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*Biz Credit Approved....*


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1282 replies to this topic

#101 inttradeco

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Posted 29 January 2005 - 06:08 PM

If approved:
Who? Sunoco
How many reporting on DnB/Experian Biz?
Paydex - if available? no paydex
Credit limit? $1,000
PG? no
Terms? revolving
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info? na

#102 tmellon

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Posted 31 January 2005 - 06:10 PM

Who? Viking
How many reporting on DnB/Experian Biz? 0
Paydex - if available? N/A
Credit limit? nothing limited - but they fulfilled my $450 order
PG? No
Terms? Revolving (not sure actually)
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? I placed an order (just to see mostly), and adding "Account Billing" and a couple days later (today actually), UPS had a delivery for me.

Sole Proprietorship

It shocked me :rofl:

#103 jenyphur

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Posted 01 February 2005 - 08:27 AM

Who? Sam's Club
How many reporting on DnB/Experian Biz? 4
Paydex - if available? N/A
Credit limit? 1000
PG? No - She tried but I insisted they use the company's FedID number. <_<
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? In Store
Other info? I had to convince her that I would not be using my SSN. She really tried to get me to give it.

#104 bizdebt

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Posted 02 February 2005 - 03:30 PM

DENIED
Who? CompUSA
How many reporting on DnB/Experian Biz? 0/5
Reason for denial? Some BS about my DNB record. I told them I was approved for Best Buy for 10K just a few weeks ago and I have the exact same DNB record as I had then. Then, they said they can approve me today if I give them PG. As if!!! :angry:
Other info? My business is a 3.5 year old C corp. I'll wait until I get a Paydex before I reapply.

#105 bizdebt

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Posted 03 February 2005 - 04:30 PM

APPROVED
Who? Target Business CreditHow many reporting on DnB/Experian Biz? 0/5
Paydex - if available? None
Credit limit? $500
PG? No
Terms? Revolving - 18% APR
Provide them additional information/financials? No
Application? (online/in store/phone)? Faxed in application found here
Other info? Glad we were approved, but disappointed at the CL.  Will ask for CLI.

Edited by bizdebt, 03 February 2005 - 04:30 PM.


#106 bboy777

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Posted 04 February 2005 - 08:38 AM

MBNA - Platinum Plus for Business
Have no idea who is reporting on DnB because my file was frozen
Not sure of Paydex
Credit Limit: $30,000
PG Yes
Revolving
Applied online at www.mbna4business.com
Pulled Experian *and* TU
Had to fax tax return and brokerage statement
Other info: LLC, 4 years

#107 jenyphur

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Posted 04 February 2005 - 06:32 PM

Who? Best Buy
How many reporting on DnB/Experian Biz? 4
Paydex - if available? N/A
Credit limit? 15k !!!
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Faxed In
Other info? Been in business since 2001, no paydex yet.

Who? CompUSA
How many reporting on DnB/Experian Biz? 4
Paydex - if available? N/A
Credit limit? 15k !!!
PG? No
Terms? Revolving
Provide them additional information/financials? No
Application? (online/in store/phone)? Faxed In
Other info? Been in business since 2001, no paydex yet.

I had a feeling they would be the same seeing as they are the same company.
Wow - 30k of credit in 2 days.

#108 bizdebt

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Posted 04 February 2005 - 06:46 PM

DENIED
Who? CompUSA
How many reporting on DnB/Experian Biz? 0/5
Reason for denial? Some BS about my DNB record.  I told them I was approved for Best Buy for 10K just a few weeks ago and I have the exact same DNB record as I had then.  Then, they said they can approve me today if I give them PG.  As if!!!  :good:
Other info? My business is a 3.5 year old C corp.  I'll wait until I get a Paydex before I reapply.

<{POST_SNAPBACK}>


I decided to provide them with our corporate tax returns, and just found out we were approved for 2K.

Who? CompUSA
How many reporting on DnB/Experian Biz? 0/5
Paydex - if available? None
Credit limit? $2,000
PG? No
Terms? Revolving
Provide them additional information/financials? Yes, 2 years corp tax returns (both years showing losses)
Application? (online/in store/phone)? Faxed In
Other info? 3 year old C Corp

#109 dhavard

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Posted 09 February 2005 - 01:36 PM

Hey guys, I am new to this board and just started my credit building. Any suggestions would be great.

Who?OfficeDepot
How many reporting on DnB/Experian Biz? 0
Paydex - if available? none
Credit limit? 250
PG? no
Terms? 30 days
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info? I applied online and got the report code! Called in and they wanted PG....I told them I have DUNS and I have been in business for the past 3 years. She said she could start me out at $250 and then submit it to the new account dept and if they wanted to they would increase it. I can't believe this one was as easy as it was because my DUNS is new and I have no information on it. If anyone else knows another company that would be this easy to get credit through let me know.!

#110 MSGulfCoast

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Posted 10 February 2005 - 02:32 AM

Just thought I'd add something, was reading through your threads. I opened my own mortgage company last year, but I haven't looked at establishing business credit yet. I pretty much funded everything out of my own pocket, seeing as how my credit was shot when my ex husband filed bankruptcy before the divorce was finalized....How does the credit of the personal guarantor affect the applications? Now, with all I know about real estate financing, I'll admit I'm out in left field on this subject. Any advice would be appreciated. Oh, and you guys were discussing cell phones....Cingular wanted a $250 deposit from me too, but Sprint approved 3 lines THE DAY AFTER MY TAX ID WAS ISSUED. Also, I got 3 readi-link, camera, the whole nine yards phones for free. NO DEPOSITS, ACTIVATIONS, etc., all were waived in store and I walked out with the phones.

#111 bizdebt

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Posted 15 February 2005 - 03:34 PM

Approved
Who? Home Depot
How many reporting on DnB/Experian Biz? 3/5
Paydex - if available? None
Credit limit? 5.5K
PG? No
Terms? Revolving, 21%APR (ouch)
Provide them additional information/financials? No
Application? (online/in store/phone)? Online - Got "Code 26" >> called the number on the webpage >> approved for 5.5K
Other info? My biz is a 3-year-old C Corp, 4 employees.
App Form: Link to Home Depot Biz Credit Application...

#112 zeekerette

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Posted 16 February 2005 - 08:17 PM

APPROVED
Who? Amex Open
How many reporting on DnB/Experian Biz? 3/?
Paydex - if available? None
Credit limit? $3,000
PG? Yes
Provide them additional information/financials? No
Application? (online/in store/phone)? Online - called for approval
Other info? My biz is 6 months old.

DENIED
Who? First Horizon
same as above

#113 jenyphur

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Posted 16 February 2005 - 11:17 PM

APPROVED
Who? Expo
How many reporting on DnB/Experian Biz? 5/3
Paydex - if available? 80
Credit limit? $2,500
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone)? Online - called for approval
Other info? Said they could only do 2500 because my Home Depot was already at 5k. I said..OK. :blink:

#114 OnTheWayUp

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Posted 17 February 2005 - 01:30 PM

APPROVED
Who? Expo
How many reporting on DnB/Experian Biz? 5/3
Paydex - if available? 80
Credit limit? $1,500
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone)? Online, called for approval after getting a code 25
Other info?

APPROVED
Who? Borders
How many reporting on DnB/Experian Biz? 5/3
Paydex - if available? 80
Credit limit? $1,000
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone)? Online
Other info? I can't use this card online at the Amazon/Borders website

Denied:
Amazon
Sears (Just FYI- can only apply every 3 months, last app in Dec)

#115 bizdebt

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Posted 17 February 2005 - 02:26 PM

Approved
Who? Sears Commercial One
How many reporting on DnB/Experian Biz? 3/5
Paydex - if available? None
Credit limit? 5K
PG? No
Terms? Net 30
Provide them additional information/financials? No
Application? (online/in store/phone)? Faxed in application found online, didn't hear anything from them until I got my card today (about 2 weeks later)
Other info? My biz is a 3-year-old C Corp, 4 employees.
App Form: Link to Sears Commercial One app form...

#116 inttradeco

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Posted 18 February 2005 - 02:16 AM

APPROVED
Who? Best Buy
How many reporting on DnB/Experian Biz? 0/0
Paydex - if available? None
Credit limit? $5,000 (rev)
PG? no
Provide them additional information/financials? No
Application? (online/in store/phone) Fax
Other info? Faxed on Feb 7th, called to get the status 48 hours later and no one was able to find my app. I thought it was declined. Got the shiny black card today. :)

DENIED
Who? Amazon
Who? Sams Club
Who? Lowes
Who? Home Depot

#117 inttradeco

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Posted 18 February 2005 - 04:47 PM

It was a suprise to me. I have no experian file yet. Dnb has nothing reporting. However I was also able to get Dell $5000, Office Depot $5000 Sunoco $1000 and now Besy Buy $5000. Just inc'd on Jan 7, 2005. I must have caught them in a good mood. I will retry the others once something is reporting.

#118 diana655

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Posted 20 February 2005 - 11:01 AM

If approved:
Who? Home Depot
How many reporting on DnB/Experian Biz?
Paydex - if available?
Credit limit? $1100
PG? no
Terms?
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info? got code 25, called, approved for $1100.


If approved:
Who? T-Mobile
How many reporting on DnB/Experian Biz?
Paydex - if available?
Credit limit? 50 lines
PG?no
Terms?
Provide them additional information/financials? no
Application? (online/in store/phone)? phone
Other info?

If approved:
Who? Dell
How many reporting on DnB/Experian Biz?
Paydex - if available?
Credit limit? $5000
PG? no
Terms?
Provide them additional information/financials? no
Application? (online/in store/phone)? online
Other info?

Edited by diana655, 20 February 2005 - 11:03 AM.


#119 thundr101

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Posted 20 February 2005 - 12:19 PM

God, FINALLY.. an approval of some sort:

APPROVED
Who? T-Mobile
Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation
How many reporting on DnB/Experian Biz? 0
Paydex - if available? N/A
Credit limit? 42 Lines *odd number* ZERO Deposit
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): Phone Application thru a local store
Other info? None, rep approved the app in under 1 minute

#120 losartworks

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Posted 21 February 2005 - 05:21 PM

APPROVED
Who? EXPO
Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation
How many reporting on DnB/Experian Biz? 1/3
Paydex - if available? none..yet
Credit limit? 2800
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): online then the typical code 25 call in. approved within 2 minutes.

APPROVED
Who? Home Depot net 30
Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation
How many reporting on DnB/Experian Biz? 1/3
Paydex - if available? none..yet
Credit limit? 2500 (what I asked for)
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): online then the typical code 25 call in. approved within 2 minutes.

APPROVED
Who? Home Depot revolving
Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation
How many reporting on DnB/Experian Biz? 1/3
Paydex - if available? none..yet
Credit limit? 2800 asked for $15k. i applied for the rev first. I applied for the above net 30 after one payment. for all I know they would have approved more on the net 30 had i asked for it.
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): online then the typical code 25 call in. approved within 2 minutes.

APPROVED
Who? LOWES
Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation
How many reporting on DnB/Experian Biz? 1/3
Paydex - if available? none..yet
Credit limit? 1500
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): initially denied because they couldnt find file. called them and after an hour talked to the right person and we settled on $1500. they said after more trades or paydex just call them back for the $6500 i asked for.

APPROVED
Who? Amazon corporate acct
Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation
How many reporting on DnB/Experian Biz? 1/3
Paydex - if available? none..yet
Credit limit? 1500
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): had to fax in a copy of lease.

#121 rigirl

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Posted 21 February 2005 - 10:57 PM

APPROVED
Who? JC Penney
How many reporting on DnB/Experian Biz? 4/2
Paydex - if available? 80
Credit limit? 7000
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): Faxed in and notified by phone

#122 losartworks

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Posted 22 February 2005 - 07:07 PM

APPROVED
Who? Best Buy
How many reporting on DnB/Experian Biz? 1/3
Paydex - if available? NONE
Credit limit? 8500
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): Faxed in and notified by phone.


APPROVED
Who? Wal-Mart
How many reporting on DnB/Experian Biz? 1/3
Paydex - if available? None
Credit limit? 1500
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): Faxed in and called in to check status.

#123 bfit01

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Posted 22 February 2005 - 07:43 PM

APPROVED
Who? Lowes Biz Revolving
How many reporting on DnB/Experian Biz? 1 maybe/0
Paydex - if available? NONE
Credit limit? 1000
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): Online got code 25 (I think)blew it off cause I figured it got declined (don't like calling in to explain myself to some minimum wage clown). Nice black card shows up in the mail today.
C-Corp Inc'd 12/05

#124 losartworks

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Posted 22 February 2005 - 09:33 PM

APPROVED
Who? SONY
How many reporting on DnB/Experian Biz? 1/3
Paydex - if available? NONE
Credit limit? $15,000
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone):Phone. needed manual review. an hour later was approved. Household is very fickle about approvals it seems. I have next to nothing reporting (soon to be about 12 trades). People with Paydex getting declined. This is definitely a magic 8 ball approval system.

#125 tmellon

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Posted 22 February 2005 - 10:08 PM

APPROVED
Who? Lowes Business Revolving
How many reporting on DnB/Experian Biz? 0 (soon to be 4)
Paydex - if available? NONE
Credit limit? $1500
PG? No
Provide them additional information/financials? No
Application? (online/in store/phone): Online -- Didn't think I would get approved -- as Home Depot wanted a PG (I figured Lowes would too), and the card came in the mail today.

Sole Prop of almost 4 years.




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