1282 replies to this topic

[dwhit316]

Approved:
Who? Reliable
How many reporting on DnB/Experian Biz? 0
Paydex: N/A
Credit limit? N/A order to order basis when I called over the phone that's what they told me
PG? No
Terms? 30 days
Provide them additional information/financials? None
Application? (online/in store/phone)? Online
Other info? Just placed order online, requested them to bill me and they sent my order the next day.

Second Account approval

[Cloudboxx]

Approved:
Who? Reliable
How many reporting on DnB/Experian Biz? 0
Paydex: N/A
Credit limit? N/A order to order basis when I called over the phone that's what they told me
PG? No
Terms? 30 days
Provide them additional information/financials? None
Application? (online/in store/phone)? Online
Other info? Just placed order online, requested them to bill me and they sent my order the next day.

Second Account approval

Congrats!

I had no luck with reliable, I tried last month and they wanted me to prepay because they claimed they could not find any credit reporting on my company so I tried again yesterday because I know for a fact that credit is showing for my company and they still asked for prepay.

I think they were still going by the old pull from last month but either way I'm not worried about getting them any more because there web site is very misleading about their products, for example, I wanted to order a monitor and the description stated the delivery time was 1-3 days but after I added it to the cart and went to checkout it changed to 7-14 days.

So out of curiosity I tried other products that showed 1-3 day delivery and every single one of them changed to 7-14 days delivery so I'm gonna pass on them.

But congrats though!

Edited by Cloudboxx, 06 April 2012 - 09:18 AM.

[dwhit316]

Approved:
Who? Reliable
How many reporting on DnB/Experian Biz? 0
Paydex: N/A
Credit limit? N/A order to order basis when I called over the phone that's what they told me
PG? No
Terms? 30 days
Provide them additional information/financials? None
Application? (online/in store/phone)? Online
Other info? Just placed order online, requested them to bill me and they sent my order the next day.

Second Account approval

Congrats!

I had no luck with reliable, I tried last month and they wanted me to prepay because they claimed they could not find any credit reporting on my company so I tried again yesterday because I know for a fact that credit is showing for my company and they still asked for prepay.

I think they were still going by the old pull from last month but either way I'm not worried about getting them any more because there web site is very misleading about their products, for example, I wanted to order a monitor and the description stated the delivery time was 1-3 days but after I added it to the cart and went to checkout it changed to 7-14 days.

So out of curiosity I tried other products that showed 1-3 day delivery and every single one of them changed to 7-14 days delivery so I'm gonna pass on them.

But congrats though!

Thanks! They have turned out to be pretty speedy. It never took as long as they told me it would. I have placed several orders with them. Iliked them better than quill because they didnt give me such a small credit line.

[dwhit316]

Approved:
Who? Grainger
How many reporting on DnB/Experian Biz? 0
Paydex: N/A
Credit limit? $1000
PG? No
Terms? 30 days
Provide them additional information/financials? None
Application? (online/in store/phone)? Fax
Other info? Just faxed in the form and approved next day


Third Account approval

[gonafixit]

i dont get Wright Express. I have a 80 paydex score. yet theyve approved me twice then turned around and disapproved me. when i try to call to talk to someone i get transferred to an "Ian" and he never picks up or returns my calls. Any Advice?

my business is 5 yrs old, i have 5 net 30's with dnb (dont know whats on my experian or equifax). been building credit since july 2011. i dont know what the problem is......

please help.

Thank you for your interest in the Wright Express Universal Fleet Card Program.



We have received your application, and it has been approved. We will call you within 5 business days to review your account setup preferences. Once your account has been setup, you will receive your cards and account materials within 7-10 mailing days. Expedited shipping is available for an additional fee.


Very excited although the $40 setup and $2/month fee was a turn off for me but I am doing what I have to do to build credit. This was a non-PG account with 2 reports on my D&B and none on Eq or Ex.

[sully1975]

My guess is that they don't want to get overexposed to someone so new with such a thin file. It happened to me. After a Wawa Wex card for 1800 in NOv, I got a Jiffy Lube fleet for 750 in Dec. When i attempted to get a Pepboys fleet card they said no, but I could put a deposit down and after a year get my money back providing everything went well. So I put 1k on them.

You need to work on anything other than a sole D&B file company. Fleetcor may be an option with Citgo, BP, & Fuelman.

[dwhit316]

If approved:
Who? Uline
How many reporting on DnB/Experian Biz? Possibly 2 or 3(I don't know how to check)
Paydex - if available? N/A
Credit limit? Unknown
PG? No
Terms? Net 30
Provide them additional information/financials? no
Application? (online/in store/phone)? Online
Other info? They said the paper app was only needed if they couldn't find enough info on my business. it wasn't needed, so that sounds pretty good. Never got credit limit, but I did order $150 and it was all approved

[KristofsMom]

If approved:
Who? Lowes
How many reporting on DnB/Experian Biz? 14 Paydex - if available? 80
Credit limit? 7,5000.00
PG? No
Terms? Net 30
Provide them additional information/financials? no
Application? (online/in store/phone)? In Store

[KristofsMom]

If approved:
Who? Wayfair
How many reporting on DnB/Experian Biz? 14 Paydex - if available? 80
Credit limit? Not sure
PG? No
Terms? Net 30
Provide them additional information/financials? no
Application? (online/in store/phone)? online and phone

[blue investment]

Hey guys this board is THE BEST!!!

I have had a successful business for 12 years and I couldn't even get approved for a simple Lowes card in the past. Everything I apply for (usually credit cards or other hard-to-get credit) gets denied. Turns out addresses and other info was outdated and we had moved to a new address. Our applications used wrong addresses, phone #, etc. We had several large business loans and mortgages with local banks that didn't report.... so according to D&B we were a ghost.

Updated our profile and started applying for trade lines

Got Quill $250 approved
then Grainger $1000 approved
then HD approved with PG (pending)
Staples Approved
Northern tool $250 LOC (citi)
then get this... applied for Citi (had to do credit check and PG but still stealth credit)... $12k approval!!!

All this in the first month after correcting info and following the suggestions in this board. After all these get updated to D&B I'm going to pull my biz credit and will probably be able to apply for a bunch of other things.

Thanks credit boards this stuff really works

[breeze]

[dredibo1960]

My Buddy and I call "IAN" The Grim Reaper. He is known to shut companies down with no reason and not respond. Beware of him.....

i dont get Wright Express. I have a 80 paydex score. yet theyve approved me twice then turned around and disapproved me. when i try to call to talk to someone i get transferred to an "Ian" and he never picks up or returns my calls. Any Advice?

my business is 5 yrs old, i have 5 net 30's with dnb (dont know whats on my experian or equifax). been building credit since july 2011. i dont know what the problem is......

please help.

Thank you for your interest in the Wright Express Universal Fleet Card Program.



We have received your application, and it has been approved. We will call you within 5 business days to review your account setup preferences. Once your account has been setup, you will receive your cards and account materials within 7-10 mailing days. Expedited shipping is available for an additional fee.


Very excited although the $40 setup and $2/month fee was a turn off for me but I am doing what I have to do to build credit. This was a non-PG account with 2 reports on my D&B and none on Eq or Ex.

[bentleydriver]

hello: im new to the boards but i have been silently reading the do's and dont so today i ran both of my companies credit one is 3 years old and the other is 1 month
Who? staples revolving/Uline
How many reporting on DnB/Experian Biz?0/0
Paydex - if available?0/0
Credit limit?1,000/made a order for $100 and they called me to verify my information and shipped the order
PG?yes for staples/no for uline
Terms?minimum monthly payment/net 30
Provide them additional information/financials?no/no
Application? (online/in store/phone)?online/online then they called me
Other info?none

[labswift]

Need help guys.

I faxed my ap to the local Grainger. Never heard a reply, so called customer service, she gave me an e-mail to send my ap

The next day I got this reply

If you want to set up a account you have to go to one of your local branches and have them set it up for you. You also need to present you account information as well



CSA Dejean Reddix




What the hell guys

[alplouis]

Need help guys.

I faxed my ap to the local Grainger. Never heard a reply, so called customer service, she gave me an e-mail to send my ap

The next day I got this reply

If you want to set up a account you have to go to one of your local branches and have them set it up for you. You also need to present you account information as well



CSA Dejean Reddix




What the hell guys

Why not just order a small item for $50 and request to be invoiced at check out? Should work.

[alplouis]

hello: im new to the boards but i have been silently reading the do's and dont so today i ran both of my companies credit one is 3 years old and the other is 1 month
Who? staples revolving/Uline
How many reporting on DnB/Experian Biz?0/0
Paydex - if available?0/0
Credit limit?1,000/made a order for $100 and they called me to verify my information and shipped the order
PG?yes for staples/no for uline
Terms?minimum monthly payment/net 30
Provide them additional information/financials?no/no
Application? (online/in store/phone)?online/online then they called me
Other info?none

I'm not a big fan of PG-ing anything. Otherwise be patient and continue to build.

[SeekingWealth]

Approved:
Who? Dell
How many reporting on DnB/Experian Biz? 15/10
Paydex: 90
Credit limit? $15,000
PG? No
Terms? Revolving 22.99%
Provide them additional information/financials? None
Application? (online/in store/phone)? Online
Other info? Instant Approval.

Edited by SeekingWealth, 16 August 2012 - 09:11 PM.

[alplouis]

Dell has become one of the tougher accounts to get. Congrats

[labswift]

hey guys, I'm wondering if inquires work the same was as personal credit.

What I mean is when ever I apply for a credit card, I get an inquiry which lowers my score

Is business credit the same way? Do I get an inquiry for each app, should i then be careful of who i apply with? ]

Thanks guys

[labswift]

Hello, I recently applied for business credit with amazon, who denied me due to lack of history, or accounts/tradelines.

Anyhow, I got a letter offering me to sign up for American Express open. a few questions

1) Will appliying cost as a credit pull and affect me the same way as personal credit pulls
2) Would opening an account help my business credit
3) What do you guys suggest I do

Thanks fellow CBs

[ansky0007]

Hello, I recently applied for business credit with amazon, who denied me due to lack of history, or accounts/tradelines.

Anyhow, I got a letter offering me to sign up for American Express open. a few questions

1) Will appliying cost as a credit pull and affect me the same way as personal credit pulls
2) Would opening an account help my business credit
3) What do you guys suggest I do

Thanks fellow CBs

Amex will pull your personal credit if you apply for a business product from them.

[labswift]

Yeah, I missed the part in the bottom where it (sneakily) asks about my personal info.

So the other question, is every time I apply for business credit using my ein...........am I getting charged an Inquiry similar to personal credit, or is more like just a check to see if my business is real and how many tradelines etc?

and I believe there is also a paydex score how would i find this score?

Hello, I recently applied for business credit with amazon, who denied me due to lack of history, or accounts/tradelines.

Anyhow, I got a letter offering me to sign up for American Express open. a few questions

1) Will appliying cost as a credit pull and affect me the same way as personal credit pulls
2) Would opening an account help my business credit
3) What do you guys suggest I do

Thanks fellow CBs

Amex will pull your personal credit if you apply for a business product from them.

[alplouis]

Approved:
Who? Quill
How many reporting on DnB/Experian Biz? 0
Paydex: N?A
Credit limit? $100
PG? No
Terms? 30 days
Provide them additional information/financials? None
Application? (online/in store/phone)? Online
Other info? Just placed order online, requested them to bill me and they sent my order the next day. I called in to find out my credit limit and immediately paid my invoice. After 90 days, she said I can request a credit line increase. This is my first account appoved. Inc since 3/24/12

Congrats. Stay persistent and continue to build. Let me know if you need any assistance moving forward. The forum is filled with answers to most of your questions. Good luck

[gmaz7]

Approved:

Who? Uline
How many reporting on DnB/Experian Biz?1
Paydex - if available? NONE
Credit limit? Unknown
PG? No
Terms? Net 30
Provide them additional information/financials? no
Application? (online/in store/phone)? Online/Checkout


Who? QT / WEX
How many reporting on DnB/Experian Biz?1
Paydex - if available? NONE
Credit limit? Unknown
PG? No
Terms? Net 30
Provide them additional information/financials? no
Application? (online/in store/phone)? Online

Waiting for call from QT for "preferences" but their website says it was approved.

--

Denied:



Who? quill
How many reporting on DnB/Experian Biz?1
Paydex - if available? NONE
Credit limit?
PG? No
Terms?
Provide them additional information/financials? no
Application? (online/in store/phone)? Online

They called me and said they wanted me to "pre-pay" the order because they couldn't find my credit file. Told them I know I have a DNB # but the guy said, "well... a DNB doesn't guarantee credit" so I cancelled the order.

[Brndnh721]

Approved:

Who? Uline
How many reporting on DnB/Experian Biz?1
Paydex - if available? NONE
Credit limit? Unknown
PG? No
Terms? Net 30
Provide them additional information/financials? no
Application? (online/in store/phone)? Online/Checkout


Who? QT / WEX
How many reporting on DnB/Experian Biz?1
Paydex - if available? NONE
Credit limit? Unknown
PG? No
Terms? Net 30
Provide them additional information/financials? no
Application? (online/in store/phone)? Online

Waiting for call from QT for "preferences" but their website says it was approved.

--

Denied:



Who? quill
How many reporting on DnB/Experian Biz?1
Paydex - if available? NONE
Credit limit?
PG? No
Terms?
Provide them additional information/financials? no
Application? (online/in store/phone)? Online

They called me and said they wanted me to "pre-pay" the order because they couldn't find my credit file. Told them I know I have a DNB # but the guy said, "well... a DNB doesn't guarantee credit" so I cancelled the order.

I don't know what the deal is with Quill I have never had issues getting approved with them even with out any DNB file. But some others get asked to prepay. Maybe there is one in person in ther who hates small businesses.. I don't know.. And I know many others who get approved no issues.. One person had two failed companies and is now on his third and has never had a issue.