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> Thanks CB!, Thank You
iampaulb
post Jun 3 2009, 08:40 PM
Post #1


Group: Members
Posts: 222
Joined: 15-April 03
From: Dallas TX
Member No.: 530
(I tried to post this in the TY section, but it said I did not have permission)

CB & Its Members -

Thank you for all the information you have shared with me. Over the last 6 years I have been able to wrangle in my personal finances and credit. Starting at a FICO of 515, I now have over 770.

Over The Past 6Yrs I have -
2003-2005 -- Established Positive Trade Lines w/Creditors Opening Charge Accounts and CCs
2005 - Bought a new truck with 3.9% financing (best rate offered /Tier 1 @ dealership)
2006 - Bought First Home with a FICO that got me a rate better than published rates on BankRate.com
2007 - Established a $25,000 Line of Credit with BoA
2007 - AMEX approved me for $25,000 Credit Limit on their Costco Card
2008 - Bought a new car for wife with 2.9% financing (best rate offered /Tier 1 @ dealership)
2009 - Bought our dream home in TX -- $266,000 @ 4.375% w/5% DP (rate better than published rates on BankRate.com)
2009+ Working on establishing my Real Estate Investment Business & looking to retire in 10 yrs @ 45

Thank You so much!
Paul

PS >> Newbie's please hold on, I know at the time it seems like it takes forever, but stick with it!!
 
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Googie
post Jun 3 2009, 08:40 PM
Post #
The MoneyMaker

Group: Accounting
Posts: One in Every Topic
Joined: 1-February 03
From: Mountain Home, CA Member No.: 1


 
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crazymonkeycat
post Jun 3 2009, 09:18 PM
Post #2


Group: Members
Posts: 675
Joined: 24-November 08
From: Mass
Member No.: 86,082
Wow! Congrats! I hope I'm half as good at this at you smile.gif


IPB
 
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breeze
post Jun 3 2009, 09:32 PM
Post #3
Site Owners
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Group: Admin
Posts: 35,299
Joined: 31-January 03
From: at the beach.....
Member No.: 3
Nice work!! Congratulations!

Moving to "Success Stories."


IPB



Privacy Matters | Free Credit Report | Discover 0% APR Intro | Shop CB - help pay the bills | Get CB Stuff

Current discount code = CPPSAVINGS | free scores and free trial
 
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Big_Daddy
post Jun 3 2009, 09:53 PM
Post #4


Group: Members
Posts: 1,336
Joined: 6-June 08
Member No.: 76,503
Huge Congrats!

Thats a neat little well put together summary. smile.gif


IPB

http://www.marketwatch.com/story/new-credi...r-credit-unions

Credit Matters - BLOG
-------------------------
 
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tinytallgirl
post Oct 12 2009, 05:50 PM
Post #5


Group: Members
Posts: 162
Joined: 8-July 04
From: Los Angeles, CA
Member No.: 6,899
Seeing newer success stories definitely motivates and inspire!!! Thank you for posting that smile.gif


IPB

"Don't go around saying the world owes you a living. The world owes you nothing. It was here first."

Mmmm....cupcakes in ice cream cones
 
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kyrn39
post Oct 21 2009, 03:42 PM
Post #6


Group: Members
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Joined: 1-October 08
Member No.: 83,110
what is boa.
 
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kyrn39
post Oct 21 2009, 03:48 PM
Post #7


Group: Members
Posts: 16
Joined: 1-October 08
Member No.: 83,110
please some one tell me what a positive trade line is.
 
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breeze
post Oct 22 2009, 10:43 AM
Post #8
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QUOTE (kyrn39 @ Oct 21 2009, 04:42 PM) *
what is boa.


Bank of America


IPB



Privacy Matters | Free Credit Report | Discover 0% APR Intro | Shop CB - help pay the bills | Get CB Stuff

Current discount code = CPPSAVINGS | free scores and free trial
 
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breeze
post Oct 22 2009, 10:43 AM
Post #9
Site Owners
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Group: Admin
Posts: 35,299
Joined: 31-January 03
From: at the beach.....
Member No.: 3
QUOTE (kyrn39 @ Oct 21 2009, 04:48 PM) *
please some one tell me what a positive trade line is.


A good account reporting on your credit report.


IPB



Privacy Matters | Free Credit Report | Discover 0% APR Intro | Shop CB - help pay the bills | Get CB Stuff

Current discount code = CPPSAVINGS | free scores and free trial
 
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