1282 replies to this topic

[stevenc317]

If approved:
Who? Kinkos
How many reporting on DnB/Experian Biz? 0
Paydex - if available? N/A
Credit limit? umm...yeah wouldn've been good to ask...let me get back with you
PG? Nope
Terms? Revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? Online
Other info? they called next day, confirmed mailing address and that was it

If denied:
Who? Borders
How many reporting on DnB/Experian Biz? 0
Reason for denial? No record onD&B
Other info?

[8004me]

If approved:
Who? Dell
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 0
Credit limit? 5000
PG? Um NO NO NO
Terms? revolving
Provide them additional information/financials? Nada
Application? (online/in store/phone)? Online
Other info?

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If approved:
Who? Lowes
How many reporting on DnB/Experian Biz? 3
Paydex - if available? 0
Credit limit? 1000
PG? Um NO NO NO
Terms? revolving
Provide them additional information/financials? Nada
Application? (online/in store/phone)? Online
Other info?

[selsus]

If approved:
Who? ExxonMobile
How many reporting on DnB/Experian Biz? 2
Paydex - if available? Nope
Credit limit? Dunno, could'nt tell me on the phone :roll:
PG? Nope
Terms? Net
Provide them additional information/financials? Nada
Application? (online/in store/phone)? Faxed
Other info? Seems like GE financial does the work for them. She said "You were denied, oh Im sorry that was for the Lowes card" :shock: )

If approved:
Who? Staples
How many reporting on DnB/Experian Biz? 2
Paydex - if available? Nope
Credit limit? Standard $750
PG? Nope
Terms? Revolving
Provide them additional information/financials? Nada
Application? (online/in store/phone)? Faxed
Other info?

[reno basement]

I APPLIED FOR HOME DEPOT= $1200
DELL=$5000
AMEX=DENIED
DONT KNOW WHAT MY DNB OR PAYDEX SCORE IS BUT THINKING OF GETTING CREDIT BUILDER TO FIND OUT.

[ceowens]

If approved:
Who? PHILLIPS 66 GASOLINE
How many reporting on DnB/Experian Biz? 7 REPORTING
Paydex - 80
Credit limit? 900 (WHICH REALLY SUCKS.)
PG? OF COURSE NOT
Terms? REVOLVING...BUT WHO CAN AFFORD TO CARRY A BALANCE?
Provide them additional information/financials? NOPE
Application? (online/in store/phone)? ONLINE
Other info? THEY SENT 6 CARDS! :shock:


$900 LIMIT SUCKS. EXXON GAVE ME $2500. LAST MONTH WE SPENT $1600 ON GAS. PHILLIPS 66 WILL BE A BACKUP AT THAT CL.

[alo]

If approved:
Who? Kinkos
How many reporting on DnB/Experian Biz? DNB 1, EXP 2
Paydex - if available? Nope
Credit limit? I dunno
PG? Nope
Terms?
Provide them additional information/financials? Nada
Application? (online/in store/phone)? Online
Other info? Call to verify info.

If approved:
Who? Home Depot
How many reporting on DnB/Experian Biz? DNB 1, EXP 2
Paydex - if available? Nope
Credit limit? $1500
PG? Nope
Terms? Revolving
Provide them additional information/financials? Nada
Application? (online/in store/phone)? Online
Other info? Got code 26, called in!

If approved:
Who? Lowes
How many reporting on DnB/Experian Biz? DNB 1, EXP 2
Paydex - if available? Nope
Credit limit? $1000
PG? Nope
Terms? Revolving
Provide them additional information/financials? Nada
Application? (online/in store/phone)? Online
Other info? Got 7-10 message, called in!

All of these were today

[JessicaRabbit88]

[b]If approved:

Who: Sam's Club
How many reporting on DnB/Experian Biz: 4
Paydex: 80
Inc'd Since: 12/2003
Credit limit: 2500
PG: No
Terms: Revolving
Provide them additional information/financials: No
Application? (online/in store/phone): Printed online, turned in at store
Other info: Asked for increase on CL, underwritting said no but to call back in a few months when I have established history with them.

[TravelDoc]

APPROVED

Who: Tiffany
How many reporting on DnB/Experian Biz: 0/?
Paydex: N/A
Inc'd Since: 9/97
Credit limit: Not yet known
PG: No
Terms: Net 30
Provide them additional information/financials: No
Application? (online/in store/phone): Online
Other info: Got phone call, then said they would Email the result - arrived about an hour later.


DENIED

Who: Borders
How many reporting on DnB/Experian Biz: 0/?
Paydex: N/A
Inc'd Since: 9/97
Provide them additional information/financials: No
Application? (online/in store/phone): Online
Other info: Got decline letter, called, they said they wanted a paydex

[alo]

If approved:
Who? Sams
How many reporting on DnB/Experian Biz? DNB 1, Exp 2
Paydex - if available? 0
Credit limit? 1000
PG? Um NO NO NO
Terms? revolving
Provide them additional information/financials? Nada
Application? (online/in store/phone)? Store
Other info?

If approved:
Who? Expo Design Center
How many reporting on DnB/Experian Biz? DNB 1, EXP 2
Paydex - if available? 0
Credit limit?2500
PG? Um NO NO NO
Terms? Net 30
Provide them additional information/financials? Nada
Application? (online/in store/phone)? Online
Other info? Had to call in with reference #, can be converted to revolving acct, as long as it has a 0 balance

Also got Att Wireless, no dep
Waiting on response from Tiffany's, and Wal-Mart

WHERE SHOULD i AAPPLY NEXT :?:

Thanks to you guys, I am finally in the club :!:

[c m chase]

If approved:

Who? Chevron/Texaco FINALLY a gas card!!!!
How many reporting on DnB/Experian Biz? 5/5
Paydex - if available? 80
Credit limit? $900
PG? No!
Terms? Net30
Provide them additional information/financials? Nope
Application? (online/in store/phone)? Online
Other info? Didn't know I was approved until I got the cards today. WOOT!

[ceowens]

[quote]If approved:

Who? Chevron/Texaco FINALLY a gas card!!!!
How many reporting on DnB/Experian Biz? 5/5
Paydex - if available? 80
Credit limit? $900
PG? No!
Terms? Net30
Provide them additional information/financials? Nope
Application? (online/in store/phone)? Online
Other info? Didn't know I was approved until I got the cards today. WOOT!



Everthing same as above.....except .....

9 trades reporting to D&B
CL....$2500

[TooMuchTooFast]

If approved:

Who? Cingular
How many reporting on DnB/Experian Biz? 0/0
Credit limit? ?
PG? No
Terms? Due at time of billing
Provide them additional information/financials? Nope
Application? (online/in store/phone)? Phone
Other info? $100 deposit, but refundable after 1 year

Who? The Home Depot EXPO Design Center
How many reporting on DnB/Experian Biz? 1/?
Credit limit? $1,500
PG? No
Terms? 30-days net
Provide them additional information/financials? Nope
Application? (online/in store/phone)? Phone
Other info? Asked for a PG, but since I have Staples and Home Depot, requested they approve based on that. Plus, the CSR took the initiative and pulled Experian, which helped.

[creditbuilders]

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If approved:
Who? Nebs
How many reporting on DnB/Experian Biz? :evil: N/A
Paydex - if available? :evil: N/A
Credit limit? Ordered $160.00 worth of products
PG? None
Terms? Rep told me Net 14, but Net 30 is acceptable
Provide them additional information/financials? N/A
Application? (online/in store/phone)? Online
Other info? Yet to receive my DnB #

If approved:
Who? Viking
How many reporting on DnB/Experian Biz? :evil: N/A
Paydex - if available? :evil: N/A
Credit limit? :?: :?: :?:
PG? None
Terms? Net 30
Provide them additional information/financials? N/A
Application? (online/in store/phone)? Online
Other info? Rep told me that once I place an order, they
will do a credit check on the purchase amount, if accepted the order will be released...Yet to receive my DnB #

[creditbuilders]

If approved:
Who? TMOBILE & STAPLES
How many reporting on DnB/Experian Biz? 0, WAITING ON NEBS & VIKIN
Paydex - if available? NONE YET
Credit limit? TMOBILE - N/A, STAPLES - $750.00
PG? NO WAY MAN
Terms? TMOBILE - N/A, STAPLES - DUNNO YET
Provide them additional information/financials? HAD TO FAX INFO TO STAPLES
Application? (online/in store/phone)? TMOBILE - PHONE, STAPLES - FAX
Other info?

If denied:
Who? HOME DEPOT
How many reporting on DnB/Experian Biz? NONE YET
Reason for denial? NO BIZ CREDIT/HISTORY
Other info? BUT I'LL BE BACK! :8)

[Pavlov]

Chase Business
None Reporting on DnB/Experian Biz?
Paydex - none, too new
Credit limit $8,000
PG? Yes
Terms?
Provide them additional information/financials? No
Application? (online/in store/phone)? On line
Other info? Denied initially on electronic application, which supposedly scans Exp Business, DNB. No history, so it was denied until I called and asked for manual review. Did TU pull (745 FICO) and was approved

[whimsigal]

If approved:
Who? HOME DEPOT
How many reporting on DnB/Experian Biz? 3
Paydex - if available? NO PAYDEX YET
Credit limit? $5000 (!)
PG? NO
Terms? REVOLVING COMMERCIAL ACCOUNT
Provide them additional information/financials? NO
Application? (online/in store/phone)? ONLINE
Other info? CALLED 2 HOURS AFTER APPLICATION TO FIND CREDIT LIMIT

[happygolucky]

If approved:

Who? Staples How many reporting on DnB/Experian Biz? 0/0
Credit limit? ? $2000
PG? No
Terms? revolving
Provide them additional information/financials? faxed phone bill WITH app
Application? (online/in store/phone)? fax
Other info?

Who? Office Depot
How many reporting on DnB/Experian Biz? 0/0
Credit limit? $1000
PG? No
Terms? revolving
Provide them additional information/financials? Nope
Application? (online/in store/phone)? online
Other info? I received a code 24 but was too busy to call at the time and considered myself denied anyway :wink: .I checked my mail this morning and there they were .

[benkind]

Who? Home Depot
How many reporting on DnB/Experian Biz? 0/0
DUNS Number? No
Paydex? No
Credit limit? $5000!
PG? No
Terms? revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? online
Other info? I received a code 25. but called and was approved for the $5k. Took 2 minutes.

Have EIN and business phone on 411.

[happygolucky]

If approved:

Who? home depot How many reporting on DnB/Experian Biz? 0/0
Credit limit? ? $1000
PG? No
Terms? revolving
Provide them additional information/financials? Nope
Application? (online/in store/phone)? online app
other info ? received code 25 last week just knew I was denied so never called number and nearly passed out at the mailbox when I opened the envelope today

I am a sole proprietor with no paydex yet and have bus. line registered with 411 .

[happygolucky]

If approved:

Who? Amazon.com How many reporting on DnB/Experian Biz? 0/0
Credit limit? ? $1500 PG? No
Terms? i dont know ill have to call and find out :shock:
Provide them additional information/financials? Nope
Application? (online/in store/phone)? online app
other info ? applied online and received phone call 2 hous later all they asked was if I was the one who applied online and what my title was

I am a sole proprietor with no paydex yet and have bus. line registered with 411 .

[happygolucky]

If approved:

Who? Lowes How many reporting on DnB/Experian Biz? 0/0
Credit limit? ? $1000 PG? No
Terms? revolving
Provide them additional information/financials? Nope
Application? (online/in store/phone)? online app
other info ?

[creditbuilders]

Don't know if anyone will ever read me WAAAAAAAAAAAY back here at the end of the line but here it is:

Approved:
Tmobile - one line no deposit
Nebs - $credit line unknown
Viking - $credit line unknown
UPS - $ net 30 I think
Nation Pen - $ net 30 I think
Lowes - $1000 Revolving
Home Depot - $2500 Revolving
Sams Club $1000 Revolving
Staples - $700 Revolving
Office Depot - $250 Revolving
Dell Biz - $5000 Choice of lease or revolving ( chose revolving)

Declined:
Amazon.com - Didn't say why
Best Buy - Wanted PG becaue incorp. less than 2 years

Waiting:
Tiffany & Co.
Sears
Borders
Mac's Fleet gas

No paydex, Inc for 2 months now, 1 tradeline reporting on dnb, no PG's, no financials and no credit builder!!!

Smooches,
Les

[nativesuntravel]

Thanks to Creditbuilders I was able to copy and paste and then edit the previous post!! This is what I've gotten so far...

Approved:

Nebs - $credit line unknown

Viking - $credit line unknown

Rapidforms-$credit line unknown

Home Depot - $5000 Revolving


Declined:
Amazon.com - wanted a PG (No Thanks!!)

No paydex, Incorporated for 1 month and with, 2 tradelines reporting on dnb, no PG's, no financials

[nativesuntravel]

Who? Staples
Credit limit? ? $750
PG? No
Terms? revolving
Provide them additional information/financials? Nope
Application? (online/in store/phone)? faxed app
other info ? Never heard anything , so I called 1-800-282-5316 to get status

No paydex, Incorporated for 1 month and with, 2 tradelines reporting on dnb, no PG's, no financials

:8) ~Native~ :8)

[nativesuntravel]

Thanks, Les!!

I was also approved for Office Depot. They didn't tell me. The card just showed up!

Who? Office Depot
Credit limit? ? $250
PG? No
Terms? revolving
Provide them additional information/financials? Nope
Application? (online/in store/phone)? online app
other info ? Applied a week ago and card showed up in the mail

No paydex, Incorporated for 1 month and with, 2 tradelines reporting on dnb, no PG's, no financials

:8) ~Native~ :8)