This is what happens when you have TOO many accounts

[BobWang]

Finally put a small charge on BofA AmEx after a year of dormancy.

For a few years I haven’t been able to pay from the web site, always had to call in.

 

Have had a BofA card since the 80’s

Discovered I COULD pay from the web site today.

AND I can schedule auto payments for the full balance due.

 

BUT, the last 4 digits of the payment account only looked vaguely familiar.

Googled the routing number, JPMorgan Chase.

 

What?

I don’t HAVE a Chase checking account.

 

Think, think, mutter, mutter.

Go through all my checking accounts, nope, none end in those 4 digits.

BUT, those digits sure ring a VERY faint bell.

 

Scratching head and pulling hair.

How on earth did this account end up as a payment account for BofA.

 

Half an hour later, AHA!

I fired Merrill Lynch almost 4 years ago.

Their CMA checking is handled through Chase.

 

I’d removed that account from all my credit cards in ’06.

But, I couldn’t access payment accounts on BofA till today.

 

Getting older, I guess.

[BobWang]

[CIO]

Finally put a small charge on BofA AmEx after a year of dormancy.

For a few years I haven’t been able to pay from the web site, always had to call in.

 

Have had a BofA card since the 80’s

Discovered I COULD pay from the web site today.

AND I can schedule auto payments for the full balance due.

 

BUT, the last 4 digits of the payment account only looked vaguely familiar.

Googled the routing number, JPMorgan Chase.

 

What?

I don’t HAVE a Chase checking account.

 

Think, think, mutter, mutter.

Go through all my checking accounts, nope, none end in those 4 digits.

BUT, those digits sure ring a VERY faint bell.

 

Scratching head and pulling hair.

How on earth did this account end up as a payment account for BofA.

 

Half an hour later, AHA!

I fired Merrill Lynch almost 4 years ago.

Their CMA checking is handled through Chase.

 

I’d removed that account from all my credit cards in ’06.

But, I couldn’t access payment accounts on BofA till today.

 

Getting older too much mileage on me, I guess.

 

Corrected. It's not the age, it's the juggling of dozens and dozens of accounts...and our reliance on Quicken to help out. If it's not showing in my Quicken, then by Tang's Law, it probably doesn't exist! But I still check...

 

Why not set that automated payment to go through as soon as the statement cuts? Scary to wait till the last day...things go wrong sometimes. Ya know?

[more credit less cash]

It's not age, it's Quicken! automation/convenience can make you forget a lot of things...

[BobWang]

Corrected. It's not the age, it's the juggling of dozens and dozens of accounts...and our reliance on Quicken to help out. If it's not showing in my Quicken, then by Tang's Law, it probably doesn't exist! But I still check...

 

Why not set that automated payment to go through as soon as the statement cuts? Scary to wait till the last day...things go wrong sometimes. Ya know?

Tang:

I DON'T trust the autopay system.

So, I manually pay soon after statements cut, *IF* I forget to pay BEFORE they cut.

The autopay is a backup in case I screw up.

Bob

[BobWang]

It's not age, it's Quicken! automation/convenience can make you forget a lot of things...

Yeah, it's kind of Quicken's fault.

I hide all closed accounts, so it didn't occur to me to look at the closed Merrill Lynch CMA.

[CIO]

Corrected. It's not the age, it's the juggling of dozens and dozens of accounts...and our reliance on Quicken to help out. If it's not showing in my Quicken, then by Tang's Law, it probably doesn't exist! But I still check...

 

Why not set that automated payment to go through as soon as the statement cuts? Scary to wait till the last day...things go wrong sometimes. Ya know?

Tang:

I DON'T trust the autopay system.

So, I manually pay soon after statements cut, *IF* I forget to pay BEFORE they cut.

The autopay is a backup in case I screw up.

Bob

 

*Shew*...good....that second posting was making me nervous just looking at it. I should've known, of course...you're extra attentive to payments. Sorry, I was in "Daddy Mode" when I posted earlier, and sounded preachy. Gotta watch how my postings come across when I'm in D mode.

[BobWang]

*Shew*...good....that second posting was making me nervous just looking at it. I should've known, of course...you're extra attentive to payments. Sorry, I was in "Daddy Mode" when I posted earlier, and sounded preachy. Gotta watch how my postings come across when I'm in D mode.

I have my alerts set to as early as possible.

[higher180]

Bob,

I'd probably forget after about 10 accounts, you stll have a better memory than I do

[more credit less cash]

It's not age, it's Quicken! automation/convenience can make you forget a lot of things...

Yeah, it's kind of Quicken's fault.

I hide all closed accounts, so it didn't occur to me to look at the closed Merrill Lynch CMA.

 

How many bank accounts do you have? do/can you memorize all your account numbers/logins/passwords?

[BobWang]

How many bank accounts do you have? do/can you memorize all your account numbers/logins/passwords?

mclc:

Over 50 open and active.

I know one account number, my local credit union.

The rest I rely on Quicken.

Bob

P.S. I also know one credit card number, my Platinum, only because I've entered it SO many times.

[BobWang]

I also rely on Quicken for my passwords.

Plus, I put a hint in my Favorites/Bookmarks.

[more credit less cash]

How many bank accounts do you have? do/can you memorize all your account numbers/logins/passwords?

mclc:

Over 50 open and active.

I know one account number, my local credit union.

The rest I rely on Quicken.

Bob

P.S. I also know one credit card number, my Platinum, only because I've entered it SO many times.

 

 

I also rely on Quicken for my passwords.

Plus, I put a hint in my Favorites/Bookmarks.

 

You should try to memorize them all just in case!

[BobWang]

You should try to memorize them all just in case!

Every few months, I print out a list of all my Quicken accounts with numbers and passwords.

Put in safe, just in case.

[2fast]

Just started using quicken(thanks for the help Bob), is it my banks(and CC's) fault it's not updating in real time? I go online and see transactions, go to the accounts and still not there, update, still not there.

[BobWang]

Just started using quicken(thanks for the help Bob), is it my banks(and CC's) fault it's not updating in real time? I go online and see transactions, go to the accounts and still not there, update, still not there.

2f:

If you are using Express Web Connect, aka One Step Update or Scheduled Updates, the servers are sometimes 1-2 days behind the financial institutions' sites.

*IF* you want to go ahead and download via Web Connect, do it manually from the web site, and it SHOULD work.

So, automated method is a little behind manual method.

Bob

[more credit less cash]

You should try to memorize them all just in case!

Every few months, I print out a list of all my Quicken accounts with numbers and passwords.

Put in safe, just in case.

 

But what if you forget the combination for the safe?

[BobWang]

You should try to memorize them all just in case!

Every few months, I print out a list of all my Quicken accounts with numbers and passwords.

Put in safe, just in case.

 

But what if you forget the combination for the safe?

A few people know the combination.

It's in a "hidden" room any way.

[more credit less cash]

You should try to memorize them all just in case!

Every few months, I print out a list of all my Quicken accounts with numbers and passwords.

Put in safe, just in case.

 

But what if you forget the combination for the safe?

A few people know the combination.

It's in a "hidden" room any way.

 

and what if everyone forgets where the safe is?

[2fast]

You should try to memorize them all just in case!

Every few months, I print out a list of all my Quicken accounts with numbers and passwords.

Put in safe, just in case.

 

But what if you forget the combination for the safe?

A few people know the combination.

It's in a "hidden" room any way.

Just PM it to me, I'mm make sure nobody else gets it... lmao

[BobWang]

You should try to memorize them all just in case!

Every few months, I print out a list of all my Quicken accounts with numbers and passwords.

Put in safe, just in case.

 

But what if you forget the combination for the safe?

A few people know the combination.

It's in a "hidden" room any way.

 

and what if everyone forgets where the safe is?

The location is in my will.

 

And DON'T ask where THAT is.

[BobWang]

Just PM it to me, I'mm make sure nobody else gets it... lmao

With all due respect, I'm not sure I trust someone with your type of handle.

[2fast]

Just PM it to me, I'mm make sure nobody else gets it... lmao

With all due respect, I'm not sure I trust someone with your type of handle.

It has nothing to do with honesty, it's either discriptive of my motorcycle roadracing ability or sexual limitations, I can't remember which.

[more credit less cash]

I know someone that has a customized safe that is also a functional toilet.

[GEORGE]

Send me all your bills and do a monthly direct deposit to my checking account for $10,000 and I will pay all your credit card bills for you in my spare time