Collection Company America double-dipping my CR on ATT/Cingular collection

[lacolem1]

CCA has decided to be clever and place duplicate collections on my 3 CRs, one with ATT as the OC and one with Cingular as the OC. Same amound, same everything. What's the best plan of attack for this crap?

[NeverQuietHere]

Can you show us how they are listed (keep private info out, like acct number and amt) just put xxx's or whatever.

 

Just so you know, CCA violates.

[encoder]

These guys are on my sht list

 

I DV'd them as part of my inital triage and they "repaid" me by reporting to EQ where they had only been reporting to EX before.

 

No worries, I think I got them where i want them

[TexasinATL]

I sent them a letter today, myself. GRRRR. Stupid $152 something-or-other from like 5 years ago. Get off my back, CCA!

[hippie1120]

CCA did the same thing to me. And I don't even owe AT&T anything (they're my cell phone provider)! Someone used my cell phone account to order themselves some new phones, not knowing that AT&T would send them to my address only. I sent them back, all was resolved, and then these jacka$%es from CCA place an account on my reports (2 on Equifax).

 

I'm about to hit 'em with the Texas Finance Code.

[lacolem1]

 

I blacked them out, but the amounts are exactly the same. What makes it so bad is that they tried this crap with me before with only EX but it was a quick dispute and removal. Now they're going all out and have changed just enough on the "new" listing to make this somewhat harder.

[hippie1120]

Ridiculous! You don't happen to be in Texas, do you? If so, you have the TFC to back you up and it appears to get good results. I am about to find out for myself.

[lacolem1]

I'm hoping to use this as a way to get BOTH items deleted.

[Linx04]

I am fighting these monkeys as well. They do not play fair by far. I have them on multiple violations but I am attempting to use the BBB and the AG before I sue them. I would suggest the AG help you on this one.

[lacolem1]

I am fighting these monkeys as well. They do not play fair by far. I have them on multiple violations but I am attempting to use the BBB and the AG before I sue them. I would suggest the AG help you on this one.

 

Before I go to the AG, should I go through the regular process of validation, dispute, etc., just to make sure all my ducks are in a row?

[NeverQuietHere]

Yep, make a paper trail.

 

Then find a lawyer.

[lacolem1]

I am fighting these monkeys as well. They do not play fair by far. I have them on multiple violations but I am attempting to use the BBB and the AG before I sue them. I would suggest the AG help you on this one.

 

Any luck on your part, yet?

[GEORGE]

Dispute BOTH as duplicate...YOU MIGHT GET LUCKY AND BOTH GO POOF

[lacolem1]

Dispute BOTH as duplicate...YOU MIGHT GET LUCKY AND BOTH GO POOF

 

 

Oh God, I hope so. That was going to be my plan of attack in concurrence with sending DV letters to them (not that I expect them to respond). If that doesn't work, then I get nasty with AG, BBB, etc.