I'm confused!!! Please help.

[huntinbluetickstyle]

I'm not for sure what the heck I'm doing. I ordered both me and my DH ChexSystems reports. His came back with nothing on it. Easy. My comes back with this information:

 

Reported Information:

Source of info--Woodforest National Bank

Reported name--me

Reported addy--my addy

Reported ssn--my ssn

Driver license and state--both mine

RTN-gives some numbers

Account--account number

Date reported on 2/18/2007

Reported for--NON SUFFICIENT FUNDS (NSF) ACTIVITY, ANY AMOUNTS OWED HAVE BEEN PAID

Orginial Charge off amount--982.66

Paid in full/settled in full date--3/22/2007

 

 

Can I dispute this and get it off my report since it's paid?

 

Then I have 3 inquiries:

Inquirer--All American Bank

Date--8/21/2009

 

Inquirer--Woodforest National Bank

Date--10/11/2006

 

Inquirer--Emigrant Direct

Date--3/19/2007

 

Can I dispute theses? Or do I have to? The Woodforest one does have my name spelled wrong but the other information looks correct.

 

And lastly retail information--

Date of check--1/02/2007

amount--36.00

date check paid--6/4/2007

payee--Walmart.

Do I dispute this? I'm just really at a lost as to what to dispute I guess. Any help is GREATLY appreciated.

[mca]

There is no guarantee for removal but it is your right to dispute. www.chexsystemsdisputes.com