8090 replies to this topic

[sb913594]

Well I'm all clear (save 3 inquiries from a few weeks ago, as well as recent mortgage inquiries, well, and my stickies). Leaves me with seven :-/, but not worth all this effort for another month. In other news, myfico scorewatch jumped to 696 (from 663 on 4/19, and 684 on 6/11).

Thanks all

[BDK]

Well I'm all clear (save 3 inquiries from a few weeks ago, as well as recent mortgage inquiries, well, and my stickies). Leaves me with seven :-/, but not worth all this effort for another month. In other news, myfico scorewatch jumped to 696 (from 663 on 4/19, and 684 on 6/11).

Thanks all

I'd say a 33 point jump pretty worth while, CONGRATS!

[ugghh]

Good grief. I can not sign up for EQ Complete as they can not reactivate my account since I have sooooooo many pulls already. They said they have escalated this to their technical support group and it will take at least 7 days. Grrrrrrr....

I need a 3rd puller

[Wired All Wrong]

Good grief. I can not sign up for EQ Complete as they can not reactivate my account since I have sooooooo many pulls already. They said they have escalated this to their technical support group and it will take at least 7 days. Grrrrrrr....

I need a 3rd puller

I'm having the same issue … since last year actually. It stopped working and I called few times while it never got fixed. I cancelled the service completely. Now, a year later, trying to reactivate and it's the same problem all over again, well slightly improved rather, but useless none the less - now, if I pull a fresh report, I get the error message, then it takes 5 days for them to send a confirmation email that my report is ready… which makes it impossible to use it daily

And I can't add another puller because I'm yet to get American Express… sux

[qwerty4]

Good grief. I can not sign up for EQ Complete as they can not reactivate my account since I have sooooooo many pulls already. They said they have escalated this to their technical support group and it will take at least 7 days. Grrrrrrr....

I need a 3rd puller

I'm having the same issue … since last year actually. It stopped working and I called few times while it never got fixed. I cancelled the service completely. Now, a year later, trying to reactivate and it's the same problem all over again, well slightly improved rather, but useless none the less - now, if I pull a fresh report, I get the error message, then it takes 5 days for them to send a confirmation email that my report is ready… which makes it impossible to use it daily

And I can't add another puller because I'm yet to get American Express… sux

http://creditboards....howtopic=495084

Hang in there

[junkyour925]

Please confirm that you can actually pull a new report every day.

When I see the weasel words "Unlimited Access", sirens go off:

http://www.equifax.c...roduct-spec.pdf

yeah that typically means you have unlimited times to SEE the same stale report generated x days ago

[lson]

Been following this thread for a while and finally planning to give B* a shot. So I already have TC with daily TU and am considering MPM, CCT, and CS. Also, searched the thread, but can't figure out how to get my list of soft pulls. Any details would be hlepful. Thanks!

[snappydoodles]

Question to the hardcore BI and Grasshoppers. How often do you B*? Is it a continual process just to keep your report clean? Or do you do it annually? bi-annual? quarterly? Or just obsessed and do it all year long?

I don't want to set off any alarms with the CRA's so I am wondering when is a good time to cut B* cord.

[Occam]

Question to the hardcore BI and Grasshoppers. How often do you B*? Is it a continual process just to keep your report clean? Or do you do it annually? bi-annual? quarterly? Or just obsessed and do it all year long?

I don't want to set off any alarms with the CRA's so I am wondering when is a good time to cut B* cord.

If you have a lot of apps to make, consolidate them into mini sprees then B* all the inqs together. It's best to do this on a 7 month or 13 month schedule to let the new accounts mature. If you make your applications less often than that you probably don't need to worry about B*.

[snappydoodles]

Question to the hardcore BI and Grasshoppers. How often do you B*? Is it a continual process just to keep your report clean? Or do you do it annually? bi-annual? quarterly? Or just obsessed and do it all year long?

I don't want to set off any alarms with the CRA's so I am wondering when is a good time to cut B* cord.

If you have a lot of apps to make, consolidate them into mini sprees then B* all the inqs together. It's best to do this on a 7 month or 13 month schedule to let the new accounts mature. If you make your applications less often than that you probably don't need to worry about B*.

Gotcha, thanks.

[junkyour925]

one more week and I should have B* on EQ...two more weeks if I got C*...four pullers running daily via Firefox iMacro.

This board is great...thanks to all for sharing your vast knowledge.

Onward and upward...beating the system and "The Man"!

Edited by junkyour925, 29 June 2012 - 11:45 AM.

[syncracirca]

I wish I could qualify for an AMEX so I could get that 4th puller! They pulled all 3 in May and denied me

[cputrwz]

one more week and I should have B* on EQ...two more weeks if I got C*...four pullers running daily via Firefox iMacro.

This board is great...thanks to all for sharing your vast knowledge.

Onward and upward...beating the system and "The Man"!

What is this IMacro you speak of!?!? I must know......

[syncracirca]

I wish I could qualify for an AMEX so I could get that 4th puller! They pulled all 3 in May and denied me

I'm a doofus...I applied for the Blue Cash Preferred and was denied. Just went back and applied for Zync and was approved. Cheers!

[Occam]

one more week and I should have B* on EQ...two more weeks if I got C*...four pullers running daily via Firefox iMacro.

This board is great...thanks to all for sharing your vast knowledge.

Onward and upward...beating the system and "The Man"!

What is this IMacro you speak of!?!? I must know......

Add-on for Firefox. It's a lot of fun.

[junkyour925]

one more week and I should have B* on EQ...two more weeks if I got C*...four pullers running daily via Firefox iMacro.

This board is great...thanks to all for sharing your vast knowledge.

Onward and upward...beating the system and "The Man"!

What is this IMacro you speak of!?!? I must know......

Add-on for Firefox. It's a lot of fun.

http://creditboards....howtopic=463589

Google "imacros"...to get the add-on

Beating up on "The Man" so badly he won't know what hit him

Edited by junkyour925, 29 June 2012 - 01:34 PM.

[cputrwz]

Very cool thanks, will check that out.

[bon]

None of my 3 July 1st pulls stuck to EQ.. Anyone else have this problem today?

[ctb89]

None of my 3 July 1st pulls stuck to EQ.. Anyone else have this problem today?

Leap second issue. Other people have reported lost pulls. You should be fine tomorrow.

[junkyour925]

yesterday was a write-off across the board for me too but no worries I can do three pulls with CCT to make up for it and it really doesn't affect me making it in time for July 15th so no big whoop either way but lesson learned...

do not pull in the mornings over the weekend per Dr BW...thanks Bob

Edited by junkyour925, 02 July 2012 - 09:17 AM.

[bon]

None of my 3 July 1st pulls stuck to EQ.. Anyone else have this problem today?

Leap second issue. Other people have reported lost pulls. You should be fine tomorrow.

You were right, they all showed up today! I thought id lost 3 pulls. phew.

[syncracirca]

I'm up to 72 softs now and have 13 hard. That 4th puller really helps! Should be seeing at least 2 inquiries B*'ed off tomorrow

CIC/EXPERIAN ALRTS: 08/02/11 (1) CIC/EXPERIAN RPTS: 07/07/12, 07/06/12, 07/05/12, 07/04/12, 07/03/12, 07/02/12 (6) CREDITEXPERT 1-866-673-0140: 07/07/12, 07/06/12, 07/05/12, 07/04/12, 07/03/12, 07/02/12, 07/01/12, 06/30/12, 06/29/12, 06/28/12, 06/27/12, 06/26/12, 06/25/12, 06/24/12, 06/23/12, 06/22/12, 06/21/12, 06/20/12, 05/31/12, 04/30/12, 03/31/12, 02/29/12, 01/31/12, 12/30/11, 11/30/11, 10/27/11, 09/09/11, 08/29/11 (28) C* Detected! EQUIFAX CONSUMER SERVICES: 07/07/12, 07/06/12, 07/05/12, 07/04/12, 07/03/12, 07/02/12, 07/01/12, 06/30/12, 06/29/12, 06/28/12, 06/27/12, 06/26/12, 06/25/12, 06/24/12, 06/23/12, 06/22/12, 06/21/12, 06/20/12, 06/08/12 (19) TRUECREDIT/COVERDELL MY: 06/13/12 (1) TRUECREDIT/VERTRUE: 07/07/12, 07/06/12, 07/05/12, 07/04/12, 07/03/12, 07/02/12, 07/01/12, 06/30/12, 06/29/12, 06/28/12, 06/26/12, 06/25/12, 06/23/12, 06/21/12, 06/19/12 (15) Total confirmed softs found: 70 INTERSECTIONS: 07/02/12 (1) CSC: 06/12/12 (1) Total unconfirmed softs found: 2
Total possible softs found: 72

[syncracirca]

I dropped from 13 to 12 inquiries today. 2 unconfirmed softs.

Here are my unconfirmed softs:

INTERSECTIONS: 07/02/12 (1) CSC: 06/12/12 (1) Total unconfirmed softs found: 2

This is why I don't think these unconfirmed softs counted....
13(hards) + 76(softs) = 89

So I would have seen 4 inquiries fall off today if the unconfirmed softs counted, right?

However, not counting the softs I have 87. That should mean 2 fell off, but as of my last pull today with EQ I'm seeing 12 now. I have 74 confirmed softs. Tomorrow every pull should knock off an inquiry!!

Can anyone please tell me which of these CANNOT be B*'ed off?

AMERICAN EXPRESS TRS CO, INC
05/14/12 CAPITAL ONE
CAPITAL ONE BANK USA NA
CREDCO AUTOMOTIVE::
DIGITAL FEDERAL CREDIT UN/CUDL
DIGITAL FEDERAL CREDIT UNION
DISCOVER FINANCIAL SERVICES
HUNTINGTON NATIONAL BANK
REALPAGE, INC ::
USAA FSB #1025624-002
USAA FSB CC 06/15/12, 05/14/12

Edited by syncracirca, 08 July 2012 - 10:03 AM.

[muss08]

What are the dates of your hards? Remember you've got to B* off any good softs that are older than your hards first. Looks like you still have some softs from 2011.

[cputrwz]

I know REALPAGE, INC. cannot be bumped. That is a sticky... mine will fall off naturally this September though.