Creditor Name: OfficeDepot Citibank
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: Online
Reports to: D&B, Exp, or both (if known): Not sure
Did you give the creditor your D&B, and/or Experian file to assure reporting? yes
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 55, 6 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
*Biz Credit Approved....*
Started by
c m chase
, Jun 16 2004 08:37 AM
1282 replies to this topic
#1176
Posted 09 January 2010 - 05:32 PM
#1177
Posted 19 January 2010 - 02:10 PM
Creditor Name: L3Store.com /Unknown
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: Fax
Reports to: D&B, Exp, or both (if known): DNB
Did you give the creditor your D&B, and/or Experian file to assure reporting? yes
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 4 TLs, EXP - Unknown
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: Fax
Reports to: D&B, Exp, or both (if known): DNB
Did you give the creditor your D&B, and/or Experian file to assure reporting? yes
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 4 TLs, EXP - Unknown
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1178
Posted 23 January 2010 - 02:46 PM
Creditor Name: OfficeDepot Citibank
Credit Limit/Terms: 4000.00
Apply Online/Fax/Mail/Phone: Online
Reports to: D&B, Exp, or both (if known): Not sure
Did you give the creditor your D&B, and/or Experian file to assure reporting? D&B
Did you need a PG: No
Have you been in business for 2 years or more: 8 Years
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 30, 2 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Note: Instant approval online then next day office depot security called to verify I applied. Cards came in the mail with a surprise $4,000 limit. I finally got in the door with citibank. I applied like 3 times prior.
Credit Limit/Terms: 4000.00
Apply Online/Fax/Mail/Phone: Online
Reports to: D&B, Exp, or both (if known): Not sure
Did you give the creditor your D&B, and/or Experian file to assure reporting? D&B
Did you need a PG: No
Have you been in business for 2 years or more: 8 Years
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 30, 2 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Note: Instant approval online then next day office depot security called to verify I applied. Cards came in the mail with a surprise $4,000 limit. I finally got in the door with citibank. I applied like 3 times prior.
#1179
Posted 23 January 2010 - 09:59 PM
Creditor Name: L3Store.com /Unknown
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: Fax
Reports to: D&B, Exp, or both (if known): DNB, possibly
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 10 TLs, EXP - 39
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: Fax
Reports to: D&B, Exp, or both (if known): DNB, possibly
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 10 TLs, EXP - 39
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1180
Posted 25 January 2010 - 08:10 PM
Creditor Name: Keybank mastercard
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: fax
Reports to: D&B, Exp, or both (if known): unknown
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: yes .. no personal credit pull thou
Have you been in business for 2 years or more: no
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 3tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: fax
Reports to: D&B, Exp, or both (if known): unknown
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: yes .. no personal credit pull thou
Have you been in business for 2 years or more: no
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 3tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1181
Posted 04 February 2010 - 11:00 AM
Creditor Name: Shell Card
Credit Limit/Terms: 500.00
Apply Online/Fax/Mail/Phone: online got code 25 called and was approved
Reports to: D&B, Exp, or both (if known): unknown
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: yes .. no
Have you been in business for 2 years or more: no
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP -37 3tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 500.00
Apply Online/Fax/Mail/Phone: online got code 25 called and was approved
Reports to: D&B, Exp, or both (if known): unknown
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: yes .. no
Have you been in business for 2 years or more: no
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP -37 3tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1182
Posted 09 February 2010 - 02:48 PM
Creditor Name: Shell Card
Credit Limit/Terms: 6000.00
Apply Online/Fax/Mail/Phone:was mailed offer to apply, applied via mail
Reports to: D&B, Exp, or both (if known): unknown
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: yes .. no
Have you been in business for 2 years or more: inc 10/2008
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - score unknown 3tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 6000.00
Apply Online/Fax/Mail/Phone:was mailed offer to apply, applied via mail
Reports to: D&B, Exp, or both (if known): unknown
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: yes .. no
Have you been in business for 2 years or more: inc 10/2008
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - score unknown 3tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1183
Posted 09 February 2010 - 04:51 PM
Creditor Name: Shell Card
Credit Limit/Terms: 500.00
Apply Online/Fax/Mail/Phone: online got code 25 called and was approved
Reports to: D&B, Exp, or both (if known): unknown
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP -30 2tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Note: citi might be finally loosing up. I applied 3 times prior. This is my 2nd citi approval in the last few weeks.
Credit Limit/Terms: 500.00
Apply Online/Fax/Mail/Phone: online got code 25 called and was approved
Reports to: D&B, Exp, or both (if known): unknown
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP -30 2tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Note: citi might be finally loosing up. I applied 3 times prior. This is my 2nd citi approval in the last few weeks.
#1184
Posted 09 February 2010 - 05:41 PM
Creditor Name: Home Depot net30
Credit Limit/Terms: 5000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): Hopefully all three
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 16 TLs, EXP - 69 9 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 5000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): Hopefully all three
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 16 TLs, EXP - 69 9 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1185
Posted 09 February 2010 - 05:42 PM
Creditor Name: Lowe's Revolving
Credit Limit/Terms: 2000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): DNB, possibly
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 16 TLs, EXP - 69, EQ 6 TLs
If you received a turndown, did a call reverse it: Yes, I called in and was transferred several times before someone reconsidered.
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 2000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): DNB, possibly
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 16 TLs, EXP - 69, EQ 6 TLs
If you received a turndown, did a call reverse it: Yes, I called in and was transferred several times before someone reconsidered.
Did you fax over financials, at all, to influence decision: No
#1186
Posted 19 February 2010 - 02:38 PM
Creditor Name: Northern Tool
Credit Limit/Terms: 1,500
Apply Online/Fax/Mail/Phone: Phone
Reports to: D&B, Exp, or both (if known): supposedly all 3
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Inc'd 10/2008
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 3TL's 37
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1,500
Apply Online/Fax/Mail/Phone: Phone
Reports to: D&B, Exp, or both (if known): supposedly all 3
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: Inc'd 10/2008
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 3TL's 37
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1187
Posted 22 February 2010 - 01:21 PM
Creditor Name: Keybank MC
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: fax
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: Yes (check personal CR and have not seen a pull)
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 2 tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: fax
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: Yes (check personal CR and have not seen a pull)
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 2 tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1188
Posted 22 February 2010 - 09:29 PM
Creditor Name: BP Fleet Plus card
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: Online
Reports to: D&B, Exp, or both (if known): Not sure
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: no
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 41, 3 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: Online
Reports to: D&B, Exp, or both (if known): Not sure
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: no
What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 41, 3 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1189
Posted 26 February 2010 - 01:13 PM
Creditor Name: Office Depot Business Credit (revolving)
Credit Limit/Terms: 1500.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? yes
Did you need a PG: Yes (check personal CR and have not seen a pull)
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 2 tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1500.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? yes
Did you need a PG: Yes (check personal CR and have not seen a pull)
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 2 tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1190
Posted 01 March 2010 - 02:55 PM
Creditor Name: BP Business Solutions
Credit Limit/Terms: 1500.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: Yes (check personal CR and have not seen a pull)
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 3 tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1500.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: Yes (check personal CR and have not seen a pull)
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 3 tls
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
#1191
Posted 08 March 2010 - 03:32 PM
Creditor Name: Sunoco Corporate Fleet Card
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): D&B
Did you give the creditor your D&B, and/or Experian file to assure reporting? Yes
Did you need a PG: No
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 3 tls
If you received a turndown, did a call reverse it: Got code 25, called in, verified info, and was approved
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): D&B
Did you give the creditor your D&B, and/or Experian file to assure reporting? Yes
Did you need a PG: No
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 3 tls
If you received a turndown, did a call reverse it: Got code 25, called in, verified info, and was approved
Did you fax over financials, at all, to influence decision: No
#1192
Posted 09 March 2010 - 06:19 PM
Creditor Name: Mobil/Exxon - Citi
Credit Limit/Terms: $7500 Net-30
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): both I think
Did you give the creditor your D&B, and/or Experian file to assure reporting? No
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 12 TLs, EXP - 81, 9 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
1998 Corp
Credit Limit/Terms: $7500 Net-30
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): both I think
Did you give the creditor your D&B, and/or Experian file to assure reporting? No
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 12 TLs, EXP - 81, 9 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
1998 Corp
#1193
Posted 10 March 2010 - 01:30 PM
Ok, After reading the great Biz Credit info on CreditBoards, I went on a spree - my company is 4 years old, highest existing tradeline previous to 2 weeks ago was $2,500 (pitney bowes), dnb reporting gross yearly revenue of $800,000 per online form that I filled out - no formal financial statement was required, current rating 1R3 with Paydex 80.
If approved:
Who? Staples
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $2,000
PG? Nope
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info?
If approved:
Who? Office Depot
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $4,000
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? in store, not instant approval
Other info? originally $2,000, bumped to $4,000 online
If approved:
Who? BP Biz MasterCard
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $1,000
PG? No
Terms? Net 30
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? applied online, received card in one week
If approved:
Who? Exxon/Mobile Biz
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $3,500
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? Got msg 25 to call-in & verify, approved on phone for $3,500
If approved:
Who? Key Bank
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $2,500
PG? Yes, but no pull on personal
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? fax
Other info? Took about 5 days to receive card from date of faxing app
If approved:
Who? Costco
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $15,000
PG? No
Terms? They call it revolving, but pay in full each month
Provide them additional information/financials? No
Application? (online/in store/phone)? fax
Other info? Received letter after 7 days, needed further verification because no whitepages listing, called & gave phone number listed with DNB, approved on phone for $15,000!
If approved:
Who? Dell Leasing
How many reporting on DnB/Experian Biz? 2 (at that time)
Paydex - if available? 72
Credit limit? $14,000
PG? No
Terms? Equipment lease
Provide them additional information/financials? No
Application? (online/in store/phone)? online
Other info? After leasing 3 computers, no longer able to complete online order - have not called yet to inquire, seems like they're tightening up (as has been mentioned by others.)
Guess I'll take a break & let things age & report before the next spree!!
If approved:
Who? Staples
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $2,000
PG? Nope
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info?
If approved:
Who? Office Depot
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $4,000
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? in store, not instant approval
Other info? originally $2,000, bumped to $4,000 online
If approved:
Who? BP Biz MasterCard
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $1,000
PG? No
Terms? Net 30
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? applied online, received card in one week
If approved:
Who? Exxon/Mobile Biz
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $3,500
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? Got msg 25 to call-in & verify, approved on phone for $3,500
If approved:
Who? Key Bank
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $2,500
PG? Yes, but no pull on personal
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? fax
Other info? Took about 5 days to receive card from date of faxing app
If approved:
Who? Costco
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $15,000
PG? No
Terms? They call it revolving, but pay in full each month
Provide them additional information/financials? No
Application? (online/in store/phone)? fax
Other info? Received letter after 7 days, needed further verification because no whitepages listing, called & gave phone number listed with DNB, approved on phone for $15,000!
If approved:
Who? Dell Leasing
How many reporting on DnB/Experian Biz? 2 (at that time)
Paydex - if available? 72
Credit limit? $14,000
PG? No
Terms? Equipment lease
Provide them additional information/financials? No
Application? (online/in store/phone)? online
Other info? After leasing 3 computers, no longer able to complete online order - have not called yet to inquire, seems like they're tightening up (as has been mentioned by others.)
Guess I'll take a break & let things age & report before the next spree!!
#1194
Posted 13 March 2010 - 01:30 PM
Creditor Name: Key Bank (now Citicorp Credit Services Inc)
Credit Limit/Terms: DECLINED
Apply Online/Fax/Mail/Phone: fax
Reports to: D&B, Exp, or both (if known): DNK
Did you give the creditor your D&B, and/or Experian file to assure reporting? D&B
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 12 TLs, EXP - 81, 9 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Citicorp Credit Services sent a letter saying they no longer offer this card.
Credit Limit/Terms: DECLINED
Apply Online/Fax/Mail/Phone: fax
Reports to: D&B, Exp, or both (if known): DNK
Did you give the creditor your D&B, and/or Experian file to assure reporting? D&B
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 12 TLs, EXP - 81, 9 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Citicorp Credit Services sent a letter saying they no longer offer this card.
#1195
Posted 13 March 2010 - 01:34 PM
Creditor Name: BP Fuel MC
Credit Limit/Terms: $6000 Net-30
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): both I think
Did you give the creditor your D&B, and/or Experian file to assure reporting? No
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 12 TLs, EXP - 81, 9 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Got the cards, but they wanted $10/month if spending less than 5,000 gallons of fuel / month. We don't spend that much, so I returned the cards. Already have BP Fuel cards that report. I did not see a need for this one.
Credit Limit/Terms: $6000 Net-30
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known): both I think
Did you give the creditor your D&B, and/or Experian file to assure reporting? No
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 12 TLs, EXP - 81, 9 TLs
If you received a turndown, did a call reverse it: n/a
Did you fax over financials, at all, to influence decision: No
Got the cards, but they wanted $10/month if spending less than 5,000 gallons of fuel / month. We don't spend that much, so I returned the cards. Already have BP Fuel cards that report. I did not see a need for this one.
#1196
Posted 13 March 2010 - 01:36 PM
Ok, After reading the great Biz Credit info on CreditBoards, I went on a spree - my company is 4 years old, highest existing tradeline previous to 2 weeks ago was $2,500 (pitney bowes), dnb reporting gross yearly revenue of $800,000 per online form that I filled out - no formal financial statement was required, current rating 1R3 with Paydex 80.
If approved:
Who? Staples
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $2,000
PG? Nope
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info?
If approved:
Who? Office Depot
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $4,000
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? in store, not instant approval
Other info? originally $2,000, bumped to $4,000 online
If approved:
Who? BP Biz MasterCard
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $1,000
PG? No
Terms? Net 30
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? applied online, received card in one week
If approved:
Who? Exxon/Mobile Biz
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $3,500
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? Got msg 25 to call-in & verify, approved on phone for $3,500
If approved:
Who? Key Bank
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $2,500
PG? Yes, but no pull on personal
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? fax
Other info? Took about 5 days to receive card from date of faxing app
If approved:
Who? Costco
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $15,000
PG? No
Terms? They call it revolving, but pay in full each month
Provide them additional information/financials? No
Application? (online/in store/phone)? fax
Other info? Received letter after 7 days, needed further verification because no whitepages listing, called & gave phone number listed with DNB, approved on phone for $15,000!
If approved:
Who? Dell Leasing
How many reporting on DnB/Experian Biz? 2 (at that time)
Paydex - if available? 72
Credit limit? $14,000
PG? No
Terms? Equipment lease
Provide them additional information/financials? No
Application? (online/in store/phone)? online
Other info? After leasing 3 computers, no longer able to complete online order - have not called yet to inquire, seems like they're tightening up (as has been mentioned by others.)
Guess I'll take a break & let things age & report before the next spree!!
Dougfl728,
When did you get the Key Bank card. I just got a letter yesterday saying they no longer offer it. Maybe cause you PG'ed it they gave you and did not give me. Please, advise. Thanks.
#1197
Posted 15 March 2010 - 01:11 PM
Dougfl728,
When did you get the Key Bank card. I just got a letter yesterday saying they no longer offer it. Maybe cause you PG'ed it they gave you and did not give me. Please, advise. Thanks.
I applied around March 1st, so I don't think much has changed... When I got my first statement, I realized they actually approved a line of $5,000 - but since I ordered 2 cards, they each said $2,500 credit line on envelope, but total line is $5k! You definitely need to fill in PG info, but they did not pull any of my personal bureaus. (You may want to check c/b for info on recon. since I think there's a time limit to reapply.) Good luck!
#1198
Posted 20 March 2010 - 02:39 PM
Who? Staples
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $1,000
PG? Nope
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? Got code 25 online but cards came in mail today! Not sure because I just finally got my paydex last month so maybe thats what happened?
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 80
Credit limit? $1,000
PG? Nope
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? Got code 25 online but cards came in mail today! Not sure because I just finally got my paydex last month so maybe thats what happened?
Edited by cedars1, 20 March 2010 - 02:40 PM.
#1199
Posted 22 March 2010 - 01:40 PM
Creditor Name: Lowe's Revolving
Credit Limit/Terms: 3000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? No
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B (80) 20 TLs, EXP (96) 12 TLs
If you received a turndown, did a call reverse it: Yes, See Below
Did you fax over financials, at all, to influence decision: No
I have never been able to get any GE accounts. I had Amazon $2,000 for over a year and was recently CLD to $500 due to Equifax Report. Called Equifax got my report and disputed bad chargeback that was on my file. Received letter that they removed the bad info. Called Amazon and they re-instated my old $2,000 limit. Last month I applied for lowes and was declined (Equifax Again) so since I corrected the file I figured I would give it a shot again. Called Lowes and was told to resubmit application and Finally approved for $3,000...
Credit Limit/Terms: 3000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? No
Did you need a PG: No
Have you been in business for 2 years or more: Yes
What are your D&B score & Experian score, & # of tradelines reporting? D&B (80) 20 TLs, EXP (96) 12 TLs
If you received a turndown, did a call reverse it: Yes, See Below
Did you fax over financials, at all, to influence decision: No
I have never been able to get any GE accounts. I had Amazon $2,000 for over a year and was recently CLD to $500 due to Equifax Report. Called Equifax got my report and disputed bad chargeback that was on my file. Received letter that they removed the bad info. Called Amazon and they re-instated my old $2,000 limit. Last month I applied for lowes and was declined (Equifax Again) so since I corrected the file I figured I would give it a shot again. Called Lowes and was told to resubmit application and Finally approved for $3,000...
#1200
Posted 22 March 2010 - 04:08 PM
Creditor Name: Staples Revolving
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 6 TLs (high $10k), EXP 31, 3 tls
If you received a turndown, did a call reverse it: Got code 25, called in, verified info, and was approved
Did you fax over financials, at all, to influence decision: No
Credit Limit/Terms: 1000.00
Apply Online/Fax/Mail/Phone: online
Reports to: D&B, Exp, or both (if known):
Did you give the creditor your D&B, and/or Experian file to assure reporting? no
Did you need a PG: No
Have you been in business for 2 years or more: No (Inc'd 7/09)
What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 6 TLs (high $10k), EXP 31, 3 tls
If you received a turndown, did a call reverse it: Got code 25, called in, verified info, and was approved
Did you fax over financials, at all, to influence decision: No
0 user(s) are reading this topic
0 members, 0 guests, 0 anonymous users
