1282 replies to this topic

[johnr]

Listed on D&B, but I haven't figured out how to get the information out yet.
Sole Prop. Established in 1988, but changed name and most of focus (went from being a used bookstore to publishing books and primarily selling wholesale) in 1994 so that's the year I usually use.
Use EIN on all apps.
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If approved:
Who? Shell Gas
How many reporting on DnB/Experian Biz? Don't know
Paydex - if available? don't know
Credit limit? started at $500, gave unasked increase to $5000 after 5 months.
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? They called me, asked if I wanted a card...
Other info?

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If approved:
Who? Staples
How many reporting on DnB/Experian Biz? Don't know
Paydex - if available? don't know
Credit limit? $7500.
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Mailed in app I picked up at the store. about 10 days from mailing to receiving the cards.
Other info?
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If approved:
Who? Amazon Corporate Charging
How many reporting on DnB/Experian Biz? Don't know
Paydex - if available? don't know
Credit limit? 4500.
PG? No
Terms?
Provide them additional information/financials? No
Application? (online/in store/phone)? The online app.
Other info? This is the best! they only buy about $2500/month from me. Maybe I should just swap purchase orders!

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If approved: This one is from 2003
Who? Home Depot
How many reporting on DnB/Experian Biz? Don't know
Paydex - if available? don't know
Credit limit? $5000.
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? They called me, said we're opening a store in your area, do you want a card? My wife answered that call and said Heck yes!
Other info? We're deep into a major remodel (23,000 sq ft Victorian bldg. for B&B and restaurant) I know my wife was pricing cabinets. I got a call from HD that they wanted my last two years financials. I said how come? They had a request to raise our CL from $5000 to $75000 for the cabinets! It was a bit of confusion on their part. Ended up buying cabinets from local company as HD wanted 100% "deposit" with 8-12 week delivery time. Hah!

[bizdebt]

Denied
Who? Chase Business Rewards Platinum Card
How many reporting on DnB/Experian Biz? None on DnB, dunno about Experian
Paydex: No
Credit limit? N/A
PG? Yes
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone) online
Other info? My business is a 3-yr old C Corp

Reason for denial: the balance on my personal CCs are too high

[zeekerette]

Ok....there was a sticky in the credit forum...I think there should be here too. I find myself getting confused when someone says they got approved for such-and-such biz credit and I wonder....do they have a paydex? how many do they have reporting?

So let's start a database thingy.
HOME DEPOT


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If approved:
Who? Home depot
How many reporting on DnB/Experian Biz? 2
Paydex - if available? no paydex
Credit limit? $5,000
PG? no
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info? na

[TooMuchTooFast]

Who? Shell Fleet
How many reporting on DnB? 3
Paydex - if available? N/A
Credit limit? $750
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone)? Online

Who? ULine
How many reporting on DnB? 3
Paydex - if available? N/A
Credit limit? $500
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone)? Online

[bizdebt]

Approved
Who? Staples
How many reporting on DnB/Experian Biz? None on DnB, dunno about Experian
Paydex: No
Credit limit? $2000
PG? No
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone) They faxed me the application along with an application for their "Easy Savings Program". I faxed back the completed application.
Other info? My business is a 3-yr old C Corp

[rigirl]

Approved
Who? Home Depot
How many reporting on DnB/Experian Biz? 3 DnB, 1 Experian
Paydex: No
Credit limit? $2800
PG? No
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone) Online
Other info? My business is not inc.

[bizdebt]

Approved
Who? Best Buy
How many reporting on DnB/Experian Biz? None on DnB, dunno about Experian
Paydex: No
Credit limit? $10,000
PG? No
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone) Downloaded PDF application form from Best Buy's website, sent it in by fax to 800-506-3260. At first, I sent in my application to the fax number on the application form. When I didn't hear from them, I called the 800 number on the form and tried to find out the status of my app. They said they never received it and to fax it to the above fax number. Called the following day and got a recording saying that we've been approved for $10K!!!
Other info? My business is a 3-yr old C Corp

I'm soooo happy!!! In less than 1 month, our business has gotten $21,500 in business credit with no credit builder and no PG! Many thanks to everyone at Creditboard!

[eeyorefanatic]

Approved
Who? Lowes
How many reporting on DnB/Experian Biz? 3 DnB, 1 Experian (neg)
Paydex: No
Credit limit? $1000
PG? No
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone) Online
Other info? I got a code of some sort after submitting the app that made me think I hadn't qualified. Low and behod I got my cards today


Approved
Who? Office Depot
How many reporting on DnB/Experian Biz? 3 DnB, 1 Experian (neg)
Paydex: No
Credit limit? $2000
PG? No
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone) Online
Other info? I got a code of some sort after submitting the app that made me think I hadn't qualified. Low and behod I got my cards today

[nativesuntravel]

Approved
Who? CitiAadvantage for Business
How many reporting on DnB/Experian Biz? 5 DnB, 5(or more) Experian
Paydex: 80
Credit limit? $5000
PG? Yes
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone) Online
Other info? They either pulled a soft to approve me or they based it off of my October Upromise Card approval.I never saw a hard pull from them and had actually forgotten that I had applied. 50% of the card limit can be used for cash advance, but at a 19% APR (ouch)!

[TooMuchTooFast]

Who? Office Depot
How many reporting on DnB? 3
Paydex - if available? N/A
Credit limit? $1,000
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone)? Online

Forgot I applied, and card arrived today.

[M23]

Who? Office Depot
How many reporting on DnB? 1
Paydex - if available? N/A
Credit limit? $500
PG? No
Terms? revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? Inc. in 2004, applied online and got code 25, card arrived one week later.

[rigirl]

Who? Home Depot EXPO
How many reporting on DnB? 5
Paydex - if available? 80
Credit limit? $2800
PG? No
Terms? revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? applied online and got code 25, called and said approved.

[TxQuiltGirl]

Approved
Who? Office Depot
How many reporting on DnB/Experian Biz? Nothing that I am aware of
Paydex - if available? N/A
Credit limit? 500
PG? No
Terms? Revolving, 21% interest (ouch)
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? Got a code 25, 7-10 day message; figured that I wouldn't get it. Was surprised when I checked biz mail and it was there.

[rigirl]

Approved
Who? American Express Corporate Travel Acct
How many reporting on DnB/Experian Biz? 5 DNB 3 Experian
Paydex - if available? 80
Credit limit? no limit
PG? No
Terms? 30 days
Provide them additional information/financials? biz documents
Application? (online/in store/phone)? Online
Other info? Two days for approval after they got paperwork and they emailed info to us.

[inttradeco]

If approved:
Who? Home depot
How many reporting on DnB/Experian Biz?
Paydex - if available? no paydex
Credit limit? $5,000
PG? no
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info? na



If approved:
Who? DELL
How many reporting on DnB/Experian Biz?
Paydex - if available? no paydex
Credit limit? $5,000
PG? no
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info? na


Also have accounts with:
Nebs
Viking
Quill
Uline

I just formed my corporation on Jan 07, 2005. Have been in business since April 2004. Also applied for other credit will update when I get a reply.

[rigirl]

If approved:
Who? Tractor Supply
How many reporting on DnB/Experian Biz?Exp4 DNB 5
Paydex - if available? 80
Credit limit? $1500
PG? no
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? mailed in app
Other info? na

Edited by rigirl, 19 January 2005 - 12:04 AM.

[breeze]

OK, the group is set up. It is not in the directory at this point (no spammers) but new members have to be approved. Go sign up, I haven't made the database yet, but I'll approve members as fast as I can and set up a bunch of mods. One reminder for anyone with mod-type access - if you delete, it is the actual database, not just what's on your screen. Learned the hard way. We can open up membership later, maybe find some new members for the board too.

If someone wants to set up the database or upload some files or something, feel free once you're in.

http://finance.group...BizCreditGroup/

[Rezin]

Dell - $5,000
DnB - 2 reporting
EX - limited info
in business 4 years, incorporated this past Sept
Listed in 411

Now to figure out how to use this (holy APR batman!!! 26.xx% Looks like this is a 1 or two payment card....)

Edited by Rezin, 20 January 2005 - 11:14 PM.

[darnthese500s]

who~ T Moblie
approved/denied~ approved
# reporting on D&B~ 0
# reporting on EXP~ 0
Paydex~ none
CL 10 lines no deposit
PG
CRA
Terms
Financials~ no
yrs in business~ 2002


who~ office depot
approved/denied~ approved
# reporting on D&B~ 0
# reporting on EXP~ 0
Paydex~ none
CL $500
PG~ no
other~ applied online got a code 26 called in a was approved
Financials~ no
yrs in business~ 2002



who~ american express corp
approved/denied~ approved
# reporting on D&B~ 0
# reporting on EXP~ 0
Paydex~ none
CL no limit
PG~no
CRA
Terms~ I needed to fill out a bank letter 30-net
applied online
Financials~ no
yrs in business~ 2002

[nativesuntravel]

who~ Wells Fargo Platinum Biz Visa
approved/denied~ approved
# reporting on D&B~ at least 5
# reporting on EXP~ at least 5
Paydex~ 80
CL 2500
PG yes
CRA EXP
Terms revolving
Financials~ no
yrs in business~ since 1999

who~ BOFA Platinum for Biz
approved/denied~ approved
# reporting on D&B~ at least 5
# reporting on EXP~ at least 5
Paydex~ 80
CL unknown, used PFB for reconsider
PG Yes
CRA TU
Terms Revolving
Financials~ no
yrs in business~ 1999

[OnTheWayUp]

If approved:
Who? Barnes & Noble
How many reporting on DnB/Experian Biz? 4/2
Paydex - if available? 80
Credit limit? $500
PG? No
Terms? P.O. Acct
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info? Advised credit limit can be raised if requested

If approved:
Who? Lowes
How many reporting on DnB/Experian Biz? 4/2
Paydex - if available? 80
Credit limit? 2500
PG? no
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info?

If approved:
Who? Home Depot
How many reporting on DnB/Experian Biz? 4/2
Paydex - if available? 80
Credit limit? 2000
PG? no
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info?

If approved:
Who? Walmart
How many reporting on DnB/Experian Biz? 4/2
Paydex - if available? 80
Credit limit? 1500
PG? no
Terms?revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? faxed
Other info?

If approved:
Who? Arco
How many reporting on DnB/Experian Biz? 4/2
Paydex - if available? 80
Credit limit? n/a
PG? no
Terms? net 30
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info? had to fax signature page

[pinkivy98]

If approved:
Who? BP/Amoco
How many reporting on DnB/Experian Biz? 3/3
Paydex - if available? no
Credit limit? 750
PG? no
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? faxed
Other info?

[darnthese500s]

If approved:
Who? Marathon oil(gas card)
How many reporting on DnB/Experian Biz? 0
Paydex - if available? no
Credit limit? 500
PG? no
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info?

[tmellon]

If approved:
Who? Marathon Gas
How many reporting on DnB/Experian Biz? 0
Paydex - if available? no ( 0 PayDex )
Credit limit? $400
PG? No
Terms? revolving
Provide them additional information/financials? EIN
Application? (online/in store/phone)? online

Other info?
Sole Proprietorship

[jenyphur]

Who? Home Depot
How many reporting on DnB/Experian Biz? 4
Paydex - if available? no
Credit limit? $5000
PG? No
Terms? revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? online

Other info?
Sole Proprietorship
This was my 3rd try with them. First 2 times, I didn't have anyone reporting. They gave me $2500 but I asked for $5000 when I called in and they gave it to me.


Who? Dell
How many reporting on DnB/Experian Biz? 4
Paydex - if available? no
Credit limit? $5000
PG? No
Terms? revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? online

Other info?
Sole Proprietorship