37 replies to this topic

[breeze]

Snag them and email them to me, and I'll upload them to our server. I didn't know Randy had taken his site down. He just shows up out of the blue sometimes and then disappears again.

[breeze]

OK, here they are.

 nutcase.txt   11.54K   268 downloads
 knockout.txt   4.74K   173 downloads
 dancerat.txt   5.07K   148 downloads

[debfree4mibaby]

Thank you! This was lot of great info to read!

Hello!! What did you do to get such a jump in your scores????

[PunkyBrewster]

Wow! I feel more confident and much wiser after reading this! Awesome job PsychDoc!

[kmart]

I came on the boards feeling overwhelmed and now I feel empowered that I can do this! I can't wait to use the nutcase letters (as I know the debts are mine) and see if I can get a few CO's removed.

[CreditRepairDiva]

Hello Everyone!
I am new here to Credit Boards but I'm not all that new to credit repair. I actually cleared my own credit up about 6 years ago but unfortunately it needs to be done again. So, this document is really helping get back on my grind and to get everything setup correctly so that I my credit cleaned up without too many issues ( I pray).

Thank you so much for sharing this information, I am only in chapter 1 and I am already intrigue by the info Randy is providing.

I will be sharing my journey here on CB and look forward to all the wonderful support.

[afaye]

How is every one, what is the best way to go about fixing your credit?

[breeze]

How is every one, what is the best way to go about fixing your credit?

Download the document in the first post in this thread, and read it.

[diztrukted]

How is every one, what is the best way to go about fixing your credit?

I actually have the same question and seeing the answer above this post, that will be my exact first step. My situation is that I had student loans that went into default and I went through the rehab program. Once that was done, the rep said the would follow up with me to continue the payments. That was two years ago, and now my score is in the low 500's. I've since contacted older lingering debts (called CA's, which I'm finding out isn't the right thing to do?) and I'm in the process of paying off the smaller debts in full (by small I mean in the 300's or 700's). My question, which is most likely answered in PsychDoc's document, is is doing this snowball effect with paying the highest interest acct down first then trying to get a secured CC a good way to build up my cred to what it was two years ago (700)?

I want to show that I'm responsible (at least now) and that I'm working to be better financially but there are so many hurdles along the way and because I don't know what the best approach is, I'm been recommended to this board.

tl;dr HALP!

[Roger Goodwin]

Do you have a 2012 updated version of this pdf?

Condensed by Mark in TN

Word and PDF files

[breeze]

That information is general enough to still be accurate.

[uncertainly]

Breeze and All:
I mostly agree that.... " That information is general enough to still be accurate.",
and GREAT information,
however,
is there a topic/forum here that discusses any Identity Theft issues in general,,
or any 609(e) in particular,
vis a vis the PDocs 101 recommendations?

Thanks

U

[Emperor Codeman]

I love that these are so condensed and put more into paragraph format. I can read these at work or carry the printout with me on the bus! Thanks for this!