For Marv - Please Help!!

[lari70807]

Your Age?28

 

Your Equifax Credit Score?570

Your Experian Credit Score?560?

Your TransUnion Credit Score?584

 

How many years have you been on file with Equifax?11

How many years have you been on file with Experian?11

How many years have you been on file with TransUnion?11

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan?No

Will this open auto loan be a trade-in?No

How many late pays within the last 12 months on the currently open loan?0

How many late pays within the last 13-24 months on the currently open loan?0

Your current open auto loan is financed with?N/A

Your current open auto loan payment is?N/A

Estimated amount you may be upside down in this vehicle?N/A

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have?2

Total percentage utilized overall?10%

How many of your revolving accounts are store cards?0

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)0

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)2

 

YOUR PERSONAL INFORMATION

 

How long at your current residence?28 YEARS

Do you Rent or have a Mortgage, or Live w/Relative or Other? Live w/ Relative

Your Monthly Rent or Mortgage payment?0

How long have you held your current job? 1 1/2

Your total provable monthly gross income is? 2300 monthly

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) computerized paycheck stub

Is there additional monthly income? What amount monthly? no

Describe the source.

Is the additional monthly income provable?

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 2000

Does any credit repository contain any Public Record? 1

If yes, please very briefly describe. From Alco Credit was placed on credit report in 2007 and they progressed it to court. It was placed on the credit reports by Alco but also as a public record in Oct 2009 it was paid to the collection company in Aug 2009 also shows paid on the record

 

Does any credit repository contain any Collection Account(s)?

If yes, please very briefly describe. old collection accouts that were paid (4)

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 6

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 4

 

New or Used vehicle you are considering: Please very briefly describe - used 2009 Toyota Corolla - 17449.00 looking to finance 15449.00... any thought would help tremendously!!

[MarvBear]

What is the previous high credit installment line that reports to any repository? (do not include student loans).

[lari70807]

Thank you for your response!! I was approved at Toyota for a 07 Corolla paying 309.00 a month with 15% interest!!

[MarvBear]

congrrrrrrrrrrrrrrrrrrrrrats.