 Holy Moly!!! I think Hades just froze over! Penfed! Finally! |
Important Announcement:
|
  |
 Jan 12 2010, 09:16 PM
Post
#1
|
|
|
Group: Members
Posts: 428 Joined: 29-November 06 Member No.: 41,384  |
I can't beleive my eyes. I just app'd for the 4th time in 3 years for the cash reward card. I had always been turned down for building pyramids. Finally, today I check and see APPROVED!!!!!!!!!!!!!!!!!!!!!
I was so expecting another denial. I think I am in shock! /THUD  Not Struggling as much anymore!
Equifax FICO 700 getting there! Transunion FICO 740 !!!! Experian FICO who knows?! Beginning 1/07 Equifax FICO 591 Transunion FAKO 601 Experian FAKO 605 Cash Reward cards....you will be mine! Eventually........gotcha NASA & Patelco! Penfed is a slippery bugger! Holy Moly!!! Discover More!!! My first real prime card!!!! On the Kona wagon I go...no more apps! Proud homeowner as of 051707 YAY!!! |
  
|
|
| Googie |
Jan 12 2010, 09:16 PM
Post
#
|
|
The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
|
|
|
|
|
Jan 12 2010, 09:18 PM
Post
#2
|
|
|
Group: Members
Posts: 580 Joined: 23-October 09 From: Boston Member No.: 100,547 |
Congrats!
 |
|
|
|
|
Jan 12 2010, 09:20 PM
Post
#3
|
|
|
Group: Members
Posts: 524 Joined: 17-April 07 Member No.: 48,328 |
congrats!! score/limit??
|
|
|
|
|
Jan 12 2010, 09:23 PM
Post
#4
|
|
|
Group: Members
Posts: 428 Joined: 29-November 06 Member No.: 41,384 |
They pulled Equifax (714) & Exp (722) I have no baddies except a Chap 7 in 2002. No inquiries in a year and newest acct was over a year old.
Be careful with them they are horribly picky. I only asked for 3K to get in the door. I'll work on CLI's now that I've got it. Not Struggling as much anymore!
Equifax FICO 700 getting there! Transunion FICO 740 !!!! Experian FICO who knows?! Beginning 1/07 Equifax FICO 591 Transunion FAKO 601 Experian FAKO 605 Cash Reward cards....you will be mine! Eventually........gotcha NASA & Patelco! Penfed is a slippery bugger! Holy Moly!!! Discover More!!! My first real prime card!!!! On the Kona wagon I go...no more apps! Proud homeowner as of 051707 YAY!!! |
|
|
|
|
Jan 12 2010, 09:32 PM
Post
#5
|
|
|
Group: Members
Posts: 382 Joined: 11-May 08 From: VA Member No.: 74,887 |
WOW - Super Congrats!!!
i joined last year I think, but I'm waiting a while before I even think about apping, want to get my EQ over 700 at least....but HEY, Good for you - Great Card!!! 
FICO EQ- 673 CCT- 719 (3 new hard inq's for CLI's, dropped 10 Fico pts.)
FICO TU- 684 CCT- 711 (stinking 'b' - 10 inqs added, dropped 8 Fico pts!) FICO EX- ??? CCT- 729  |
|
|
|
|
Jan 12 2010, 09:45 PM
Post
#6
|
|
|
Bump Influence II
Group: Members
Posts: 2,002 Joined: 17-July 08 Member No.: 79,077 |
QUOTE (Struggling @ Jan 12 2010, 06:23 PM)  They pulled Equifax (714) & Exp (722) I have no baddies except a Chap 7 in 2002. No inquiries in a year and newest acct was over a year old. Be careful with them they are horribly picky. I only asked for 3K to get in the door. I'll work on CLI's now that I've got it. Congrats, OP! 
 |
|
|
|
|
Jan 12 2010, 09:48 PM
Post
#7
|
|
|
Group: Members
Posts: 489 Joined: 29-June 07 Member No.: 52,943 |
good card use it well
|
|
|
|
|
Jan 12 2010, 09:52 PM
Post
#8
|
|
|
Group: Members
Posts: 6,035 Joined: 8-August 06 From: Northern Virginia Member No.: 36,198 |
QUOTE (Struggling @ Jan 12 2010, 09:16 PM) I had always been turned down for building pyramids. Finally, today I check and see APPROVED!!!!!!!!!!!!!!!!!!!!! PenFed must really like your pyramid!   |
|
|
|
|
Jan 12 2010, 09:53 PM
Post
#9
|
|
|
Group: Members
Posts: 2,522 Joined: 27-February 08 Member No.: 69,599 |
you give hope to PF reapplicants, WTG!!
|
|
|
|
|
Jan 12 2010, 09:54 PM
Post
#10
|
|
|
Group: Members
Posts: 2,559 Joined: 30-June 07 From: The book says I'm from Mars Member No.: 53,056 |
Nice... Congrats on the card!
|
|
|
|
 Jan 12 2010, 09:56 PM
Post
#11
|
|
|
Group: Members
Posts: 534 Joined: 28-August 07 From: Fairfax, Virginia Member No.: 57,500 |
EQ and EX? That's different, right?
Congrats! 
*US Bank American Humane Visa Signature $25,000
*Chase Flexible Rewards Visa Signature $20,000 *BoA Accelerated Rewards AmEx $17,500 *Citi Platinum Select MC $13,000 *Discover More $12,000 *PenFed Visa Gold $10,000 *Home Depot $2,200 Note: I love my CreditBoards Member No.! I don't know why. |
|
|
|
|
Jan 12 2010, 10:00 PM
Post
#12
|
|
|
Group: Members
Posts: 81,453 Joined: 28-January 04 From: STILL trying to run away from the school yard bullies I need to run faster Member No.: 3,438 |
QUOTE (Struggling @ Jan 12 2010, 07:16 PM) I can't beleive my eyes. I just app'd for the 4th time in 3 years for the cash reward card. I had always been turned down for building pyramids. Finally, today I check and see APPROVED!!!!!!!!!!!!!!!!!!!!! I was so expecting another denial. I think I am in shock! /THUD You finally sold your house in EGYPT??? CONGRATUALTIONS CB's WHIPPING BOY
WHAT REWARDS DO YOU GET FROM THIS CASH STUFF??? "AVAILABLE" is not debt That credit card fee is TAX DEDUCTABLE (don't MICRO-MANAGE the fee at the expense of paying business) GOT YOUR 4506-T READY YET??? MEMBERSHIP HAS IT'S REWARDS HAVE YOU BEEN AMEXED??? My ID is the signature on the back of my credit card--AND IT DOES NOT SAY C.I.D. I have a license to drive a car/truck...it is not a permit to use my signed credit card DOES KNOWING YOUR SCORE HELP YOU PAY YOUR BILLS??? Don't forget the DOWN-SIDE to using DEBIT CARDS (unintended consequences) Disputing ACCURATE ADDRESSES can have side effects (LOSS OF POSITIVE ACCOUNTS) OBAMA-CARE WILL COST HOW MANY $1,000,000,000,000's why can't I opt-out |
|
|
|
|
Jan 12 2010, 10:31 PM
Post
#13
|
|
|
Group: Members
Posts: 1,985 Joined: 22-March 06 Member No.: 29,080 |
congrats, I know the feeling
 So they pulled EX and EQ? it's unlike them to pull EX. |
|
|
|
|
Jan 12 2010, 11:27 PM
Post
#14
|
|
|
Group: Members
Posts: 492 Joined: 7-November 09 From: Yankee @ Heart Member No.: 101,094 |
Congrats! Gonna have to change your screen-name now! 
*** Victim Of The "Bump Influence" Gang ***
Jen23514's "Credit Repair 101" <--- Newbies and Veterans, check it out! |
|
|
|
|
Jan 13 2010, 12:02 AM
Post
#15
|
|
|
Bump Influence
Group: Members
Posts: 12,632 Joined: 12-October 06 Member No.: 39,394 |
Congrats!
I behaved myself for 12 months before I tried PenFed.  |
|
|
|
|
Jan 13 2010, 12:47 AM
Post
#16
|
|
|
Group: Members
Posts: 6,035 Joined: 8-August 06 From: Northern Virginia Member No.: 36,198 |
QUOTE (BobWang @ Jan 13 2010, 12:02 AM) I behaved myself for 12 months before I tried PenFed. 
|
|
|
|
|
Jan 13 2010, 10:12 AM
Post
#17
|
|
|
Group: Members
Posts: 2,814 Joined: 23-May 07 Member No.: 50,318 |
woot!!
 Congratulations! I'll join you some day... right now I'm hunkered down in my little ol' pyramid...  Don't blame me, I voted for Bill 'n Opus |
|
|
|
|
Jan 13 2010, 10:45 AM
Post
#18
|
|
|
Group: Members
Posts: 6,035 Joined: 8-August 06 From: Northern Virginia Member No.: 36,198 |
QUOTE (cb_opus @ Jan 13 2010, 10:12 AM) I'll join you some day... right now I'm hunkered down in my little ol' pyramid... IMHO, building pyramid is a requirement!
|
|
|
|
|
Jan 13 2010, 11:20 AM
Post
#19
|
|
|
CB Queen of Understatement
Group: Members
Posts: 22,249 Joined: 7-July 05 From: Colorado Member No.: 19,328 |
Congratulations! That used to be my #1 card!
Thanks for your donations everyone, I raised all the money to run with team AHEPA in Athens!
I'm insane... My running blog Make Money Online |
|
|
|
|
Jan 13 2010, 12:59 PM
Post
#20
|
|
|
Group: Members
Posts: 4,349 Joined: 17-May 08 From: Y U in my business? Member No.: 75,279 |
Nice!!! |
|
|
|
|
Jan 13 2010, 02:16 PM
Post
#21
|
|
|
Bump Influence II
Group: Members
Posts: 2,002 Joined: 17-July 08 Member No.: 79,077 |
PenFed is a tough nut to crack for a credit card, but they are unique in one way: They offer those wonderful pre-approvals to many existing members who qualify after about a year (some 8 months), and they are legitimate pre-approvals vs. what some offer out there in the cc-world.
Soooo....if I were someone wanting a PenFed credit card but was somewhat borderline/iffy on getting an approval right now, I'd open a share account with them for $5 and let it age. Good things can happen later this year or early next year for those who do. A very worthwhile investment. 
This post has been edited by TangMeister: Jan 13 2010, 02:18 PM |
|
|
|
|
Jan 13 2010, 02:19 PM
Post
#22
|
|
|
Bump Influence
Group: Members
Posts: 12,632 Joined: 12-October 06 Member No.: 39,394 |
I've got drool on my keyboard now.
|
|
|
|
|
Jan 13 2010, 02:27 PM
Post
#23
|
|
|
Group: Members
Posts: 6,035 Joined: 8-August 06 From: Northern Virginia Member No.: 36,198 |
QUOTE (TangMeister @ Jan 13 2010, 02:16 PM) Show off!  PenFed won't give me any pre-approvals or CLI. 
|
|
|
|
|
Jan 13 2010, 02:29 PM
Post
#24
|
|
|
Bump Influence II
Group: Members
Posts: 2,002 Joined: 17-July 08 Member No.: 79,077 |
QUOTE (BobWang @ Jan 13 2010, 11:19 AM) I've got drool on my keyboard now. As if. Wait till around August and yours will be awesome. Here....let me send that LOC and Thrifty Credit Service over to you....with my AAOA, I won't be accepting them anytime soon. 
|
|
|
|
|
Jan 13 2010, 02:32 PM
Post
#25
|
|
|
Bump Influence II
Group: Members
Posts: 2,002 Joined: 17-July 08 Member No.: 79,077 |
QUOTE (more credit less cash @ Jan 13 2010, 11:27 AM) QUOTE (TangMeister @ Jan 13 2010, 02:16 PM) Show off! PenFed won't give me any pre-approvals or CLI. Why don't you get pre-approvals? They're completely worthless to me at the moment. Just showing others they should get into PenFed and maybe something good will come their way. I'm far too self-deprecating to ever be a show-off.
|
|
|
|
1 User(s) are reading this topic (1 Guests and 0 Anonymous Users)
0 Members:
|
Skin by: Dragonfly © all rights reserved.
© Copyright 2003 - 2010 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.
| Lo-Fi Version | Time is now: 3rd September 2010 - 05:59 AM |