34 replies to this topic

[GEORGE]

YOU CAN GO TO A STORE DAILY AND SPEND A TOTAL OF $5,000 OVER ONE MONTH AND IT IS NO BIG DEAL

BUT SPEND $5,000 IN ONE DAY AND IT IS A BIG DEAL
==========================
$5,000/30 = $166.67/day average spend

Edited by GEORGE, 27 August 2009 - 11:33 AM.

[Credit Savvy]

Ive left there with the stuff at the counter because I wouldnt show mine

Simply call 1-800-VISA-911. They will walk the violating cashier step-by-step through proper card acceptance procedure.

CREDIT CARD SIGNATURE IS ALL THE ID NEEDED

When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.

They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or photo ID.

Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement. The contract MasterCard merchants sign specifically prevents them from asking for personal ID.

Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.

WHAT YOU CAN DO

MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577 or call 1-800-300-3069. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine. You may also report violations online:

http://www.mastercar...violations.html

Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. Violations of Visa’s Operating Regulations result in fines of no less than $5,000. To report a merchant, write to Visa Inc. P.O. Box 8999 San Francisco, CA 94128-8999 or call 1-800-VISA-911.

American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."

[hurricanesfans27]

Ive left there with the stuff at the counter because I wouldnt show mine

Simply call 1-800-VISA-911. They will walk the violating cashier step-by-step through proper card acceptance procedure.

CREDIT CARD SIGNATURE IS ALL THE ID NEEDED

When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.

They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or photo ID.

Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement. The contract MasterCard merchants sign specifically prevents them from asking for personal ID.

Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.

WHAT YOU CAN DO

MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577 or call 1-800-300-3069. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine. You may also report violations online:

http://www.mastercar...violations.html

Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. Violations of Visa’s Operating Regulations result in fines of no less than $5,000. To report a merchant, write to Visa Inc. P.O. Box 8999 San Francisco, CA 94128-8999 or call 1-800-VISA-911.

American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."

and you think a walmart manager will care about this? not in the store ive been to. maybe you can let bentonville know that their managers are not following the rules.

[GEORGE]

I have the policy in my wallet

EDUCATION IS FREE

Not listening will cost them more than a few $$$$$

[Credit Savvy]

I hate it. It makes me feel as if they think I am too poor to have credit cards, or I am an actual ID thief. I have reported several merchants in my town already, and so far I think I have changed the ways of my local Walmart store. I carry a copy of the visa merchant rules in my wallet, and whenever I run into a problem I pull them out just as if I were in a court of law and say that what they are doing in violation of the agreement as well as the fact that they can be fined $2,000. If they further refuse, I call 1-800-VISA-911, and have a foreign operator tell them what they're doing is wrong. I am definitely not afraid to call people on their mistakes.

[Uncle Leo]

Continental-cum-Towncar-cum-Credit Savvy.

[radi8]

Continental-cum-Towncar-cum-Credit Savvy.

I was expecting "Navigator" would be next in the series. Boy was I wrong.

[GEORGE]

Continental-cum-Towncar-cum-Credit Savvy.

I was expecting "Navigator" would be next in the series. Boy was I wrong.

Sorry I missed seeing that...NOT

Edited by GEORGE, 27 August 2009 - 05:59 PM.

[hegemony]

Continental-cum-Towncar-cum-Credit Savvy.

I was expecting "Navigator" would be next in the series. Boy was I wrong.

or DURANGO

[Grizzly Bear]

I notice this article was written about a store in Canada. Do they not have "chip and PIN" ?