Please help.......need advise!!

[maverick9]

Hello everyone,

 

I am a self employed individual that was told by a couple a friends of mine that I could obtain unsecured lines of business credit that wouldn't require a personal guarantor. Two different friends of mine told me about two separate companies, corporatecreditconcepts.com and an individual Darrell Hornbacher. I contacted both companies and the reps told me that they could get me up to 150K in lines of credit. The lines would be a mix of bank loans, business credit cards, and vendor lines (Dell, Office Depot, etc) of credit. Both companies charge around 2K and guarantee that they could get me an 80 peydex score and at least 100K of credit lines.

 

My one friend already got numerous loans but this just sounds too good to be true that programs out there exist like this, especially in this financial climate. But I had to ask here on CreditBoards because maybe it is true.

 

1) Can anyone verify that this is true?

2) What are the good and bad things about these loans and lines of credit?

3) If I could just play on the banks money and open up a business, or several for that matter with these lines, why isn't everyone doing this?

4) Does anyone know of corporatecreditconcepts.com? What is your feedback?

5) Does anyone know of Darrell Hornbacher? What is your feedback?

 

Am I being to skeptical or does this stuff really exist and work?

 

Looking forward to what you all have to say and thanks in advance.

[TheShadow]

I am always skeptical when I hear that someone can GUARANTEE me loans or tradelines like that. I dont know anyone legitimate who can do that, especially when they dont know anything about me, my business or my personal credit.

 

Please forgive me but I am even more skeptical when I see a new member who just joined who claims he has two friends who have done this, when I doubt anyone here even knows one friend who has done this kind of thing.

 

I will assume you are not just some spammer trying to promote this service so lets just look at the facts. Today it is very hard to get credit for a new business and even harder without a personal guarantee.

 

It's possible that CCC will help you with coaching and guidelines on how to build your credit, but to GUARANTEE you credit is unlikely. You would be better off reading the countless threads here on how to do it yourself, for free.

Edited November 14, 2009 by TheShadow

[maverick9]

Hello Shadow,

 

I appreciate your response. Sorry to raise a flag here but I am not a spammer at all. I am being honest about my friends and my post. Call CCC yourself and see what they say. They told me that they put it in writing that they will give me my 2K back if they don't get me at least 100K. The other company is being endorsed today by a pretty well known real estate investor. I know this investor and he would NOT endorse anything that he didn't trust to his list.

 

I know it sounds too good to be true but between my friends and me drilling these 2 companies with questions, I am a bit convinced. However, I would like the feedback from the members of this forum.

 

Thanks again so much for your response though.

[breeze]

There are many many threads in this forum about this kind of topic. If it sounds too good to be true, it is. Trust us. We really do not like having the names of these companies posted, because there are always naive desperate people who get scammed out of their hard earned money, and we don't want them to say it happened to them here. It is not good for our reputation.

 

We have a yahoo group where you can discuss anything. http://finance.groups.yahoo.com/group/CB_BizCreditGroup/

 

The reason people think it's spam is because this is a sneaky spammers favorite trick - to start a thread saying a friend told them something. We've seen every spammer trick in the book so many times that the regulars here recognized it when they see it. On the off chance that this was a sincere question, your post was approved so people here could tell you not to do this.

[800FICO1]

Hello everyone,

 

I am a self employed individual that was told by a couple a friends of mine that I could obtain unsecured lines of business credit that wouldn't require a personal guarantor. Two different friends of mine told me about two separate companies, corporatecreditconcepts.com and an individual Darrell Hornbacher. I contacted both companies and the reps told me that they could get me up to 150K in lines of credit. The lines would be a mix of bank loans, business credit cards, and vendor lines (Dell, Office Depot, etc) of credit. Both companies charge around 2K and guarantee that they could get me an 80 peydex score and at least 100K of credit lines.

 

My one friend already got numerous loans but this just sounds too good to be true that programs out there exist like this, especially in this financial climate. But I had to ask here on CreditBoards because maybe it is true.

 

1) Can anyone verify that this is true?

2) What are the good and bad things about these loans and lines of credit?

3) If I could just play on the banks money and open up a business, or several for that matter with these lines, why isn't everyone doing this?

4) Does anyone know of corporatecreditconcepts.com? What is your feedback?

5) Does anyone know of Darrell Hornbacher? What is your feedback?

 

Am I being to skeptical or does this stuff really exist and work?

 

Looking forward to what you all have to say and thanks in advance.

 

LOOKS LIKE SPAM TO ME PITCHING THIS PHONY BUSINESS CREDIT SCHEME. First of all ANYONE Guaranteeing 100k in credits likes is Bull$hit. There is no such thing especially in this credit environment. The things that this business corporatecreditconcepts are offering to do you can do and get yourself from the many talents that are here on the CreditBoard. I have over 150k in credit lines from different vendors and banks credit card WITH PG's and WITHOUT and I didn't need some phony credit business to set it up...all it took was 2 years and allot of time and patience.

[maverick9]

I appreciate the comments everyone. I am having an attorney friend of mine speak to the rep at one of the companies. I just wish someone can give feedback about corporatecreditconcepts.com. It is so tempting but like I said I am be cautious as I don't want to be taken.

 

If anyone knows about them, please post it here so we all can learn.

[breeze]

Can you post your questions here: http://finance.groups.yahoo.com/group/CB_BizCreditGroup/ We really, honestly, do not like to see these discussions on CB.