAA confirming the new report. I save these email in a sepeate folder to keep a count of the pulls. Well, today i counted and came up with 74 emails, however I have yet to see a B*. How do check my as to now many softs I have or have I been chopped or not?
#2569
Posted 21 August 2012 - 07:39 PM
Wait till you have 85 e-mails dated after your most recent hard inquiry.
#2570
Posted 22 August 2012 - 12:40 AM
B*'d 3 so far... but so many softs to sift through I don't know. Next few days are total nail biters. I managed to get USAA and Equifax pulls on my road trip, and EIDT like the MOMENT I got home. Looking into iMacros now for future needs, but didn't have enough time prior to the trip to dig deeper on that.
I've got seven more to go not counting my stickies so its feasible... maybe...
I've got seven more to go not counting my stickies so its feasible... maybe...
#2571
Posted 22 August 2012 - 12:59 AM
Chopped tonight.......... still not seeing any on *B TU :-(
#2572
Posted 22 August 2012 - 02:31 AM
When they C* me, they REALLY C* me! Thankfully I'm done!! Woo Hoo!! With the exception of 3 dumb stickies on EQ (Mtg. inqs.).
CREDITEXPERT 1-866-673-0140: 08/21/12, 08/20/12, 07/31/12 (3)
EQUIFAX CONSUMER SERVICES: 08/22/12, 08/20/12, 07/31/12 (3)
TRUECREDIT/VERTRUE: 08/22/12, 08/20/12, 07/31/12 (3)
Total confirmed softs found: 9FAIR ISAAC: 05/17/12 (1)
Total unconfirmed softs found: 1Total possible softs found: 10
I have some more interesting info on TU B* so I'll have to look for that page to post....
CREDITEXPERT 1-866-673-0140: 08/21/12, 08/20/12, 07/31/12 (3)
EQUIFAX CONSUMER SERVICES: 08/22/12, 08/20/12, 07/31/12 (3)
TRUECREDIT/VERTRUE: 08/22/12, 08/20/12, 07/31/12 (3)
Total confirmed softs found: 9FAIR ISAAC: 05/17/12 (1)
Total unconfirmed softs found: 1Total possible softs found: 10
I have some more interesting info on TU B* so I'll have to look for that page to post....
Edited by vgirl17, 22 August 2012 - 02:32 AM.
#2573
Posted 22 August 2012 - 05:15 AM
No C* in NC this morning even though the spreadsheet has me as the 22nd. I'll check again tomorrow morning to see if it happens later in the day.
#2574
Posted 22 August 2012 - 05:44 AM
I am in Ca, I was chopped on the 20, I had 67 confirmed soft, 5 unconfirmed and 7 hard.After being chopped I am down to 25, I am using 4 daily pullers,
How can I avoid being chopped?
How can I avoid being chopped?
#2575
Posted 22 August 2012 - 08:07 AM
I am in Ca, I was chopped on the 20, I had 67 confirmed soft, 5 unconfirmed and 7 hard.After being chopped I am down to 25, I am using 4 daily pullers, How can I avoid being chopped?
I believe once you are on the chopping block you don't come back off of it. It seems just pulling USAA and not pulling Equifax can keep you off the block, but if you pull with Equifax that's it.
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