Can student loans be deleted

[im a goonie]

I have 3 really pesky student loans from salle me and the us dept. of ed. they're small amounts all under $5k and the dates are kinda weird because they're from 2003 but they say opened in 06'? and its all I have left to becoming free of debt is there any way to delete these damn things!? if anybody know please help me...

[millionariess2]

I have 3 really pesky student loans from salle me and the us dept. of ed. they're small amounts all under $5k and the dates are kinda weird because they're from 2003 but they say opened in 06'? and its all I have left to becoming free of debt is there any way to delete these damn things!? if anybody know please help me...

 

Have you tried getting on a payment plan? Or to get them deleted, you can pay them off in full and ask them to remove from credit report s (pay for delete), otherwise you have to be permanently disabled. Others may chime in to give a more detailed answer.

Edited October 14, 2009 by millionariess2

[hinklesc]

They will fall off just like other accounts, but that is a ways off. I am not sure if that would be 2010, or 2013 though?

[Saria]

I have 3 really pesky student loans from salle me and the us dept. of ed. they're small amounts all under $5k and the dates are kinda weird because they're from 2003 but they say opened in 06'? and its all I have left to becoming free of debt is there any way to delete these damn things!? if anybody know please help me...

 

Have you tried getting on a payment plan? Or to get them deleted, you can pay them off in full and ask them to remove from credit report s (pay for delete), otherwise you have to be permanently disabled. Others may chime in to give a more detailed answer.

 

You can't PFD a student loan.

 

goonie, we need more information to help you. What's the current status of the loans? Are they in default, are you current with them, or are they paid off now? Are there old late payments reporting? What's reporting negatively to make you want to get them deleted?

[im a goonie]

I have 3 really pesky student loans from salle me and the us dept. of ed. they're small amounts all under $5k and the dates are kinda weird because they're from 2003 but they say opened in 06'? and its all I have left to becoming free of debt is there any way to delete these damn things!? if anybody know please help me...

 

Have you tried getting on a payment plan? Or to get them deleted, you can pay them off in full and ask them to remove from credit report s (pay for delete), otherwise you have to be permanently disabled. Others may chime in to give a more detailed answer.

 

 

I was thinking about a payment plan but wanted to see if I could have them deleted first... But science their not for much I might try that pay for delete if thats my only option but thanks for the info, that helps me go in the right direction!

[im a goonie]

I have 3 really pesky student loans from salle me and the us dept. of ed. they're small amounts all under $5k and the dates are kinda weird because they're from 2003 but they say opened in 06'? and its all I have left to becoming free of debt is there any way to delete these damn things!? if anybody know please help me...

 

Have you tried getting on a payment plan? Or to get them deleted, you can pay them off in full and ask them to remove from credit report s (pay for delete), otherwise you have to be permanently disabled. Others may chime in to give a more detailed answer.

 

You can't PFD a student loan.

 

goonie, we need more information to help you. What's the current status of the loans? Are they in default, are you current with them, or are they paid off now? Are there old late payments reporting? What's reporting negatively to make you want to get them deleted?

 

One of them is (paid closed for $1422 from calif student aid) the Other is (transfered, closed for $4k from salle mae) and the last one is (collection account for $1675 from us depot of ed) I went to this school 1/2 a semester and they hit me with this bill. I didn't make one payment thinking i was sticking it to them but ended up hurt in the end... please tell me something positive because Im like an inch away from paying it!

[im a goonie]

One of them is (paid closed for $1422 from calif student aid) the Other is (transfered, closed for $4k from salle mae) and 2 with the depot of ed (1 is status: collection account for $1675 and the other is status: claim filed w/ gov. for $1376) I went to this school 1/2 a semester and they hit me with this bill. I didn't make one payment thinking I was sticking it to them but ended up hurt in the end... please tell me something positive because Im like an inch away from paying it!

[Saria]

They absolutely will not do a pay for delete on a student loan. Not gonna happen. If your primary objective is to salvage your credit as much as possible, look into loan rehab. You might not be able to do that with all of them, though, because some of the amounts might be too small. It would be helpful if you cut/paste exactly how these are reporting so we can make more sense of what's what.