So I Faxed A Letter to Chex

[bostonte]

And today I received the following in the mail:

 

"Dear bostonte:

 

We are in receipt of your recent correspondence, which included a copy of a document indicating that bankruptcy has been filed which affects the following information.

 

-- List of my multiple accounts reporting, including one bank who kindly listed me as Suspected Fraud Activity

 

Please be advised that based on the bankruptcy filing, the information listed above has been removed from your consumer file at ChexSystems.

 

If you have any questions please contact us.

 

Sincerely,

 

Consumer Relations

Chex Systems, Inc."

 

 

I sent them a letter along the same general idea as what was listed in the CH 7 section on Mary's site. I don't know who made the decision that updating to "Paid" or "Included in Bankruptcy" wouldn't be sufficient, but it certainly works for me.

 

They even removed two older accounts that were still within the reporting time but listed as "All amounts owed have been paid".

 

I didn't get a new copy of my report with the letter as verification, but I did open a new bank account without a problem!

 

A pleasant surprise to an otherwise not so pleasant time period of my life (bankruptcy filing)...

[mca]

woohooo excellent http://www.chexsystemsdisputes.com/Did_you_file_a_ch.html

[Tornado]

Did you have to provide them any type of documentation to proof that you included the bank in your Banlruptcy?

 

Did you provide documentation that the Banruptcy was discharged?

 

Did Chex verify any of this or simple take your word and remove?

 

I'm intrigued. This may be beneficial to many depending on your answers.

 

Thanks in advance.

[Tornado]

Anyone? MCA? I mean it cant be as easy as just saying the acct is included in a bankruptcy.....can it?

[mca]

you must send in proper documentation showing that the debt was included in my bankruptcy and was discharged